April 21, 2015

Lawsuit Funding Guide to Eligibility and the Application Process

If you are a plaintiff involved in a personal injury lawsuit and struggling to make ends meet, this guide can help determine if you are eligible for lawsuit funding and how to apply.

A “personal injury” is often a life-changing moment when you are seriously injured as the result of someone else's negligence or carelessness. While the most obvious example of this is an automobile accident, a personal injury lawsuit can result from many different types of occurrences and injuries. However the accident occurred, whoever is at fault, whatever the injuries, if you experience severe injuries and disabilities, it can lead to a mountain of medical bills, time off work, financial and emotional stress, and an inability to pay even everyday living expenses. To make the situation worse is a long legal process, one that could take years. How do you make ends meet? How does you survive, financially, to do battle with a well-financed insurance company with all the time and money in the world?

You may not realize there is a financial support option available to you known as lawsuit funding. Lawsuit funding is a non-recourse cash advance to help plaintiffs pay their bills, compensate for lost wages, and assist in daily expenses while on a long, and sometimes, bumpy road to resolution. While these transactions are often called “lawsuit loans,” they are not. The primary difference is that we fund cases, not people. There are no credit checks, employment verifications, or monthly payments. Repayment is made from the proceeds of the case, and a client's obligation to repay the cash advance will be completely excused if the case fails. This is not true with a traditional bank loan.

What kind of cases qualify for lawsuit funding?
Here is a list of a several types of cases we fund. If your case is not listed, please contact our office as we fund many other personal injury cases as well.
- Auto and Motorcycle Accidents
- Bus Accidents
- Trucking Accidents
- Construction Accidents
- Medical Malpractice
- Hospital and Nursing Home Neglect
- Premises Liability Accidents, including slip and fall accidents
- Pedestrian Accidents

How do you qualify?

Because we take all the risk of a lawsuit not settling in a client’s favor, having a case with merit is crucial for qualification. A case with merit involves a plaintiff with a serious injury, a strong case against the defendant, and an attorney working on a contingency basis.

How do you apply?

Once you meet the qualifications listed above, you may apply for funding. This process is quick and easy, consisting of a one-page application. Once received, we will review your application and contact your attorney to request the pertinent documents. Our underwriters will review the documents and make a funding decision within 24 – 48 hours. If your case is approved and you accept the lawsuit cash advance offer, you and your attorney will sign an agreement. We will then wire the funds directly into your bank account or send a check via overnight mail. Remember, repayment is not made until the case settles, and if you suffer the misfortune of losing your case, you owe absolutely nothing.

Why Lawsuit Financial?

We not only fund cases nationwide, our clients appreciate the following additional benefits of utilizing our services:
- Absolutely no “junk” fees or fees of any kind.
- Flat-fee funding approach (industry exclusive).
- Guaranteed value of case compromise if case doesn't achieve predicted value (industry
- Years of legal and legal funding industry experience (Our CEO is one of the most, if not the
most experienced industry professional).
- Confidentiality amongst attorneys is maintained at all times.
- No meddling with your case or with how your attorney handles your case.

How to Contact Us
If you have sustained significant injuries in an accident and need lawsuit funding during your pending lawsuit, we may be able to provide the cash advance you need. Contact us by completing our online application or call us toll-free at 1-877-377-7848. A member of our team would be happy to discuss your funding options.

April 14, 2015

Financial Assistance While Waiting to Settle A Personal Injury Claim

Auto accident victims have a common question – how long will it take to settle my case? This is an obvious question because victims want to put the accident behind them, but also want compensation for their loss, sooner rather than later, especially if injuries meant the inability to return to work. Unfortunately, most insurance companies will deny, delay, and defend a claim. An experienced attorney will fight for the best settlement possible, but filing a lawsuit and waiting out the litigation process can take months, even years. Time is not on the plaintiff’s side, especially a cash-strapped one. With limited options to pay even their basic needs, plaintiffs may consider help from family or friends or max-out credit cards. Family and friends may be unable to provide the necessary cash and credit card companies still require monthly payments. That leaves a plaintiff with two choices - settle with the insurance company now, knowing it is a low settlement offer or apply for lawsuit funding.

