Articles Tagged with Under-Insured Motorist

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Auto accident personal injury claims can take a long time to settle. Although insurance companies have an ethical and legal duty to act in good faith and pay legitimate claims promptly, many will deny, delay, and defend claims as long as possible. Auto accident lawsuit funding can help auto accident victims stay afloat, make ends meet, and avoid financial disaster during the litigation process.

A man suffered serious injuries and underwent numerous surgeries after a 2011 auto accident caused by an uninsured driver. Despite having uninsured motorist coverage under his own auto policy, and despite paying his premiums, the man’s insurance carrier denied his claim and refused to make medical payments. The innocent victim filed a lawsuit, which wasn’t settled for five years. During that time, his family faced financial hardship.

Suffering a personal injury in an auto accident is bad enough, but when your own insurance company refuses, in bad faith, to negotiate or settle the claim, the victim is forced to fight for his/her rights.

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Suffering a personal injury in an auto accident is bad enough, but when the insurance company refuses in bad faith to negotiate or settle a claim, the impact can be devastating. Here is a case where an insurance company put their bottom line profits over their obligation to honor a contract. While the plaintiff eventually won her case, it took nearly four years.

A 41-year-old woman was a rear-seat passenger in a vehicle that was struck from behind by another car. The impact caused the Altima to strike another vehicle stopped in front of it. The passenger was treated and released at a local hospital. Although she complained of low-back pain, the woman was not diagnosed with a cervical intervertebral disc herniation and bulge until years later. Eight months of physical therapy and two epidural steroid injections did not prove successful; a neurosurgeon recommended spinal surgery.

The woman filed a lawsuit against her insurance company seeking payment of underinsured motorist benefits. Allstate disputed damages, arguing that the woman’s cervical conditions were entirely pre-existing and had no relation to the accident. After a four-day trial, the jury found in favor of the plaintiff; she was awarded $1.2 million in unspecified damages.