If you have been seriously injured in an auto accident, you may face numerous medical expenses. Who will pay these bills, especially if you require ongoing treatment or surgery and are unable to work?
In no-fault states, at least some medical expenses will be covered under your auto insurance policy, regardless of whether the accident was your fault or not. If the accident was not your fault, you can bring a lawsuit against the responsible party to recover accident-related past and future medical expenses, as well as lost wages for pain and suffering. To determine whether you have the right to file a claim, it is best to consult an experienced auto accident attorney.
Assuming a lawsuit is filed, the time it takes to reach a settlement or verdict could be months, if not years. But, insurance companies usually refuse to pay until a claim settles. This is a deny, delay, and defend tactic to get you to accept less than full case value. Sadly, it might work if you don’t feel you have other options.
A “personal injury” is that life-changing moment when you are seriously injured as the result of someone else’s negligence or carelessness. While the most obvious example of this is an automobile accident, a personal injury lawsuit can result from many kinds of occurrences and injuries – construction accident, a slip and fall, medical negligence, nursing home neglect, and pedestrian accident.
However you have been hurt or whatever the circumstances, a personal injury victim often experiences severe injuries and disabilities, resulting in a mountain of medical bills, the inability to work, financial and emotional stress. Even with the “best” attorney, it could take years to achieve justice.
How do you make ends meet financially?
A New Jersey family of five, including four children, were killed in an auto accident in Delaware, according to state police. One adult was taken to an area hospital with serious, non-life-threatening injuries.
According to police, a southbound pickup truck crossed the median and struck a northbound vehicle. That vehicle came to rest in the median, while the pickup continued traveling in the wrong direction down the highway before being struck by a minivan carrying the New Jersey family.
An investigation is still underway. The crash has also raised questions about the need to install guardrails.
Auto accident personal injury claims can take a long time to settle. Although insurance companies have an ethical and legal duty to act in good faith and pay legitimate claims promptly, many will deny, delay, and defend claims as long as possible. Auto accident lawsuit funding can help auto accident victims stay afloat, make ends meet, and avoid financial disaster during the litigation process.
A man suffered serious injuries and underwent numerous surgeries after a 2011 auto accident caused by an uninsured driver. Despite having uninsured motorist coverage under his own auto policy, and despite paying his premiums, the man’s insurance carrier denied his claim and refused to make medical payments. The innocent victim filed a lawsuit, which wasn’t settled for five years. During that time, his family faced financial hardship.
Suffering a personal injury in an auto accident is bad enough, but when your own insurance company refuses, in bad faith, to negotiate or settle the claim, the victim is forced to fight for his/her rights.
A woman suffered a brain injury when her car hit a five-inch drop off and she lost control. She filed a personal injury lawsuit with the state of Louisiana, however, suing the state adds additional hurdles, which led to years before she received a settlement. In the meantime, the woman had to pay for much of her own care, such as an in-home aide. Although she was able to borrow money from the bank, she had to pay interest on the loans.
Waiting to receive just compensation over an injury due to someone else’s negligence, can be financially devastating. Complex auto accident lawsuits can take months or even years to resolve. During this time, your bills and expenses are stacking up and your injuries may render you unable to work, forcing you and your family into debt in order to simply cover day-to-day expenses. Furthermore, government agencies, insurance companies, and large corporations named as defendants have greater resources at their disposal to delay and prolong settlement of lawsuits against them. They count on the desperation of the plaintiff to either drop the case or settle for less than full case value.
That is why lawsuit funding has become a popular and effective option. If approved, you can get the money you need to stay financially afloat until your attorney can obtain fair compensation for your injuries and losses. But even after a settlement is handed down or agreed upon, the wait may continue.
According to reports, the driver of a Nissan drove off a highway exit ramp and onto the grass before crashing into the driver’s side of a GMC truck stopped at a light. The truck driver was pronounced dead at the scene.
The Nissan driver was arrested and charged with causing a death while operating a motor vehicle while intoxicated. Police also found an open container of alcohol on the floorboard of his car, according to an incident report.
Nothing can be more devastating than losing a loved one due by a drunk driver. Funeral and burial expenses and other bills can pile up and the cost of fighting a wrongful death lawsuit can be staggering. Sometimes a lawsuit can take months, even years, before a settlement is reached.
The safety of drugs has been a major issue for years, not only with patients but in the legal arena as medical malpractice attorneys fight for justice for victims.
A Kentucky woman filed a lawsuit against three drug manufacturers alleging that she suffered heart failure and cardiovascular injury from a popular type 2 diabetic medication. According to the lawsuit, the woman had taken the medication for approximately two years before being diagnosed with signs and symptoms. As a result of her injuries, the woman says she can no longer work as she had before, substantially reducing her earning capacity. The complaint also states that neither she or her doctor were properly informed about the risk of heart failure linked to the medication and alleges that they were purposefully deceived by the manufacturers.
During a lengthy litigation process, the issue of financing and being able to pay the day-to-day living expenses may become an issue; an issue that could drastically affect how a case may progress. If plaintiffs are worried about their financial situation, lawsuit funding may be an option.
Construction is a necessary part of keeping roads safe, but construction sites can become just as dangerous as a bad road. Accidents in construction zones typically occur because of excessive speed, drunken or impaired driving, or driver distractions.
While the underlying cause of the following fatal Illinois truck accident has not yet been publicly disclosed, the crash highlights the possible severity of a tractor-trailer accident.
Last November, a tractor-trailer driver crashed into vehicles that had slowed or stopped in a construction zone on I-55 near Hamel, Illinois. According to the Illinois State Police, several witnesses told investigators that the semi was traveling an estimated 60 mph when it struck eight vehicles, even driving over some of them. Four people died as a result of the crash; a dozen others were injured. The truck driver was charged with four counts of reckless homicide and eight counts of aggravated reckless driving.
Three people were killed when a medical helicopter crashed in wooded, rough terrain in northern Wisconsin. The pilot and two medical crew members were returning from delivering a patient to a Madison hospital at the time of the crash.
Authorities said that the Eurocopter AS350 helicopter’s GPS signal vanished shortly before 11 p.m. Approximately 25 minutes, dispatchers received a call that the chopper was missing. The wreckage was found 12 miles south of their destination. The cabin was crushed, and its rotors appeared to have been sheared off. Debris could be seen 100 yards away.
The cause of the crash is being investigated by the National Transportation Safety Board (NTSB) and the Federal Aviation Administration (FAA). Although a preliminary report is expected within the next two weeks, a full report could take at least a year. Investigators will be focusing on the weather at the time of the crash, the pilot’s background and training, and the chopper’s maintenance logs.