What is lawsuit funding?
Lawsuit funding is a cash advance (not a lawsuit loan) provided to plaintiffs who are involved in pending litigation through no fault of their own and need financial assistance. It is based on the merits of the case - what the funding company thinks the case will ultimately settle for.

Who is eligible for funding?
Anyone who has filed a lawsuit and are represented by an attorney, or who has settled a lawsuit and awaiting payment, is eligible for lawsuit funding.

What can the cash advance be used for?
The money can be used any way the client would like, but it is recommended that funding be used for “emergency” needs, such as medical expenses, mortgage, car payments, putting food on the table, etc.

How much can a plaintiff receive?
The amount of funding received depends on the details of the case.

How is the cash advance repaid?
Repayment of the cash advance, with interest, is made once the case successfully settles. If the case is lost, repayment is waived in its entirety. Additionally, there are no monthly payments or upfront fees.

What is needed to apply for funding?
The only requirement to apply is completion of a one-page application by the plaintiff and case documentation from the plaintiff’s attorney. There is no need for a credit check or employment verification.

How long will it take to receive the cash advance?

Once application and case documentation is received, if approved, funds can be available in as little as 24 hours.

If you are in a pending personal injury lawsuit and don't have the financial ability to wait out the litigation process, consider lawsuit funding to provide the financial relief you need.

April 9, 2015

Lawsuit Funding Can Work For You!

Serious injuries from an auto accident can disrupt your life physically and emotionally. Often the losses extend to your finances, especially if injuries left you unable to work. The more complicated the personal injury lawsuit, the longer it usually takes to reach a fair settlement. Because insurance companies have a financial advantage, they are in a position to deny, delay, and defend legal proceedings. Waiting months or years for a settlement can take a toll and you and your family. While accepting a low settlement offer may be tempting, it is usually not in your best interest. When you can no longer afford to wait for compensation you deserve, when you need money to pay immediate bills and meet your family’s basic needs, lawsuit funding can work for you.

With a lawsuit cash advance, you can pay expenses such as the mortgage, car payments, utilities, and out-of-pocket medical expenses. When not stressing about your finances, it’s easier to focus on recovering from your injuries while your attorney fights for fair compensation.

Lawsuit funding is a safe alternative to a bank loan because it better protects your interests as repayment is contingent on receiving a settlement. Lawsuit funding is also risk-free; if your case is lost, you owe nothing. Qualifying is easy; there are no credit checks or employment verifications; funding is based on the merits of the case.

Don’t compromise your ability to get the compensation you deserve. If you have a pending personal injury claim and have hired an attorney, you already qualify. With our streamlined application process, you can be approved for funding as quickly as 24 hours, and the lawsuit cash advance can be deposited directly into your bank account or sent via overnight mail. Call us toll-free at 1-877-377-7848 or complete our online application form. Our representatives are waiting to work for you!

April 7, 2015

Lawsuit Funding Bridges the Financial Gap until Justice is Served

Many auto accident victims who have suffered serious injuries and loss of income will struggle to pay not only daily household expenses, but additional bills as a result of the accident. Even in the most “cut-and-dry” case, a settlement can take years. When the financial strain of medical expenses and other bills becomes too much to bear, insurance companies, more often than not, will use a plaintiff’s economic hardships to their own benefit. When this happens, the plaintiff may settle for an amount that may not be enough to cover even medical expenses. A better option may be to apply for lawsuit funding.

What are the benefits of lawsuit funding?

1. The client can use the money for anything they wish, but usually will pay medical and/or funeral expenses, avoid foreclosure or eviction, make car payments, buy food, and pay other essential living expenses.

2. There are no upfront fees or monthly payments.

3. There are no credit checks.

4. There is no employment verification.

5. The client can receive enough money to cover critical expenses, but not enough to negatively impact recovery at settlement. In fact, there is an advantage to requesting cash advances over the course of the litigation process. By requesting cash advances on an as needed basis, it forces financial discipline; the plaintiff is more likely to spend the money only on the necessities. Funding in smaller increments is also less costly for the plaintiff because the repayment is based on cash advance amount at the time the funding was provided.

