April 21, 2015

Lawsuit Funding Guide to Eligibility and the Application Process

If you are a plaintiff involved in a personal injury lawsuit and struggling to make ends meet, this guide can help determine if you are eligible for lawsuit funding and how to apply.

A “personal injury” is often a life-changing moment when you are seriously injured as the result of someone else's negligence or carelessness. While the most obvious example of this is an automobile accident, a personal injury lawsuit can result from many different types of occurrences and injuries. However the accident occurred, whoever is at fault, whatever the injuries, if you experience severe injuries and disabilities, it can lead to a mountain of medical bills, time off work, financial and emotional stress, and an inability to pay even everyday living expenses. To make the situation worse is a long legal process, one that could take years. How do you make ends meet? How does you survive, financially, to do battle with a well-financed insurance company with all the time and money in the world?

You may not realize there is a financial support option available to you known as lawsuit funding. Lawsuit funding is a non-recourse cash advance to help plaintiffs pay their bills, compensate for lost wages, and assist in daily expenses while on a long, and sometimes, bumpy road to resolution. While these transactions are often called “lawsuit loans,” they are not. The primary difference is that we fund cases, not people. There are no credit checks, employment verifications, or monthly payments. Repayment is made from the proceeds of the case, and a client's obligation to repay the cash advance will be completely excused if the case fails. This is not true with a traditional bank loan.

What kind of cases qualify for lawsuit funding?
Here is a list of a several types of cases we fund. If your case is not listed, please contact our office as we fund many other personal injury cases as well.
- Auto and Motorcycle Accidents
- Bus Accidents
- Trucking Accidents
- Construction Accidents
- Medical Malpractice
- Hospital and Nursing Home Neglect
- Premises Liability Accidents, including slip and fall accidents
- Pedestrian Accidents

How do you qualify?

Because we take all the risk of a lawsuit not settling in a client’s favor, having a case with merit is crucial for qualification. A case with merit involves a plaintiff with a serious injury, a strong case against the defendant, and an attorney working on a contingency basis.

How do you apply?

Once you meet the qualifications listed above, you may apply for funding. This process is quick and easy, consisting of a one-page application. Once received, we will review your application and contact your attorney to request the pertinent documents. Our underwriters will review the documents and make a funding decision within 24 – 48 hours. If your case is approved and you accept the lawsuit cash advance offer, you and your attorney will sign an agreement. We will then wire the funds directly into your bank account or send a check via overnight mail. Remember, repayment is not made until the case settles, and if you suffer the misfortune of losing your case, you owe absolutely nothing.

Why Lawsuit Financial?

We not only fund cases nationwide, our clients appreciate the following additional benefits of utilizing our services:
- Absolutely no “junk” fees or fees of any kind.
- Flat-fee funding approach (industry exclusive).
- Guaranteed value of case compromise if case doesn't achieve predicted value (industry
- Years of legal and legal funding industry experience (Our CEO is one of the most, if not the
most experienced industry professional).
- Confidentiality amongst attorneys is maintained at all times.
- No meddling with your case or with how your attorney handles your case.

How to Contact Us
If you have sustained significant injuries in an accident and need lawsuit funding during your pending lawsuit, we may be able to provide the cash advance you need. Contact us by completing our online application or call us toll-free at 1-877-377-7848. A member of our team would be happy to discuss your funding options.

February 25, 2014

Time is On Your Side with Lawsuit Financial!

Lawsuit Financial has been a leader in the legal funding industry for 15 years. We work tirelessly to provide sensible lawsuit cash advances for plaintiffs struggling financially during a pending lawsuit.

What we offer:
Free, no-obligation consultation. We take time with each client to understand their financial situation and offer the best solution. If you choose to apply for lawsuit funding, we will review your application and case documentation and tell you how we can help, at no charge to you.

No upfront fees or monthly payments. We receive nothing until your successfully settle your case. It you lose, repayment of the cash advance is completely waived; you owe us absolutely nothing.

Fast turnaround. We have a streamlined application and approval process. With no need for credit checks or employment verifications, we can fund a client in as little as 24 hours from approval.

Dedicated, professional staff. We have an excellent reputation among plaintiffs and attorneys for our honesty, care, and personal touch.

Newly expanded services. We recently launched our Client Resource Center to further help our clients “get back on their feet” and guide them in the right direction to assure future financial stability. This too, is an absolutely free service.

Giving back to the community. We contribute to justice charities and PACs all over the country and give back to the community by supporting such organizations as:
♦Casey Feldman Foundation
♦Forgotten Harvest
♦Keenan’s Kids Foundation
♦Lawyers Against Hunger
♦Muscular Dystrophy
♦Special Olympics
♦St. Jude Children’s Research Hospital

The experience you deserve. Our CEO, Mark Bello, has thirty-seven years experience as a trial lawyer and fifteen years as an underwriter and situational analyst in the lawsuit funding industry.

Lawsuit Financial Corporation
31864 Northwestern Highway
Farmington Hills, Michigan 48334
Toll Free: 877-377-7848
Phone: 248-702-6022

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February 14, 2014

Lawsuit Financial Takes Lawsuit Funding Services to a New Level

You have been involved in a devastating, disabling, personal injury accident. The bills are piling up and you need financial help. Where do you turn? More and more personal injury victims, while waiting for the long legal process to end, turn to lawsuit funding for that financial assistance. The concept of lawsuit funding was created to provide relief to pending litigants who, through no fault of their own, need immediate cash but do not qualify for traditional loan products. For some, these emergency funds make the difference between keeping or losing their home and putting food on the table. It can also provide financial leverage needed to achieve a much higher settlement or verdict.

Lawsuit Financial has developed an excellent reputation among plaintiffs and attorneys for its honesty, care, and personal touch. As an industry leader, simply providing a lawsuit cash advance to a client is not our only responsibility. Our top priority is to do what is best for the client, the attorney, and the case, regardless of whether we turn a profit. With our first-of-its-kind, FREE Client Resource Center (CRC), we provide direction and knowledge to our clients to help them “get back on their feet” during the litigation process, but also ensure they are taking the right steps for their future and security. The CRC helps clients find local and national assistance options, provide money saving and budgeting tips, and minimize their financial burdens not only during their pending claim, but beyond case settlement. And, this is an absolutely FREE service.

To learn more about Lawsuit Financial and our FREE Client Resource Center, visit us online or call one of our funding specialists or CRC counselor toll-free at 1-877-377-7848.

June 25, 2013

The Benefits Of Lawsuit Funding Are Priceless

Most plaintiffs do not have the deep pockets of big businesses, hospitals, and insurance companies so when facing a long litigation process, plaintiffs may need to seek financial assistance. Unfortunately, banks do not provide loans against a lawsuit and often times, family and friends are unable to help. A legal funding company offers many benefits that a bank does not.

Get the Settlement You Deserve
Accepting an early settlement offer may be tempting, but it is more often than not, far less than case value. An early settlement can short change a plaintiff and deny them money that may be needed in the future. Lawsuit funding can help plaintiffs avoid settling out of financial desperation. With a lawsuit cash advance, plaintiffs can, in most cases, receive the settlement they deserve.

It’s Not A Loan

Lawsuit funding is based solely on the merits of the case. Unlike a bank loan, there are no upfront fees, no credit checks, no employment verifications, and no monthly fees.

It is Risk-Free

Repayment is made if, and when, the plaintiff successfully settles the case. If the plaintiff loses the case, no repayment is due, not even the cash advance.

No Strings Attached

If approved for lawsuit funding, there are no strings attached; the plaintiff can use the money for anything he/she chooses although typically the money is used to pay the mortgage, rent, medical bills, auto payments, and other pressing expenses.

Easy Application Process
The application process is quick and easy. Simple visit us online or call one of our representatives to complete a one-page application. Once received, we request case documentation from the plaintiff’s attorney to determine if the case has merit.

Quick Turnaround Time
Once an application is approved, funds can be available for immediate use within 24 – 48 hours.

When faced with settling for less than you deserve, consider lawsuit funding. It could make a significant difference in helping you stay the course rather than accept an inadequate settlement offer.

May 28, 2013

Why Lawsuit Funding Is A Smarter Alternative Than A Quick Settlement

Once a plaintiff files a personal injury lawsuit it takes time to wind through the legal process during which time the plaintiff may feel financial pressures. In most cases, the defendant will attempt to settle early offering less than the expected full settlement value of the case. When a plaintiff is already feeling the financial pressures, the offer may be enticing. Fortunately, plaintiffs have another alternative – lawsuit funding.

What is lawsuit funding?

Filing and seeing a case through the legal system can, and typically does, put a strain on finances. Lawsuit funding is a non-recourse cash advance to help plaintiffs pay mounting bills while giving their attorney needed time to achieve a fair and full settlement.

Why is lawsuit funding a smart alternative?
• If the case loses the plaintiff is not required to pay back any funds.
• No employment verification.
• No credit checks.
• No upfront fees or monthly payments.
• No risk funding. Repayment is only made if, and when the plaintiff successfully settles.
• No strings attached. The money can be used however the plaintiff sees fit, but is typically used to avoid foreclosure, pay medical expenses, auto payments, and other pressing bills.
• Funds can be obtained in less than 48 hours.

