If you have been seriously injured in an auto accident, you may face numerous medical expenses. Who will pay these bills, especially if you require ongoing treatment or surgery and are unable to work?
In no-fault states, at least some medical expenses will be covered under your auto insurance policy, regardless of whether the accident was your fault or not. If the accident was not your fault, you can bring a lawsuit against the responsible party to recover accident-related past and future medical expenses, as well as lost wages for pain and suffering. To determine whether you have the right to file a claim, it is best to consult an experienced auto accident attorney.
Assuming a lawsuit is filed, the time it takes to reach a settlement or verdict could be months, if not years. But, insurance companies usually refuse to pay until a claim settles. This is a deny, delay, and defend tactic to get you to accept less than full case value. Sadly, it might work if you don’t feel you have other options.