What are the risks of lawsuit funding?

There are no risks to the client; lawsuit funding is based solely on the merits of the case. The legal finance company assumes all the risk “buying” more time for the client’s attorney to receive a larger cash settlement. Funds are only repaid if, and when, the client successful settles the case. If the suit is not successful for any reason, the client's obligation to repay the cash advance is completely waived.

What is involved in the application process?

Lawsuit Financial knows how desperate financially strapped plaintiffs can be, so we are dedicated to making the application and approval process quick and easy. Simply complete a one-page online application or call 1-877-443-4711; we handle the rest. The only qualification to receive lawsuit funding is retaining an experienced attorney and a strong case.

How long is the approval process and how long will it take to receive funds?

Once we receive a funding application and case documentation from the plaintiff’s attorney, we immediately review the case. If approved for funding, Lawsuit Financial will prepare a contract for signature and wire funds directly into a client’s bank account within 24 – 48 hours.

The bottom line – lawsuit funding helps solve a plaintiff’s financial problems allowing them to wait for full case value. If you have been injured, disabled, or lost a loved one due to the negligence of someone else, if the bills are piling up, and if your life has been interrupted in a way nearly impossible to recover from without significant financial help, contact Lawsuit Financial. We may be able to help bridge the financial gap until your case settles.

April 6, 2015

Action News Exposes Deadly, Outdated Guardrails

Winning a wrongful death lawsuit resulting from a dangerous road accident involves proving the government was aware of a significant roadway danger, but failed to fix it. It can be a long legal process, but successful cases not only benefit the victims, but indirectly force changes in dangerous road conditions that can save lives - changes that might not otherwise occur at all. During the litigation process, the victim may struggle to meet financial obligations due to medical expenses, loss of income, funeral and burial expenses, and other expenses. Lawsuit Financial may be able to help; we provide financial support to plaintiffs known as litigation funding.

Last April, the 25-year-old was driving a 1998 Ford Mustang eastbound on Ronald Reagan Parkway when he lost control of his vehicle and ran off the road before striking a breakaway cable terminal (BCT) on the end of a steel guardrail. Investigators determined the BCT penetrated the driver's side of the car and sliced through the driver's seatbelt. He died on impact. Despite speeding as the cause of a fatal auto accident, the family has filed a wrongful death lawsuit against the Gwinnett County Department of Transportation alleging that a redesigned guardrail could have prevented death and minimized the severity of injuries.

In October, Channel 2 Action News found there are more than 300 outdated BCT guardrails still lining Georgia roadways, despite a federal government determination that the guardrail ends were "too stiff" to protect drivers. Although the Federal Highway Administration (FHWA) recommended removal and replacement dating back to 1998, it stopped short of requiring states to immediately find and remove all BCT’s, instead allowing the replacements to happen gradually as departments of transportation completed routine roadwork. After Channel 2 exposed the problem, Georgia’s DOT found nearly 2000 of the dangerous guardrails just on Georgia's interstates. The guardrails are being removed on a case by case basis where construction projects exist. A GDOT spokesperson said there is no timeline for when the outdated BCT guardrails will be removed across the state; it all depends on funding.

Any time a guardrail spears and penetrates its interior that should tell you that the guardrail design is faulty. Holding a negligent corporation accountable for a defective product not only compensates the victim for damages, but also allows the problem to become publicly known so that hopefully changes will be made and lives are saved. But, dangerous road cases are often long and drawn out. During this time, a victim may struggle to meet financial obligations.
Unfortunately, cases like this take years to settle. In that time, the victim’s family may be struggling to meet financial obligations due to the loss of income and other expenses as a result of his death. Applying for litigation funding may be the perfect solution. While waiting for the case to travel through the legal system toward resolution, a lawsuit cash advance can help with urgent financial issues and other necessities of life funding. Addressing financial obligations means plaintiffs can avoid settling too soon, for too little.

Applying for funding is quick and easy with Lawsuit Financial. There is no credit check or employment verification. Additionally, we do not require upfront fees or monthly payments. Best of all, our lawsuit cash advances are not paid back until the case successfully settles. Should the plaintiff lose the case, the repayment is waived.