How does a plaintiff obtain lawsuit funding?
• Complete an online application or call 877-377-7848, toll-free.
• Once an application is received, the funding company will request pertinent case documentation from the plaintiff’s attorney.
• The case is reviewed by the underwriting team.
• If approved, the applicant is sent a contract for review and approval. The plaintiff’s attorney will also sign the contract.
• Funds are available within 1 – 2 days of signed contract.

If you are a plaintiff in a pending lawsuit at risk of losing your home and struggling to make ends meet, don’t settle for less. Look for the smarter alternative – lawsuit funding!

May 21, 2013

Attorney Supports Lawsuit Funding for Plaintiffs Seeking Justice

"My client was being offered $200,000 on a case I knew was worth at least $700,000, but they didn't have the financial means to wait for a fair settlement. Lawsuit Financial provided an initial lawsuit cash advance of $5,000 and an additional advance of $2,500 to cover my client’s mortgage and living expenses until I ultimately reached a settlement of 750,000.”

“Lawsuit Financial is always so responsive to the financial needs of my clients. Mark Bello and his team are professional and honest. They understand the financial stress innocent victims face and work in a timely manner to provide cash fast. There are never hidden surprises with Lawsuit Financial.”

D.M. - Attorney

Lawsuit Financial is a pro-plaintiff funding company committed to financially empowering plaintiffs to pursue their case in order to get the maximum settlements they deserve. If you have been seriously injured and are represented by an attorney, we may be able to help alleviate your immediate financial pressures and give you the "staying power" to obtain the highest possible recovery.

Applying for lawsuit funding is free and easy. Simply complete our one-page online application. There are no application fees, monthly payments, credit checks, or employment verifications. More importantly, our funding is 100% risk free. If you lose your case, the advance is yours to keep and you owe us nothing! Don’t struggle any longer and don’t settle for less than you deserve. See how Lawsuit Financial can help you.

April 23, 2013

Understanding the Benefits of Lawsuit Funding is as Quick as Receiving Lawsuit Funding

The litigation process is often slow and many plaintiffs can’t afford to wait for a fair settlement. When there seems to be no alternative, but to settle for less than case value, plaintiffs should consider lawsuit funding.

The underlying advantage of lawsuit funding is to help plaintiffs overcome financial pressures and wait for the full settlement they deserve. The cash advance is typically used to pay necessary bills and expenses – mortgage or rent, utility bills, medical expenses, or daily household expenses. Qualifying for funding is based exclusively on the quality of the case.

The Benefits of Lawsuit:
• No monthly payments
• No credit checks
• No employment verification
• Funds available in as little as 24 hours
• Risk-free funding; repayment only if, and when, you win

How to Receive Lawsuit Funding:
• Complete a simple, online application
• Notify your attorney so we can receive case documentation
• If approved, sign a contract defining terms of the funding agreement
• Identify where we should mail or wire the funds

Fighting for fair compensation with the help of Lawsuit Financial is just that easy. If you are a plaintiff struggling to make ends meet while waiting for you lawsuit to settle, you may only have two options – settle for less than case value or seek assistance from the legal funding experts at Lawsuit Financial.

April 22, 2013

Litigation Funding: A Fast Cash Solution for Plaintiffs Facing Financial Hardship

What is a “personal injury?” A personal injury is a life-changing instant when you are seriously injured due to the carelessness or negligence of someone else which may or may not result in death. Irrelevant of the cause of injury, a victim often experiences severe injuries and disabilities leading to physical, emotional, and financial hardships.

If you were suddenly injured due to the negligence of someone else and unable to work, would you have a means to pay the bills – mortgage, rent, car payments, tuition, medical expenses, utility bills, groceries? How long would that money last? After exhausting all resources, how would you survive, financially, to fight a well-financed insurance company with all the time and money in the world? Although your attorney will do the best he/she can to get you justice and the largest amount of compensation as quickly as possible, your everyday expenses do not stop because you or a loved one have been catastrophically injured or killed. If you don't have the financial ability to wait out the litigation process for a settlement or verdict, litigation funding may not be just a good option; it may be the only option.

Litigation funding, often times mislabeled as a “lawsuit loan” is a cash advance to help financially-strapped plaintiffs avoid foreclosure, debt, and bad credit. The first step to seeking financial assistance from a legal finance company is to retain an attorney. If you don't have an attorney, our lawsuit finance company can help you find one, within 24 hours, in all 50 states. After you retain an attorney, one of our funding specialists would be happy answer your questions and help you understand the litigation funding process.

Litigation funding is completely contingent upon the outcome of your case; you only pay us back if you win your lawsuit and receive compensation. If you lose your case, you owe us nothing. There are no credit checks, no employment history, no monthly payments, and no involvement with your case. We only care if your case has merit. Once approved, funding can be mailed or wired into your account within 24 – 48 hours. If you have sustained significant injuries in an accident and need fast cash, avoid settling too early for considerably less than case value. Simply complete our easy, online application or call now.

April 18, 2013

Part 2: Lawsuit Financial Provides “Just the Facts” About Lawsuit Funding!

“Ladies and gentlemen, the [facts] you are about to hear [read] are true. The names have been changed to protect the innocent.”

• Marilyn Smith suffered a traumatic head injury in an auto accident.
• Her husband quit his job to take care of her.
• Due to the lack of income, they were losing their house and the medical bills were piling up.
• The insurance company offered $250,000 to settle the case.
• Their attorney felt the case was worth close to $1 million, but it would take roughly 6 more months to settle.

In this case, Lawsuit Financial approved an initial cash advance of $1,500, plus an additional $2,500 from two subsequent cash advances. With timely process and strategic cash advances, Marilyn had the staying power to await a larger settlement. The case resolved in six months for $950,000.

What is needed to apply for lawsuit funding? “Just the facts”! All we need to review a case for lawsuit funding is ten pages or less of case records from your attorney,” said Mark Bello, owner and founder of Lawsuit Financial Corporation. After completing an online or over-the-phone application, one of our representatives will contact your attorney for documentation pertaining to your case. Once we review your case, if approved, we will contact you with the approved funding and provide a contract to be signed by you and your attorney. Within 24 – 48 hours, Lawsuit Financial will mail a check to you or provide funds by wire or ACH.

It really is that simple! There are no credit checks, employment history verification, or monthly fees. Best of all, lawsuit funding is a non-recourse cash advance; A non-recourse cash advance; funding is 100% excused if your lawsuit is unsuccessful.

Now that you know “just the facts”, if you are seeking lawsuit funding to stay financially afloat during a pending lawsuit, contact the funding expert.

April 16, 2013

“Just the Facts” is All We Need to Review Your Case for Lawsuit Funding!

Sergeant Joe Friday, the dedicated Los Angeles police detective from the TV crime drama Dragnet, is know for the catchphrase “Just the facts, ma’am”. Clients want the same – “just the facts” of the case - when reviewing a lawsuit funding application.

Most plaintiffs involved in lawsuits are not familiar with lawsuit funding, a cash advance against their pending claim to help pay bills and avoid debt during the lengthy litigation process. Therefore, Lawsuit Financial is providing “just the facts” every plaintiff must know before determining if lawsuit funding is right for their case.

1. Lawsuit funding is NOT a loan. The transaction with a legal funding company is on a non-recourse basis meaning that the cash advance is only repaid if, and when, the client receives a favorable cash settlement award. Repayment is made from the settlement award at the same time the proceeds of the claim are paid to the plaintiff. If the plaintiff loses their case, they do not repay the funded amount.

2. The lawsuit funding company NEVER becomes involved in the lawsuit. They only involvement is to initially review case documentation in order to determine if the case has merit and a cash advance can be provided.

3. Lawsuit funding is not based on credit score or employment history.

4. There are no up-front fees or monthly payments. Nothing is owed until the case successfully settles.

5. Lawsuit funding gives a plaintiff’s attorney more time to fight for fair compensation, avoiding a low settlement offer due to financial hardship.

6. Lawsuit funding is costly therefore a plaintiff should consider other options first. When the litigation process causes financial burden, lawsuit funding can be a practical solution.

7. If approved, funds can be available for immediate use within 24 – 48 hours. The money can be used for anything, but is typically used to pay bills, mortgage and car payments, medical expenses, or funeral and burial expenses.

Now that you have “just the facts”, if you have additional questions or wish to apply for lawsuit funding, call our office at 248-702-6022 or visit us online.

April 16, 2013

Lawsuit Financial Provides “Just the Facts” About Lawsuit Funding!

Sergeant Joe Friday, the dedicated Los Angeles police detective from the TV crime drama Dragnet, is know for the catchphrase “Just the facts, ma’am”. Clients want the same – “just the facts” of the case - when reviewing a lawsuit funding application.

Most plaintiffs involved in lawsuits are not familiar with lawsuit funding, a cash advance against their pending claim to help pay bills and avoid debt during the lengthy litigation process. Therefore, Lawsuit Financial is providing “just the facts” every plaintiff must know before determining if lawsuit funding is right for their case.

