Suffering a personal injury in an auto accident is bad enough, but when the insurance company refuses in bad faith to negotiate or settle a claim, the impact can be devastating. Here is a case where an insurance company put their bottom line profits over their obligation to honor a contract. While the plaintiff eventually won her case, it took nearly four years.
A 41-year-old woman was a rear-seat passenger in a vehicle that was struck from behind by another car. The impact caused the Altima to strike another vehicle stopped in front of it. The passenger was treated and released at a local hospital. Although she complained of low-back pain, the woman was not diagnosed with a cervical intervertebral disc herniation and bulge until years later. Eight months of physical therapy and two epidural steroid injections did not prove successful; a neurosurgeon recommended spinal surgery.
The woman filed a lawsuit against her insurance company seeking payment of underinsured motorist benefits. Allstate disputed damages, arguing that the woman’s cervical conditions were entirely pre-existing and had no relation to the accident. After a four-day trial, the jury found in favor of the plaintiff; she was awarded $1.2 million in unspecified damages.
The idea behind under-insurance and un-insurance coverage is simple: If you’re injured in an auto accident – driver, passenger or pedestrian – and the at-fault driver either does not have insurance or is under-insured, you are entitled to additional payments from your insurance company, up to your coverage limits, to help pay medical bills. Corporate greed should never cause a plaintiff to fight for his/her rights through a long litigation process.
Unlike insurance companies, legal funding companies don’t penalize its customers for using its services exactly the way it is intended. When corporate greed leads to lawsuit abuse; when innocent victims need to fight for their rights, lawsuit funding is there to help.
Lawsuit Financial Corporation helps people “bridge” the gap between when an accident occurs and when the plaintiff receives a payout in connection with his/her case. The lawsuit cash advance can be used to pay for medical bills and other related expenses arising from a serious injury accident, or regular bills and expenses – mortgage, rent, car payments – that fall behind as a consequence of such an accident. Qualifying for lawsuit funding is based solely on the merits of the case; applicants do not need to be employed, there are no upfront or hidden fees and there are no monthly payments. Best of all, the cash advance is only paid back if, and when, the case successfully settles.