If you are in a pending lawsuit and struggling to make ends meet, Lawsuit Financial may be able to provide you the financial support needed. We will evaluate your case and if approved, you can have funding within 24 - 48 hours. Call our office at 1-877-377-SUIT (7848) or visit us online. The call is free; the advice is priceless.

April 3, 2015

Get Over the Financial Hurdles of a Lawsuit with Lawsuit Funding

A St. Louis woman was killed while making a lawful turn when a SUV ran a stop sign and plowed into her Chevy Malibu. The woman was thrown from her vehicle; she was pronounced dead at the scene. After striking the woman’s vehicle, the SUV slammed into a nearby church, starting a fire. Though firefighter were able to extinguish the blaze before it spread, the church suffered substantial damage. Fortunately, no one was inside at the time. The 18-year-old driver of the SUV tried to escape on foot, but was apprehended. Police believe speed was a factor.

Serious injuries and death occur in auto accidents every day. Victims and their loved ones may incur significant losses including medical bills, lost wages, funeral and burial expenses, and pain and suffering, among other expenses. It is important for victims to seek legal advice to understand their rights to compensation.

When justice takes longer than a plaintiff can financial handle, Lawsuit Financial can provide immediate compensation in the form of a lawsuit cash advance, known as lawsuit funding. A cash advance not only helps pay the immediate bills, but enables the plaintiff to wait for a better settlement.

We offer a fast and easy application process, quick approval, and competitive rates; we never require upfront fees, a credit check, or employment verification. That’s because Lawsuit Financial funds strictly on case merit. Best of all, our clients’ only repay the cash advance if, and when, they settle their case. We require nothing if our client loses, not even the advance.

If you have been injured in an auto accident by no fault of your own and have filed a lawsuit, you are eligible for funding. We offer a free case evaluation and typically have funding decisions within 48 hours or less. Contact us online or by phone to discuss how lawsuit funding can assist you with your ultimate settlement.

March 30, 2015

Lawsuit Funding Provides Financial Relief . . . Financial Relief Provides Options

If confronted with the sudden and unexpected loss of a loved one due to the negligence or wrongdoing of another, the loss can be incalculable financially. Who will pay the bills and funeral expenses? How will you recover from loss of income? Despite a valid claim, the defendant will not accept accountability and justly compensate you without a fight. While deny, delay, and defend tactics prolong justice, the bills keep coming in; you need cash now. Confronted by financial pressures, plaintiffs in these types of lawsuits often accept less money than entitled because of financial obligations. Don’t let the insurance company starve you into an early settlement. Lawsuit Financial can provide wrongful death lawsuit funding.

A lawsuit cash advance is a viable option to lessen the financial burden while the case progresses. Without the pressure to settle, your attorney has time to obtain the maximum amount of compensation you deserve. The application process is free and easy; there are no credit checks or employment verification. There are also no monthly fees required and we are repaid only upon settlement. Best of all, Lawsuit Financial assumes the risk. In the unexpected event that your case does not settle, you are not responsible for repaying the cash advance. In other words, we get paid only if you get paid.

To apply for lawsuit funding, complete our online application. One of our representatives will contact you to begin the process. We regularly have funding decisions within 24 hours of receiving an application and case documentation. Once approved, you can receive your cash advance within 24 – 48 hours, via overnight mail or a wire transfer.

March 23, 2015

Lawsuit Funding Helps Send Strong Message

With death comes grief for loved ones left behind, but when the death is caused by negligence of someone else, it is even harder to accept. The injury or death can lead to exorbitant costs including medical bills, long-term care, even funeral and burial expenses and emotional damages. It may also result in loss of earnings. A lawsuit can provide fair compensation, while also sending a strong message that will help prevent someone else from being injured by a similar mistake or accident. Once a lawsuit is filed, if the victim/grieving family is in need of financial assistance until the case settles, lawsuit funding may be an option.

Although nothing can bring back a loved one, with the financial pressures reduced, a family is better able to fight for compensation deserved. Lawsuit funding is provided on a non-recourse basis; the cash advance is waived in its entirety if the case is lost. Within 48 hours of receiving a funding application and case documentation, Lawsuit Financial can review a case for a cash advance. If approved, we can wire the funds directly into a client’s account as quickly as 24-hours. How can we do this so quickly? We provide funding solely on case merit. There are no credit checks, employment verification, or collateral needed.