1. Lawsuit funding is NOT a loan. The transaction with a legal funding company is on a non-recourse basis meaning that the cash advance is only repaid if, and when, the client receives a favorable cash settlement award. Repayment is made from the settlement award at the same time the proceeds of the claim are paid to the plaintiff. If the plaintiff loses their case, they do not repay the funded amount.

2. The lawsuit funding company NEVER becomes involved in the lawsuit. They only involvement is to initially review case documentation in order to determine if the case has merit and a cash advance can be provided.

3. Lawsuit funding is not based on credit score or employment history.

4. There are no up-front fees or monthly payments. Nothing is owed until the case successfully settles.

5. Lawsuit funding gives a plaintiff’s attorney more time to fight for fair compensation, avoiding a low settlement offer due to financial hardship.

6. Lawsuit funding is costly therefore a plaintiff should consider other options first. When the litigation process causes financial burden, lawsuit funding can be a practical solution.

7. If approved, funds can be available for immediate use within 24 – 48 hours. The money can be used for anything, but is typically used to pay bills, mortgage and car payments, medical expenses, or funeral and burial expenses.

Now that you have “just the facts”, if you have additional questions or wish to apply for lawsuit funding, call our office at 248-702-6022 or visit us online.

December 3, 2010

Lawsuit Funding Bridges Financial Gap Between Filing a Case and Resolving a Case

The lawsuit dates back to 2002 when a man died in the hospital during a routine CT scan. Five days after undergoing gastric bypass surgery for weight loss, the man experienced difficulties breathing, so he was sent for a CT scan of his lungs. The man died during the scanning procedure. His family filed a lawsuit alleging that the nurse on duty failed to check the patient’s oxygen saturation levels even though the man told her he didn’t think he could breathe while lying flat for the procedure. Sadly, a $50 piece of equipment could have saved this man’s life; it could have saved a woman's husband and a 10-year-old boy's father.

Not surprisingly, the man's family filed a wrongful death, medical malpractice lawsuit. At trial, the plaintiffs' attorney argued that the man suffered a heart attack as a result of low oxygen levels; when he was told to lie flat, his organs shifted, causing even lower levels of oxygen to his heart. The defense argued that the patient verbally authorized the procedure and the test was performed “by the book.” The defense further argued that the death was a result of a reaction to the contract dye used for the MRI. The jury agreed with the plaintiffs' arguments and awarded the family $6.2 million. The hospital is expected to appeal the verdict.

Anytime someone loses a loved one, it is devastating both emotionally and mentally. It is often shattering financially, as well. The financial and emotional roller coaster of a lawsuit is equally as painful as the loss. An appeal results in further delay, further uncertainty, increased financial distress. This man’s family was obviously devastated by his sudden death; his loss may have caused a financial setback due to loss of wages, medical expenses, and funeral expenses. Litigation funding may have helped this family during the lawsuit and a potential appeal.

Those who need help financially during a medical malpractice lawsuit may want to consider lawsuit funding. It is an emergency cash advance, designed to help the plaintiff financially – paying medical expenses, mortgage rent, car payments, funeral expenses – while awaiting a lawsuit settlement. Thanks to legal finance, a plaintiff is able to get through a tough financial time rather than being forced to accept an inadequate offer from a greedy insurance company trying to get you to settle for as little as possible. Applying for a lawsuit cash advance requires one to simply complete an application online or call our office. If the application is approved, your pre-settlement funding proceeds are in your hands within 24 - 48 hours.

October 27, 2010

Don't Settle Too Soon for Too Little; Lawsuit Financial Can Help

A man was driving his Suburban when he was sideswiped by a pick-up truck. As a result, he sustained a cervical herniated disc and a lumbar herniated disc requiring surgery, injections, and physical therapy. A year after the accident, he underwent a two-level cervical fusion. While retaining some limited mobility, the plaintiff will continue to have a long road to recovery. Several activities that were once taken for granted have become a chore to accomplish, or even out of the question. He has needed continuous medical treatments that may last for years to come.

Less than 1 ½ years after the auto accident occurred, the lawsuit went to trial. The insurance company for the driver of the pick-up truck did not extend an immediate settlement offer, but on the first day after the jury was selected they extended an offer to settle at $350,000. This is what insurance companies do; they delay for as long as possible and when the know the attorney is serious and the case is solid, they make an offer. In this case, the plaintiff, wisely, declined the offer. Why do I say "wisely"? Because the trial took four days and the jury awarded $734,000, almost twice the amount the insurance company offered. The $350,000 might have been acceptable had the insurance company offered it without putting the plaintiff through the hassle and cost of preparing for and beginning a trial.

Unlike most cases, this one did not take years to come to trial. Assuming the award is paid, plaintiff's immediate financial issues are resolved. However, this man is only 1/2 year post surgery. What if he experiences complications? What if he needs future surgery? What if he has a re-occurrence? This verdict may be too little, too soon. Is this a fair settlement for his past and future medical expenses, physical impairment, past and future loss of wages, and past and future pain and suffering? Time will tell.

The vast majority of personal injury cases take longer than this one did. Insurance companies are notorious for their "delay, deny, confuse and refuse" strategy. They attempt to prolong proceedings to cause economic hardship to the plaintiff. Why? Because a desperate plaintiff will settle the case too early, for too little, to resolve their serious economic problems. If you are losing your house or you can't pay your rent, maybe your case becomes less important. The truth is that both are important.

The perfect solution for someone who has a valuable case and is considering settling too soon, for too little compensation is for that plaintiff to contact a lawsuit funding company right away. Legal finance services are available to help an injured person or loved one pay important bills and expenses, while waiting for a fair resolution of his/her case. With the financial pressure removed, there is no need to resolve any case for less than the full value of your injuries. The application process is quick and easy; with our company, Lawsuit Financial, for instance, the process can take as little as 24 – 48 hours. There are no fees to apply, no credit check, no job requirement, no payments to make. And, if you lose the case, you keep the money free of charge. What bank makes that kind of offer? This is, truly, no risk litigation funding.

Pre-settlement funding
is not for everyone, but in many cases, it provides a strategic advantage for the victim because it gives them leverage against the insurance company; it prevents the plaintiff from being forced to take inadequate offers from greedy carriers . Don’t settle for pennies on the dollar; get lawsuit funding and a fair and just equitable award or settlement.

September 15, 2010

Lawsuit Financial Guarantee: If You Lose Your Case, You Keep Our Money

This case resulted in a jury verdict for the defendant; however, it outlines the value of seeking lawsuit funding in contentious litigation. You see, qualifying for litigation funding is based on expectations, not results. Does the case look like it has value? Does liability seem to be something that is likely to be decided in plaintiff's favor? What does the handling attorney think of the case?

In this case, the plaintiff was the widow of a gentleman who was stabbed in a Brooklyn restaurant in 2006. The man was never quite able to get over the incident; he became despondent, deeply depressed. Two years later, he took his own life.

His widow sued the restaurant. The foundation of her wrongful death lawsuit was that her husband's suicide was directly linked to psychological problems related to the stabbing; the restaurant had served alcohol to her husband’s attacker, permitted him to get extremely intoxicated, and did nothing when witnesses reported overhearing him call a friend to bring a weapon so that he could use it on the widow's husband. The defense argued that the attacker was not drunk and that there was nothing they could have done to anticipate or prevent the stabbing. In this case, the jury accepted the defense arguments over the plaintiff's and rendered a defense verdict of no cause of action. The plaintiff recovered nothing.

But, what would have happened if the victim’s wife had applied for and been approved for a lawsuit cash advance against her prospective settlement or verdict? To qualify, her attorney would have had to present records and opinions that suggested that, in his opinion, the plaintiff had a good chance of getting a settlement or favorable verdict. So, let's assume that the attorney had an honest, professional opinion that the case had a good chance of being successful. Let's also assume that the amount of legal finance sought was reasonable and fit comfortably into the prospective value of the case. The facts of this case could certainly have been interpreted by a jury (or, for settlement purposes, by a defense attorney and/or insurance company) in favor of the plaintiff. So, in this case, had she been approved for a "lawsuit loan", she would have received the money within 24-48 hours of her approval. She would have paid no up front fees of any kind. She would have been able to pay her husband's death related expenses as well as any other important bills and expenses (mortgage, rent, car payments, etc.) that fell behind as a result of her husband's injuries and subsequent mental deterioration. With her pressing financial issues resolved, all that is left is for her to patiently wait for an outcome in the case, hopefully, for her and the pre-settlement funding company that assisted her, a positive one. Because repayment of legal funding, principal and profit, like attorney fees in personal injury/wrongful death cases, is contingent upon the actual outcome of the case.

Thus, a lawsuit funding company does what even the attorney cannot do; it provides a guaranteed recovery to the plaintiff. In this case, the plaintiff lost the case. There was no recovery. Assuming the lawsuit funding company provided a lawsuit cash advance of $5,000, $10,000, $15,000 or, even, $20,000, the plaintiff was entitled to keep the money without obligation to repay. The risk that a case might fail is the risk taken by the legal finance company is these types of transactions. This simple truth may surprise you, but it is, in fact, true. In this case, had the widow been funded by Lawsuit Financial, for example, we would have told her to keep our money with our compliments and condolences. That is the Lawsuit Financial non-recourse guarantee.

August 6, 2010

Toddler Choking Risk Prompts Basic Rhythms Drums Recall

The Consumer Product Safety Commission, Health Canada and Step2 Company LLC in Ohio just recently recalled over 21,000 Basic Rhythms Drums (made in China) due to the choking hazard they posed to the children using them. Evidently, the plastic clips that attach the drumsticks to the drum break easily, and the small pieces present a choking hazard for young children. The drums were to be used just for fun for preschool age kids.

Most of these drums were sold at places like Toys “R” Us and Burlington Coat Factory and other retailers from August 2009 to March 2009. Any consumers that still have these drums in their home are being urged to take the drums away from their children. They may call the Step2 company for a free toy replacement.

If your child has been involved in a choking incident and suffered serious harm, you may want to speak to a product liability attorney about filing a personal injury lawsuit on behalf of your child..

If your case looks like it might take a long time to resolve, you might also want to ask questions about accessing a service known as lawsuit funding. This valuable service provides a lawsuit cash advance, to cash strapped litigants, and is often available within 24-48 hours. It costs nothing to apply for litigation funding, you don't need to be employed nor are there any credit checks or monthly payments. All you need to qualify for legal finance services is an ongoing lawsuit handled by an experienced attorney. And, the money is yours to keep if you lose your case.

If you do qualify and receive r legal funding, you can pay mortgage or car payments or unexpected, accident related, medical expenses. Once the financial pressure has been eliminated, you have precious time and money to allow your attorney to obtain an equitable settlement or verdict.

August 5, 2010

Two Car Crash Kills Three-How Lawsuit Funding Could Maximize Recovery

The Toyota pick-up truck was northbound on Oregon 97 when for some unknown reason it crossed the center line right into the path of an oncoming commercial truck. The trucker tried to hit the shoulder or ditch to avoid the accident, but failed to make it in time. The two vehicles hit head-on in this catastrophic automobile accident.

There were no survivors in the pick-up truck; the trucker and his passenger survived, but were badly injured. The police are investigating the accident and have reached no conclusions as to why the pickup crossed the center line. There is some speculation that the pickup driver was DUI or was falling asleep at the wheel. Witnesses mention that he seemed to be constantly swerving prior to the accident. It may also be possible that he was on the cell phone, texting, drinking or was otherwise distracted. The trucker, his passenger, and the families of the deceased passengers in the pickup will, most likely, seek the advice of an experienced automobile accident attorney.

After retaining attorneys and beginning their pursuit of the litigation, these innocent victims may be interested in knowing that a service commonly known as lawsuit funding can assist them, financially, while they await resolution of the case. Litigation funding companies are in the business of providing lawsuit cash advances to litigants with pending lawsuits so that they won't have to accept too little, too soon, because they have pressing bills and expenses. Insurance companies use their superior economic power to pressure plaintiffs into settling valuable cases for pennies on the dollar. The legal finance company pays a plaintiff's important bills and expenses and provides the plaintiff and his/her attorney with precious time needed to obtain maximum case value. If a litigant qualifies for a "lawsuit loan", fast cash is available within 24-48 hours by check or wire.

There is no cost to apply for lawsuit financing, no hassles, no credit check, no upfront fees and no monthly payments. You get what you get and you keep it for free if you lose your case. Pre-settlement funding is a service that allows the plaintiff to get “true” justice and not come up short financially because the insurance companies are determined to minimize the claim by delaying and refusing resolution for as long as possible.

June 1, 2010

Automobile Accident Lawsuit Funding

Each day, thousands of Americans are involved in automobile accidents. It should not surprise you that automobile accidents are, by far, the number one cause of injuries in the U.S.. There are thousands of automobile accidents, throughout the United States, each day. With the number of attorneys growing, each year, and competing for your business in many ways, I doubt that there are many of you who do not know that if you are not at fault in an accident and you are seriously injured, you may pursue the at-fault driver for compensation for wage loss, medical expenses and pain & suffering.

What you may not know if that after you have hired the lawyer and while your lawsuit is pending, you may seek the services of a lawsuit funding company for pre-resolution financial help while you wait for your case to be settled or tried to a verdict.

Because automobile accidents are the highest cause of injuries, it stands to reason that they are also result in the highest number of lawsuit funding requests. As the most experienced legal finance company in America today, Lawsuit Financial has seen thousands of auto accident lawsuit funding requests. Serious injuries will often result in long-term disability which, in turn, will result in serious financial distress for an accident victim. You may need help with your regular bills, your car payments, your rent or your mortgage, while you await a full and fair settlement of your lawsuit.

If your case has reached a point where you have retained an attorney and filed a lawsuit; if your attorney has evaluated your case and it appears that the accident was not your fault, if you were injured and are missing work, you will probably qualify for lawsuit funding. Because the at-fault party in your case will also retain and attorney (usually provided by his/her insurance company) and the facts of the accident have to be investigated in a process called "discovery". Further, courts around the country are dealing with a significant number of cases and it takes quite a long time for a case to move up the court's docket toward a firm trial date. If you are seriously hurt and can't work, how do you support yourself while the case is pending, if it takes months, even years for the case to resolve?

These circumstances are why more and more attorneys and clients are turning to Lawsuit Financial for automobile accident lawsuit funding. Simply stated, litigation funding helps injured people through difficult financial times while they await a fair shake from the legal system. Since a financially desperate plaintiff is not a positive influence on settlement negotiations, it stands to reason that removing financial pressure to settle early and inexpensively will result in increased settlement proceeds for the plaintiff. The biggest mistake a plaintiff can make is to accept an initial offer from an insurance company, not because it is the correct settlement figure for his/her case, but because his/her economic circumstances require acceptance of a low ball settlement offer. Lawsuit funding will prevent you from having to make that mistake, and, because a lawsuit cash advance is non-recourse (repayment is contingent upon case outcome), if you lose the case, you do not have to repay the money.

The experienced attorneys and paralegals at Lawsuit Financial understand the value of this important service and the positive impact it can have on your life and your case; the application process is simple; you can apply online or by phone; approvals are often made within 24-48 hours. We provide free telephone advice. The call is free; the advice is priceless.

May 23, 2010

Wrongful Death: Legal Concept Requires Strong Legal Representation

Do you know what the term "wrongful death" means? I know what you are thinking, there is no such thing as a "rightful" death; all death could be considered "wrong" in some way or another. The term "wrongful death", as used in a legal context, is used when death occurs as the result of someone else's negligence or misconduct. This negligence or misconduct may have been perpetrated by another person or entity (company). These actions may have been intentional or may have been careless or reckless. There also may be more than one person responsible; death on a job site may have multiple causes; death in a hospital may also have had multiple causes (negligence of medical professional, nurse, pharmacy, or negligent decision made by administrators).

Wrongful death cases are never easy for the families of the deceased; a wrongful death lawsuit will not bring your loved one back, but it may serve to provide the financial resources to survive, financially, without your loved one. Further, it may provide closure; the at-fault party or parties will be held accountable, and hopefully, your lawsuit will provide the added benefit of reducing the chances that a similar occurrence would happen to someone else.

Each state has its own rules on what constitutes a wrongful death lawsuit, how to file one, under what circumstances it may be filed, and what damages are recoverable. Lawsuit Financial strongly advises you to consult with an attorney who specializes in this area of the law.

Depending upon the circumstances, after retaining an attorney and filing the lawsuit, you may also apply and/or qualify for a lawsuit cash advance. This is a service that provides financial assistance to people who are involved in litigation and are struggling, financially, while their lawsuits wind their way down the long, complex litigation process. Lawsuit funding is easy to apply for, and, if you are approved, you will have funds in your hands within 24-48 hours. It may be used for any important reason; spend it on final medical expenses, funeral or burial expenses, or use it to handle those monthly bills like mortgage, car payments and household expenses.

If you lose the case, you do not have to pay the money back; it is, truly, no-risk litigation funding. A financially desperate plaintiff is not a positive influence on settlement negotiations. Lawsuit funding allows you to wait out the process without having to consider a lower than full value offer from the insurance company because you need cash now. It is an important tool to consider when you find yourself in financial trouble. Maybe you don't need us yet; you should not use the service until you do. When the time is right for legal finance services, we'll be here for you. Count on it.

May 21, 2010

Automobile Accidents: The Leading Cause of Spinal Cord Injuries

The leading cause of spinal cord injuries are automobile accidents. The automobile accident rate has increased over the years, probably relating to the fact that there are more cars and more drivers than ever before. Injury accidents vary in severity; what body part is injured and how severe the collision will determine the impact on a victim’s life. Unfortunately, more than half of the people who have been seriously injured in an automobile accident are between the ages of 16 and 30; to lose body function at such a young age is more than catastrophic.