Are you the victim of medical negligence? Have you filed a medical malpractice lawsuit and are in need of fast cash until your case settles? While cases are time-consuming and a settlement may take years, our lawsuit funding process is not. Contact our offices for a free consultation or to apply; our knowledgeable team is ready to help.

March 20, 2015

Lawsuit Funding May Be Available for Victims of Harbour Island Bridge Accident

Three pedestrians were injured, one fatally when a vehicle jumped a curb and started driving on a sidewalk in downtown Tampa before hitting a light pole. The pole fell on one of the victims; the vehicle hit an elderly couple. The elderly man died from his injuries. Police believe the driver who caused the accident suffered a medical episode. He was not injured, but admitted to the hospital for the medical condition. The driver is cooperating with the investigation. He may not face charges, as long as there are no medical restrictions on his license.

While the investigation is underway, the injured victims and their families may choose to speak to an experienced auto accident attorney to protect their rights. Auto accident lawsuits can present some unique challenges, especially in a case such as this where a medical condition may be the cause. An experienced attorney can help determine if the victims have the right to seek compensation.

During a lengthy litigation process, the victims may find themselves burdened by the expenses associated with medical expenses, loss of income, or even death of a loved one. There is immediate financial assistance available to victims to cover medical expenses, household bills, lost income, and funeral expenses. It is called lawsuit funding.

A lawsuit cash advance is available by phone or online, and is contingent on the outcome of your case. There are no application fees or monthly payments; the only collateral needed is a pending lawsuit. Once an application and applicable documentation is received, funding decisions can be made within 24 – 48 hours. Repayment is made once the case settles, but if lost, the repayment is excused.

If you have been involved in an auto accident and are undergoing serious financial challenges while waiting for your settlement, contact Lawsuit Financial for a complimentary evaluation of your case.

March 18, 2015

Lawsuit Financial Removes Financial Pressures during Pending Claims

After being a victim of an automobile accident, a plaintiff may be left with serious or debilitating injuries an unable to return to work. This will often lead to a financial strain on the victim and mounting unpaid bills such as medical expenses, mortgage payments, and utility bills. Some plaintiffs have difficulty even putting food on the table. Often times, insurance companies use deny, delay, and defend tactics to wear down an injured plaintiff in order to settle a case for far less than case value. What can plaintiff do when all financial resources have been exhausted? Call the lawsuit funding experts at Lawsuit Financial!

So what is lawsuit funding? Despite many people calling it a “lawsuit loan,” lawsuit funding is not a loan. In simple terms, it is a cash advance against an expected settlement used to help pay basic living expenses until a settlement is reached. Cash advances are provided on a non-recourse basis meaning that if an advance is made, but nothing is recovered, the plaintiff is not required to re-pay the advance. Additionally, there are no credit checks or employment verification.

Now that you can see why lawsuit funding is not a loan, if you have filed a personal injury lawsuit and need money to pay the bills, give us a call or complete our online funding application. If you need an attorney to be considered for lawsuit funding, we can help with that too. We will contact your attorney and then review your case. If approved, you can have cash in hand within 24 – 48 hours. It really is that easy! Again, you owe absolutely nothing until your case is successfully settled. And, if you lose your case, repayment of the cash advance is completely waived; on obligations and no questions.

If you are currently involved in a personal injury lawsuit and are in need of financial help, you do not have to settle for less or wait years for your settlement. Call Lawsuit Financial and let us take the financial worries out of your pending case.

March 16, 2015

A Risk-Free Solution to Paying the Bills during a Pending Personal Injury Lawsuit

Any personal injury victim who is represented by an attorney in a pending lawsuit and in need of fast cash before their case settles, is eligible to apply for litigation funding.

What is litigation funding?

Litigation funding is a non-recourse cash advance to help plaintiffs pay the bills and put food on the table during a pending claim. It is the financial buffer that allows them to avoid settling their case too early for considerably less than case value.