If you have sustained a catastrophic spinal cord injury in an accident, whether the accident was your fault or not , you must speak to a skilled personal injury attorney who will help you pursue vital compensation you will need to live the rest of your life. Some states have no-fault statutes and benefits may be available to you even if you were the at fault party. Michigan, for instance, provides, by statute, an unlimited 1st party no-fault medical benefit, the only one of its kind in the country. If you are catastrophically injured, and have no-fault insurance (or were a passenger), you are entitled to lifetime medical. These are not easy cases for a victim to endure; you can count on your attorney to guide you through the maze of benefits and obstacles that make up our civil justice system. Your attorney will know how to fight for your rights. The astronomical cost of caring for someone with spinal cord injuries is overwhelming; your attorney will be well aware of this. That is why a victim’s rights attorney always goes to great lengths to uphold your rights against powerful corporate and insurance interests.

Speaking of financial matters, while your attorney is fighting to make your insurance company or the insurance company of the at fault party do the responsible thing, how will you, the spinal cord injury victim, pay your regular bills and expenses? How will you pay for the extraordinary expenses of medical, rehabilitation and/or orthopedic appliances while you wait for a verdict or settlement? The answer may be found in a little known service known as lawsuit funding, and you may be surprised to know that funding takes as little as 48 hours from the time of approval.

A lawsuit cash advance is not a loan; the money is predicated on your expected lawsuit results. If you win your case, you pay the advance back. If you lose the case, the legal finance company loses its money. This is called non-recourse lawsuit funding. If you are approved, you may use the money for any purpose, but we recommend using this valuable service for serious need only. Pay important bills like your mortgage, rent or car payment; pay for medical bills, therapy, prescriptions, ventilators, wheelchair, home modifications or a special vehicle for transportation and other incidental expenses a paraplegic or quadriplegic faces daily. There is no credit check and you don’t need to have a job to apply for litigation funding. You just need to have a pending lawsuit and a serious financial need. This may be the temporary solution you have been looking for while you wait for justice in the legal system.

May 20, 2010

Paralyzed as the Result of an Accident? Know Your Rights

If you have been paralyzed as the result of an accident, you may have one of two kinds of paralysis. Paraplegia results in no leg movement and very limited movement in one’s lower torso. This is usually caused by a spinal cord injury, an injury that interferes with the signals that go from the brain to the lower body parts. Someone who has paraplegia can’t feel their affected body parts and usually can’t feel pain or heat.

Not being able to sense things is difficult enough for the accident victim, but, paraplegia may also affect their future health and safety. In addition to the inability to feel heat and pain, the victim may also experience an odd shot of phantom pain due to damaged nerves; this is much like one who loses a limb but still feels phantom pain in that limb. The inability to feel pain and heat can be dangerous in and of itself, as a person can be scalded or injured and not be aware that additional injury is occurring.

Along with not being able to walk, paralysis affects other functions of daily life; digestive functions, bladder and bowel control, sexual drive or performance are all effected by paralysis. Thus, paraplegia has a dramatic effect on the victim's ability to lead a normal life. Some paraplegics are able to cope on their own; some require constant care to manage their daily lives.

Paralysis may be the result of injury; it may be caused by an accident or a disease. The vertebrae protecting the spinal cord is crushed or bruised in a way that seriously and permanently damages the nerves. In an accident, a severe impact is required, usually in the form of an automobile accident, a construction accident, a fall, or as the result of sports activities. If you have been diagnosed with paraplegia as a result of an accident that was not your fault, it is imperative that you speak to a personal injury attorney as soon as possible.

If you are involved in paraplegia litigation, you may be experiencing serious financial problems. Lawsuit Financial recommends that you investigate whether you are eligible for litigation funding. It is easy to apply or receive lawsuit funding information online. Be certain that the company you choose has experience and a good reputation. Answer a few questions, provide details about your case and your attorney's contact information and the company and your attorney will take it from there.

A lawsuit cash advance does not require mountains of paperwork; approvals can be achieved within 24-48 hours. There is no credit check, good credit or bad will qualify and you don't need to have a job. All you need is pending litigation that has a fighting chance to be successful. If you are behind on important bills or obligations like mortgage, rent or car payments and you are involved in pending personal injury litigation, you owe it to yourself to investigate this valuable legal finance service.

May 20, 2010

Falls May Cause Serious Injury

If I asked: "Have you ever fallen down?" You might say: "Been there, done that". In most instances, the fall is minor; you are no worse off for it, you dust yourself off and are back on your way. However, trips and falls or slips and falls can often cause serious injury, even death. The leading cause of nonfatal injuries treated in emergency rooms across the country are falls. And, in increasing numbers, falls can be fatal.

Studies have shown that at least 60% of all falls are related to slipping or tripping. What causes that to happen? Typically, defects in a walking surface, a puddle, an uneven brick, a cracked piece of pavement, a design flaw or similar issue causes a person to fall. While a flaw may be obvious, creating comparative fault to the person encountering it, the owner or manager is still comparatively liable for allowing the condition to persist. In most states, liability becomes an issue of comparing the negligence of the two parties and coming up with an appropriate percentage of fault. On the other hand if a flaw or danger is not obvious or concealed, liability may be 100% attributable to the premise owner.

If you fall in your own home, obviously, you are responsible for the consequences. Homeowners coverage does not extend to you in your own home; it extends only to others on your property. If you fall on someone else’s property because they did not maintain the area safely, you may have the right to pursue a premises liability/slip and fall case. If are uncertain of your rights to pursue litigation, seek the opinion of an experienced personal injury attorney. Find out what your legal rights are and what options exist in terms of compensation.

If you establish property owner liability in a slip and fall accident and suffer severe injuries, such as a spinal cord injury, a disk injury, head and neck trauma or broken or crushed bones, you should have a solid case to take to court. Your lawyer will assess your potential damages.

While you are pursuing your litigation, you may find yourself in financial difficulty; lawsuit funding is a service that will help you pay your important bills and expenses (mortgage, rent car payment, tuition) or medical bills that you are being hounded for. Legal finance services will get you through tough economic times while you recover from your injuries. You may be quite concerned about how to handle your usual bills an expenses as well as those extra bills and expenses caused by the accident. A lawsuit cash advance would solve those problems allowing you to wait for fair compensation, preventing you from being forced to settle for pennies instead of dollars.

May 20, 2010

Compensation For Motorcycle Accident Victims

There are two ways to file a motorcycle accident lawsuit and, hopefully, get compensation the injuries you have suffered. First, if the biker survives, he/she may file a negligence action against the at-fault party for causing the accident. Second, if the biker dies, his/her family may file a wrongful death lawsuit to seek damages under your state's wrongful death statute.

In order for a lawsuit to be successful, a plaintiff must demonstrate that the defendant was responsible for (or negligent in causing) the accident, and that the injuries and other damages sustained were proximately caused by the accident. The case must be filed within the time limits prescribed by your state's statute of limitations. If the SOL (statute of limitations) runs out before your sue, you are SOL (shi...out of luck); you lose the right to sue. Most states have specific laws in place that apply to motorcycle accidents; they vary depending on the circumstances. The wisest course is to speak to an experienced personal injury attorney about your rights following any kind of accident.

Contrary to what the tort reform crowd says about litigation, most personal injury litigation is filed as the result of serious injuries caused by someone who was seriously negligent. Litigants sue to recover substantial medical bills, loss of earning potential/income, permanent or partial disability, property damage and physical and psychological pain and suffering. There may also be punitive damages if the accident was the result of someone's gross negligence. Again, this is something that you should discuss with your attorney.

If you are having serious financial problems following an accident and injury, discussions with your attorney may lead to the conclusion that you need to consider lawsuit funding while your lawsuit winds its way through the long and difficult legal process. This may be the right choice if you are disabled from work, have no other way to pay your bills, little or no savings, and important assets to protect, like a house or a car. If you don't get your financial house in order, you may find yourself settling your valuable case for pennies on the dollar. A lawsuit cash advance may be the solution.

Litigation funding is not for everyone; consider your alternatives, all of them must be repaid regardless of the outcome of your case. Legal finance is non-recourse funding; this means you only pay when you win your case and repay nothing if you lose your case. Lawsuit funding provides you the means to wait for a just verdict and not knuckle under to pressure from an insurance company to take a lower than full value offer of settlement because you are desperate for money. It is certainly something to think about.

May 18, 2010

Dart Gun Recall After Two Children Die from Asphyxiation

Following the death of 2 young boys, one in Chicago and one in Milwaukee, the Consumer Product Safety Commission (CPSC) recalled 1.8 million toy dart gun sets. The manufacturer of the dart gun is Henry Gordy International; the toy has been sold at Family Dollar stores nationwide since 2005. The boys died of asphyxiation when dart tips became lodged in their throats. The small suction cup at one end measures a half inch in diameter which is the “perfect fit” for blocking off the airways.

We all know that kids should not put toys in their mouths, yet we also know that toddlers have been doing this forever. Parents know this; manufacturers know this. Both must exercise diligence. In the face of obvious danger, toys should be made to avoid the choke hazard; it is the leading cause of toy-related deaths in children under 15.

Family Dollar Store has not sold the toy in over a year; the company agreed to the recall as a way to alert customers. Henry Gordy refused to recall the dart set maintaining that the toy met federal safety rules. Ironically, Henry Gordy has not been reached for comment; the company phone number has been disconnected.

The Milwaukee child died in November 2006. His parents have settled a lawsuit against Henry Gordy. The lawsuit filed by the parents of the Chicago youth is still pending. If the company took the appropriate action in 2006, the Chicago boy would be alive today. What number of dead children is enough for Gordy to admit the danger of this dart set? Is "meeting federal safety rules" enough in the face of known dangers? The company has been involved in two other recalls in the past three years – a magnetic dart board in 2008 because parts posed a choking hazard, and a space man action figure because of high levels of lead in the paint.

CPSC could file its own lawsuit against the company for this latest product recall.
These and similar darts have been on sale for years. Parents are advised to check their kid’s toys; retailers are advised to check inventories and remove any dart guns that appear too short or have suctions that appear too small. Lawsuit Financial urges parents to check all toys carefully; throw away toys with broken pieces or small parts as these pose potential choke hazards. When in doubt – throw away. It is a much safer option.

To reduce this danger in the future, safety standards have been amended requiring longer darts. Parents are advised to throw away the $1.50 toy or return it to a Family Dollar store for a full refund. For additional information, contact Family Dollar at 800-547-0359 between 8:00 a.m. and 5:00 p.m. ET Monday through Friday, or visit the company’s website at www.familydollar.com.

Toys are the treasures of childhood, but there are still hidden dangers lurking in many toys and children’s products. The CPSC needs to establish better safety standards for toys especially as we approach summer. But, parents need to take extra precautions. Make sure the toy is suitable for your child’s development level. The toy should be bigger than the child’s mouth and not so heavy as to be potentially dangerous. If a toy is used, check its condition; this is important with “hand-me-down” toys or toys purchased at garage sales.

The threat of lawsuits were the pro-safety incentive to recall these toys. Certainly, safety conscious corporations and the CPSC will institute recalls without lawsuits providing them the incentive to do so, but this is uncommon. Lawsuit Financial, the pro-justice lawsuit funding company reminds you that the single most important safety device a single citizen has against corporate America is the threat of a lawsuit. In court, in the eyes of the law, we are all equal and no corporation has more power than you in that forum. Tort reformers want to take this precious right from you with phony cries of "frivolous" and "lawsuit abuse". Lawsuits are the great equalizer in this country. Fight back; don't let them get away with this attack on our justice system.

May 13, 2010

Motorcycle Accidents: Legal and Legal Funding Protection for Your Rights

Every time you mount your motorcycle and zoom off, you are taking your life in your hands. It’s just that simple; yet, there are hundreds of people who ride and love it. There are also those who been in a motorcycle accident and have paid the consequences, some for the rest of their lives. It’s a fact that bikers are far more exposed to serious dangers when riding because they don’t have enough protection.

If you have been hurt in a motorcycle accident, then you need to speak to an experienced personal injury lawyer, usually, for free, to find out what your options are and how to file a lawsuit to get compensation for your personal and property damages.

Statistics tell us that just about 80% of those who are involved in a motorcycle wreck will either be severely injured or death. This is in direct comparison to about 20% of deaths resulting from automobile accidents. Since the economy is in such dire shape, there are more motorcycles on the road because they are cheaper to run. Sadly, more bikers (especially more inexperienced bikers) mean more accidents.

Bikers get into crashes for a variety of reasons, some of which include uneven pavement, oil slicks, debris on the road, puddles, limited visibility, bad weather conditions, bike defects and the well known invisibility of motorcyclists. Most other vehicles just don’t see them. If you have been hurt, you will want to make sure your rights are protected and the only way to do that is to talk to a lawyer. Also make sure you go for medical assistance immediately and keep a detailed record of every injury, as your lawyer will need it.

After you have retained an attorney and are pursuing your case, you may find that your injuries and/or disability are causing you some financial difficulty. We recommend that you investigate lawsuit funding and discuss with us (we are one of the most experienced providers of this service in the country) how litigation funding will help you and, as a result, help your case. A lawsuit cash advance is money that will let you wait out the long, legal process and receive a fair verdict or settlement. It helps you pay your bills, right away, without worrying where your next pay check will come from or if you can pay your expenses. Legal finance services are not for everyone, but they are certainly worthwhile checking out. A desperate plaintiff is not a positive influence on settlement negotiations. Lawsuit funding may mean the difference between being forced into take an unfair, low settlement or having the luxury to wait for a fair and reasonable one. The application process is easy and free; the advice is priceless.

May 13, 2010

Personal Injury? Protect Your Rights!

If you have been hurt as the result of someone else’s actions, or the actions of an entity, and there was negligence involved (also called wrongdoing), they you may be able to file a personal injury lawsuit. In some instances, say for example where there was medical malpractice or perhaps a wrongful death, you (in the capacity of executor or power of attorney) may file a lawsuit on behalf of a victim.

Personal injury law is also called tort law, with the word tort meaning “wrong,” and generally speaking, there are fairly well defined guidelines for personal injury lawsuits. These guidelines may vary depending on what state a suit is filed in. This is something you should talk to your lawyer about.

The most common elements in “any” personal injury lawsuit are that these actions are designed to get compensation/money from the negligent person to repay the injured person for their injuries and damages. Sometimes punitive damages are asked for to discourage a person or company from repeating their negligent conduct.

In many cases, lawsuits are successfully settled out of court, as long as offers are reasonable, fair, or appropriate. If not, all litigants have the option of continuing to trial and asking the judge or jury to determine damages – which may or may not be higher than the offer made prior to court. Whether or not to take an offer is up to you, but your experienced attorney is a vital tool in assisting you in making this important decision. It is always a wise course to follow your counsel’s advice; after all, they have years of experience in the legal system.

Here is another piece of advice you might wish to consider while you wait for your valuable case to resolve: Check into the possibility of accessing litigation funding for your case. If you’re hurt badly enough to have lost your job and any other source of income, you may need a lawsuit cash advance to tide you over until your case is resolved. Lawsuit funding provides the cash you need to allow you to wait out the long legal process for a decent resolution. Your current and future bills and expenses are handled for you while you await justice. Your anxiety of how to cope, financially, will be a thing of the past. Approvals take as little as 24 hours; the application process is easy and free, and you don't pay a thing unless and until your resolve your case. Think about it; the call is free; the advice is priceless.

May 12, 2010

Can I File A Personal Injury Case For the Same Incident That I Am Getting Workers Compensation For?

Most industrial accidents are dealt with under the auspices of workers’ compensation law. That’s the general rule of thumb, but there are exceptions. One of those is if the accident was due to a defective piece of equipment or negligence on the part of someone else other than the employer. If that is the case, you may be able to file a personal injury lawsuit.
There are usually a number of things to consider if you wish to pursue a personal injury case in these situations. Those involved in an accident must prove that their injuries were caused by a negligent or illegal act. The accident must also “not” be the fault of the employer if you intend on filing a personal injury lawsuit. Industrial accident laws widely vary from state to state, so speak to your lawyer about what is applicable in your state.

As with automobile accidents, injuries in industrial accidents may range from minor to deadly. An accident may be the result of fatigue, negligence or even deplorable safety standards on the job site. Anyone of those things may cause falls, explosions, electrocution or poorly maintained equipment that breaks down. While the minor accidents don’t take to long to recover from, the more serious ones may mean the person will never work again. If you have been badly injured in an industrial/construction accident, and it’s not the fault of the employer, speak to a personal injury attorney.

If the accident means you will be disabled for a long period or worse, never able to work again, you may want to consider receiving lawsuit funding while you are waiting for your case to resolve by settlement or verdict. A lawsuit cash advance will tide you over, help you deal with your expenses now and in the future, so that you can wait for the right offer to come along or the right judgment or verdict to be rendered. There is no sense in taking a low ball settlement from the insurance company when legal finance services can be used to pay your bills. It may be the answer to your financial dire straits while you wait for justice. The application process is simple. And while a call to Lawsuit Financial is free; the advice is priceless.

May 11, 2010

Dog Bites May Cause Serious Injury, Permanent Scarring or Worse

Dog bites can cause some serious injuries that include scars, disfigurement and even death. Unfortunately, dog bites are a relatively common occurrence in the US; bout 4.7 million people each year get bitten. Of that number, at least 800,000 need medical care which may involve stitches and corrective surgery. Many of the people bitten are children.

For those who have been bitten, you do have legal rights. The facts are that people who own dogs, care centers, landlords and even former dog owners may be held liable for bite wounds. If you don’t know if you have a case, speak to a personal injury lawyer to find out. An experienced, caring personal injury attorney will provide you with the advice you need to make decisions about how to move forward.

Most domesticated dogs aren’t violent; most don’t bite – however – there are always exceptions to any general rule. Dogs may bite when they are afraid of something, are trying to protect their people or property, are backed into a corner, thinking they have no other options, when they are startled awake, when they are eating, if they are trying to be dominate a victim, or have been chained up 24/7/365 and/or mistreated.

If you are bitten and file a lawsuit, you may be able to claim for pain and suffering, medical expenses and lost wages, among other things. Your lawyer will be able to tell you what you may qualify for when the suit is filed.