After an auto accident caused serious back injuries, Jacob was unable to return to work. He required several surgeries and doctors would not say confidently that he would ever be able to resume his job as a construction worker. The income from his wife’s job was not enough to sustain this family of four. Although Jacob filed a lawsuit and his attorney said the case was worth at least $800,000, the defendant was dragging its feet. Jacob’s family was facing foreclosure when he learned about litigation funding. Within 48 hours, we were able to fund Jacob $3,000, and two months later another $2,500. His case settled six months later for $1.2 million, at which time he repaid the cash advance and applicable interest.

Many plaintiffs are forced to accept a low settlement offer because they need immediate cash. With litigation funding, a plaintiff doesn’t have to wait months or years for a case to settle, risking debt or a bad credit rating. Litigation funding is based solely on the merits of a case. There is no need for a credit check, employment verification, or monthly payments. Because funding is provided on a non-recourse basis there is no risk to the plaintiff; if the plaintiff loses the case, repayment is completely waived. Once an application is received, we request case documentation from the attorney. In most cases, a funding decision can be made within 24 hours. If approved for funding, the money can be spent anyway the plaintiff chooses, with no restrictions.

If you were suddenly injured in an auto accident and unable to work, would you have a means to pay the bills – mortgage, rent, car payments, tuition, medical expenses, utility bills, groceries? How long would that money last? What if you filed a personal injury lawsuit, but the insurance company offered an inadequate settlement offer or was denying the claim causing your case to drag on indefinitely? Do you know how you would stay financially afloat?

Until you are the victim of someone else’s negligence, you may not realize that insurance companies use every tactic in the book to persuade you to settle for less than you deserve. They will de-value your claim, or use stalling tactics in an effort to wear you down to the point that you accept their offer. Do not feel pressured to settle your personal injury claim prematurely. There may be a viable way out with litigation funding. If you are interested in learning more about litigation funding and how you may benefit, call us today at 1- 877-377-7848.

March 5, 2015

What is at the Core of Many Higher Personal Injury Settlements?

If you have suffered a personal injury, physically or emotionally, as a result of an auto accident you may wish to seek compensation for damages incurred. While a personal injury attorney will represent you on a contingency basis, your case may take several months – sometimes a year or more – to settle. In the meantime, you may struggle financially to pay basic living expenses, such as mortgage, car payments, utilities, and groceries, as well as expenses associated with the accident. When that happens, don’t be forced to settle for less than your case is worth because you don’t have the money to withstand the delay tactics of the defense. With pre-settlement lawsuit funding, you will be better able to withstand the lengthy legal process and ultimately receive a more favorable settlement.

Insurance companies have the time, power, and money that plaintiffs do not. They will "delay, deny, confuse and refuse” and use the lengthy process to their advantage to "starve" a needy plaintiff into a less-than-fair settlement. If an offer is made in a time a significant financial need (like when the plaintiff is behind on mortgage, car or health insurance payments), it is likely to be considered or accepted by the desperate plaintiff.

The core purpose of pre-settlement lawsuit funding should be to improve case results by removing the plaintiff's financial incentive to settle too early, for too little. With a lawsuit cash advance, plaintiffs keep valuable assets safe, while giving their attorney time to achieve full case value. Although sometimes referred to as a “lawsuit loan”, lawsuit funding is NOT a loan, but rather a non-recourse cash advance. There are no upfront fees or monthly payments; repayment is made if and when the case is successfully settled. If the plaintiff loses the case, the funding is completely waived; the plaintiff owes the funding company absolutely nothing and keeps the advance. Other unique features of lawsuit funding is that there are no credit checks or proof of employment required.

If you have been seriously injured or lost a loved one due to the negligence of someone else, and put in a tough financial situation while waiting for your case to settle, consider pre-settlement lawsuit funding. It is easy to apply, online or by telephone. Your attorney provides only minimal case documentation which is reviewed by the funding company to determine the merit of the case and establish funding amount to be approved. Once approved, a contract is submitted for signature and cash can be available in as little as 24 hours.

To find out if your case qualifies for lawsuit funding call us toll-free at 877-377-7848 or complete our online application.