And, if you find your increased medical bills and ordinary expenses are causing you financial stress while you await resolution of your case, you might want to check out whether lawsuit funding is available to assist you. To those who qualify, litigation funding will enable a dog bite victim to wait for an equitable verdict or settlement. This means they don’t have to take just any old offer that comes along. Most offers you receive in the beginning of your case are lower than the actual value of your case; a lawsuit cash advance will let you decline the offers and just wait for justice. Legal finance payments can be in your hands within 24-48 hours and if you lose your case, you do not have to pay the money back. The application process is simple and free; the advice is priceless.

May 8, 2010

Seatbelt Message: Child Thrown From Car Leaving Mother Forever Childless

Beverly Tarter dropped her two-year-old daughter, Imani, at daycare on April 29. Dewan McKeithan, Ms. Tarter's boyfriend and Imani's father, apparently picked up the little girl without Tarter’s knowledge. McKeithan was allegedly driving without a license and under the influence. He ranRunning a stop sign, was hit by another vehicle, lost control of his pick-up truck and slammed into a tree.

Imanil, who was not wearing a seat belt, was thrown more than 50 feet, landing under another vehicle. She was transported to the hospital, where she was pronounced dead on arrival. Mr. Mckeithan remains in critical condition at Henry Ford Hospital in Detroit.

Ms. Tarter’s dreams for her daughter’s future are gone, as are her dreams to raise children. Ms. Tarter learned recently that due to her Type 1 Diabetes, she will not be able to bear another child.

McKeithan will face charges of driving without a license and causing death while driving under the influence. Ms. Tarter will most likely pursue a wrongful death lawsuit. Her first step will be to obtain an attorney that specializes in these types of cases. In the meantime, Tarter must struggle to pay funeral expenses she never expected. Donations are being taken at the First Community Baptist Church, 17357 Clinger in Detroit. Call (313) 893-4275 for more information.

Cases like this may take months, even years to settle. After filing the case and while awaiting settlement, verdict or judgment, Tarter may find she needs financial assistance. Lawsuit funding may certainly be an option for her. A lawsuit cash advance will help pay her bills until her case resolved. And, she will only have to repay the legal finance dollars if, or when she wins her case. With Lawsuit Financial, the application process is quick and easy. Apply by phone or on-line. We offer free, no-obligation consultations and pledge to always give you experienced, ethical and responsible advice. If you are approved, you may see your funds within 24 – 48 hours. It is that simple. Call or visit today. And please, buckle up and buckle up your precious children. Thanks.

April 29, 2010

Hard Bump to the Head? Don't Ignore it, it Might be Serious

A concussion happens when someone strikes their head or when someone or something hits a person in the head. Concussions range from mild to severe and in the process may cause serious brain problems. The major problem with concussions, something often referred to as silent injuries because you can’t “see” them, is that they can turn a person’s life upside down. Many people are never the same again and recovery from a concussion, or worse, may be a long and challenging process, not to mention expensive.

The most common causes of people sustaining concussions are slip & falls, sports injuries, automobile accidents, motorcycle accidents, and construction site accidents. Generally speaking, the severity of the concussion depends upon how hard a person was hit in the head. If they lose consciousness for a long time, this is not a good sign. Some people are able to recover their memories at a later date, but in most cases, memory damage is permanent. The signs of a possible concussion are: unequal pupils, mentally confusion and repeatedly vomiting. There may also be seizures, one-sided body weakness and coma.

If you have sustained a concussion as the result of someone else’s negligence, you will want to talk to a personal injury lawyer and find out about filing a lawsuit. After you have retained an attorney and he has filed a lawsuit, you might also want to consider the possibility of applying for litigation funding to help you deal with the financial crisis of losing your job and not having much in the way of savings. A lawsuit cash advance will let you pay all of your bills, including the “usual” expenses you have every month. In other words, you get to keep on going, pay your bills and have the ability to wait for a fair resolution to your case.

Lawsuit funding can be arranged within 24-48 hours; there is no credit check and you don’t need to have a job. Most people who apply for legal finance services have lost their job or are missing work because of their injuries. Legal funding is contingent on your lawsuit recovery; if you lose the case you do not have to repay the money. The application is simple and free; you have nothing to lose.

April 28, 2010

Hurt in an Accident? Retain a Personal Injury Attorney

If you have been badly hurt in an accident that was the fault of someone else, you may have a personal injury claim. An experienced personal injury attorney can advise you whether or not you have a viable case. Personal Injury attorneys are experts at making these determinations.

Some people believe that the party who caused their injury must have acted carelessly or recklessly, or even intentionally, in order for their to be a valid personal injury claim against them. Carelessness, recklessness or intent may improve a case (it may not), but, in reality many cases involve simple negligence or a failure to take proper care under the particular circumstance. To file a successful personal injury claim, you must be able to prove, by a preponderance of the evidence, that you sustained an injury as the result of the negligence/fault of another person or entity.

It is rarely possible, especially with serious or permanent injuries, to know the full extent of your injuries when you file your case. However, an experienced personal injury attorney, who has practiced in this field for many years, will be able to pursue the case, develop the evidence, and determine, by case end, the liability and damages. If you need a referral to an experienced personal injury attorney, anywhere in the United States, click here, and Lawsuit Financial will provide a referral within 24-48 hours. Trust your experienced personal injury attorney to know the value of your case and to fight for your rights.

Personal injury cases take a long time to wind their way down the legal system. While your case is being pursued by an experienced attorney, you may be encountering some or serious financial issues. Most personal injury litigation involves disability or time off work. Time off work means less income. Less income means financial problems. What can you do? You can call your attorney and ask him to settle your case for pennies on the dollar. Or, you can investigate lawsuit funding services. Lawsuit funding companies, like Lawsuit Financial, provide a lawsuit cash advance against your pending case, and then they wait for repayment until your case settles or produces a verdict That is correct: Lawsuit Financial will pay your bills and other incidental expenses immediately, then wait, patiently for your settlement or verdict to arrive. And, if you lose your case, you don't have to repay the money. The application process is simple and free; ethical, compassionate and experienced legal finance services from Lawsuit Financial might be the answer to your financial prayers.

April 24, 2010

Boating Accident Lawsuit Funding: Lawsuit Financial Assistance When You Need it Most

Boating accidents have taken their toll on the American population. Boating accident or Maritime law requires that the incident be reported to the US Coast Guard if a person is killed or is injured and needs medical treatment (more than just first aid), if damage to the boat/ship or other property is over $2,000, if the vessel is totally lost or if someone disappears from the ship under suspicious circumstances.

The most common boating accidents involve collisions between two ships/vessels; most fatalities result from falls or capsizing. More often than not, accidents happen on the water due to inexperienced and inattentive operators. Added to reckless handling and speeding and these two factors represent the highest percentage of accidents with serious injuries and fatalities. Alcohol is also a huge factor in many crashes, as is inadequate training and education.

Boating accidents may be prevented if the people on board follow the mandated safety procedures and get properly educated in how to safely handle a boat. Under the law, boat operators are responsible for the safety of their passengers and they are supposed to precautions necessary to prevent accidents.

If you have been hurt in a boating accident, a personal injury lawyer, especially one that specializes in Jones Act or Maritime cases, can assist you in determining if the accident was due to the operator’s negligence or not. If you need assistance in locating a legal specialist near you, Lawsuit Financial can refer you to an attorney, anywhere in the United States, within 24-48 hours.

If the accident was a result of negligence, you have retained an attorney and filed a lawsuit, you may also wish to check into the availability of lawsuit funding to get you through the litigation wait period. Litigation funding is a service that provides a lawsuit cash advance, before your case is settled, that will permit you to wait for a just settlement rather than be forced to settle for pennies on the dollar because of financial difficulties. Legal finance companies like Lawsuit Financial, do not require credit checks; you don’t have to be working to apply for cash now.

Lawsuit funding repayment is contingent upon your recovery in the case. If you lose the case, you do not have to pay us back. The application process is easy and free; you can apply by phone or on the internet. Approvals are often completed, with a check or wire in your hands within 24-48 hours. Don't settle your valuable case too early for too little; call Lawsuit Financial instead. You will be glad you did.

February 13, 2010

Another Toyota Recall is Making News

You almost knew this was likely going to happen, right? Another recall of a Toyota product and this time its 8,000 new Tacoma pickup trucks. Just add these in to the global recall of more than 8.5 million vehicles to date.

What’s the problem with the trucks? Seems they may have defective front drive shafts. If you happen to be driving a four-wheel Tacoma built in the US between mid-December 2009 and early February 2010, head back to the dealer pronto. Apparently a faulty component in the front drive shaft may crack. If that happens, the drive shaft would separate and fall off the truck. And Imagine the accidents that could result from that.

Here is a video report of the problem.

If accidents result from this newly discovered Toyota defect (or, if accidents have already occurred) they would likely fall into these legal categories: crashworthiness, defective products, strict liability and personal injury. If an accident results in death, suit may also be filed as a wrongful death lawsuit. It is difficult to predict which of these would form the basis of a particular plaintiff’s claim; this would depend on the details of accidents involving the defective front drive shafts.

This latest recall, on top of the sticky gas pedal fiasco, compounds Toyota's legal liability problems. It also raises the specter of additional lawsuits, to top of those related to the sticky gas pedals; a defect that has already caused numerous crashes, injuries and deaths.
Cases like this where expert testimony is needed to educate a jury about the facts, tend to be expensive and often long winded. It will take months if not years for suits like this to either be settled out of court or finalized with a jury verdict in the plaintiff’s favor.

The waiting is harmful to an already injured and distressed plaintiff who is struggling to keep his/her head above water financially after a life-altering personal injury accident. Enormous bills have to be paid; shattered lives must adapt to new realities.

It might be wise for any Toyota victim who is involved in litigation against the auto giant to check out lawsuit funding from the industry leader. A "lawsuit loan" might save the day and allow the plaintiff to deal with his/her bills right now. Legal finance services permit plaintiffs to await justice, rather than be forced to settle early for a smaller amount of money. One call to 1-877-377-SUIT (7848) will provide you the answers to all of your questions about this important service. The call is free; the advice is priceless.

January 7, 2010

Britain PSA Provides Graphic Evidence-Don't Text & Drive

Three more states – New Hampshire, Oregon, and Illinois, have passed laws banning texting while driving. Nineteen states have now outlawed texting from behind the wheel of a motor vehicle. While the majority of Americans favor this law, some will continue to text and drive; this despite the fact that they aware of the fatalities. Somehow, knowing and appreciating the risks are separate and distinct.

The significant majority of these “risk-takers” are teens. If you are a teenager (or an adult, for that matter), please view (warning: it is quite graphic) Britain’s public service announcement on texting; this PSA drew worldwide attention. Anyone reading this post should view this important PSA, especially those of you who continue to text while driving. The spot features three teenage girls engaged in texting while driving and whose texting activities result in an horrific head-on collision with another vehicle. The camera lingers on three bloodied faces shattering the windshield, and, on the face of a crying child in the back seat of the "other car", whose parents (driver and front seat passenger) were killed instantly, crying and pleading for them to wake up. After viewing the PSA, will you continue to text and drive? Why is this activity so important to you that you are willing to risk your life? All of us have “it won’t happen to me” attitudes; I get that, but it does happen to people like you, every single day. If you persist in this dangerous activity, it could very well happen to you.

New technologies seem to arrive, daily; these technologies become central to our everyday lives. However, they can’t help you if you’re dead; they will only be useful if used safely, responsibly, and with minimal or no risks to you and to and others. Texting and cell phone use while driving are distractions that not only reduce concentration on driving, they often take your eyes off the road, and your hands off the wheel. Studies show that drivers who text while driving are six times more likely to be in an auto accident than those who don’t. Haven’t we heard this message over and over again? We hear of the fatalities and see the numbers, but we never actually see the graphic results. The British PSA is reality; do you want this to happen to you or your loved ones? When you don’t buckle your seatbelt, you put yourself at risk, but when you text and drive, you put everyone at risk. Texting while driving is similar to a blind person getting behind the wheel and driving 70 MPH down the freeway; in both cases there are no eyes on the road. Would you support a law permitting the blind to drive?

Whether your state has a law banning texting or not, please, we implore you, do not text and drive. If and when you are tempted to do it, “just this once”, remember the PSA. Retain this post or the video and watch as often as necessary. Please, take your fingers off the keyboards and put your hands on the wheels of your motor vehicles! Driving is not the time to “let your fingers do the walking.” It is time for all of us to focus on safe, distraction-free driving.

Lawsuit Financial
, a leading provider of auto accident lawsuit funding all over the country and in your neighborhood, strongly supports a national ban on texting while driving. If you are one of the many people who have the misfortune of being involved in an auto accident that is not your fault, you are seriously injured or disabled and suffer serious financial setbacks as a result, auto accident lawsuit funding is available to assist you. If you are worried about paying bills and other financial obligations, contact us at 1-877-377-SUIT (7848) or visit us on the web. We offer free case evaluations and will often provide the lawsuit funding you need within 24- 48 hours. The call or the visit is free; the advice is priceless.

In the first days of a new year, make it your new year’s resolution to not text while driving. The life you save may be your own.

December 30, 2009

Your New Year's Resolution: Safer Driving!

As we approach 2010, many people vow to make New Year's resolutions. We resolve to lose weight, exercise, quit smoking or drinking; we vow to follow a healthier lifestyle, be more charitable, be kinder to our fellow man. Here is a suggestion that I hope you will consider for 2010 – Resolve to become a safer driver!

According to the National Highway Traffic and Safety Administration, approximately 35,000 people die in motor vehicle accidents each year. Drivers are multi-tasking, daily. Drivers talk on their cell phones, text while driving, listen to iPods, change radio stations and formats, eat, reach for things in the backseat, and chat with passengers; in the process of doing all of those things, they constantly lose important focus on the road. These serious distractions will sharply elevate the risk of a serious accident. The NHTSA estimates that distracted driving contributes up to 80 percent of auto accidents. With numbers like this; with your life and the lives of your loved ones at stake, isn’t it time to resolve to practice safer driving?

Below is a list of safety tips to improve driving skills and make the roads safer. If all of those reading this post practice these easy to follow tips, they and those who they encounter on our country’s road will be safer. Who knows? We may even save a few lives:

1. Wear your seatbelt; do not start the car until everyone has buckled up.

2. Obey traffic rules, road signs, and the speed limit. Be aware of road and weather conditions and adjust your driving accordingly.

3. Don’t drink and drive; alcohol impairs your judgment and slows your reaction time.

4. Avoid distractions such as talking on a cell phone and texting while driving. These distractions slow reaction time to levels as deadly as if you are drinking and driving. Focus on the road, not your phone.

5. Avoid eating while driving. This is a great risk especially if you drop food and attempt to pick it up while driving. It is important to keep both hands (and eyes) on the wheel at all times.

6. Take a refresher course in safe driving. Ford Motor Company offers its Ford Driving Skills for Life program or I Drive Safely Defensive Driving program.

7. Pay attention to crosswalks; make sure pedestrians are not crossing the road before passing through the crosswalk. Always yield to pedestrians already crossing the road even if not at the crosswalk. Exercise caution when driving through an intersection.

8. When appropriate, use your turn signals.

9. Avoid aggressive driving. It is dangerous to ride someone’s bumper or cut them off on the road.

10. Keep your auto in good repair and keep your insurance policy up-to-date and paid.

Make your 2010 resolution to safer driving. Commit to becoming a better and safer driver for the safety of yourself and others. Each time you get behind the wheel of a vehicle, be alert, be aware, and be proactive. Anticipate dangerous situations and do everything to avoid them. Safe driving is quite simple if you put your mind and heart to it. Don’t be the victim of an auto accident; plan ahead, protect yourself, implement these safety tips.

Sometimes, however, bad things happen, even to the most careful people. If you or a loved one is seriously injured in an automobile accident that was of no fault of your own, you may be able to recover damages for medical bills, loss wages, and pain and suffering. It is important to contact a personal injury attorney who specializes in handling similar cases. These cases can take months even years to settle, but it is important not to settle too soon. Sometimes injuries will last over an extended period of time or not be immediately evident.

If you are worried about paying bills and other financial obligations, Lawsuit Financial has a solution. Lawsuit Financial is one of the country's most experienced legal funding companies. We provide lawsuit funding so you don’t have to settle too early, for too little. Lawsuit Financial will evaluate your case and can usually provide the funding you need within 24 – 48 hours. We provide a free consultation and, if you are approved and receive lawsuit funding, we charge no fee unless you win your personal injury lawsuit. Call us today, toll free, at 1-877-377-SUIT (7848) or visit our website. The call or the visit is free; the advice is priceless. Please folks, enjoy a safe and Happy New Year!

December 28, 2009

Should I Settle or Go to Trial? Lawsuit Financial Can Help

Personal Injury litigation is usually harshly contested by an insurance company or a corporate defendant. However, even considering this sobering fact, damage recovery does not always require you to go to trial and receive a jury verdict. The vast majority of cases are settled out of court. Yes, you need and you should, absolutely, have an attorney. You will usually have to file a lawsuit as opposed to settling the case at the claims level with an insurance adjuster. Your lawyer will know how to do that and will advise you whether it is best to file suit. Even after suit is filed, most cases are still settled without a trial. Why? There is no one answer, but the biggest one is that a settlement reduces your litigation costs and eliminates the uncertainty of a trial. No one, not even the most experienced attorneys, can accurately predict what a judge or jury will do with your case or another like yours.

Also, since the judge's docket must be cleared to permit your case to go to trial, it is difficult to get a trial date in most states, counties and/or cities. Thus, settlement of your case will, almost always, result in "faster" money than waiting for or pursuing a case to trial. Settlement allows you to control an otherwise unpredictable outcome. While you should choose to settle only if you feel that settlement is in your best interest, you will not be at the mercy of strangers (judges or jurors) in determining your fate.

Before settling any personal injury lawsuit, you should retain, or, at least, consult, with an attorney who has experience handling the type of case you are pursuing. Ask him to gather evidence and analyze it before agreeing to resolve any personal injury case. "Quick money" is usually inadequate settlement dollars. A case filed timely, in court, with appropriate time to gather evidence through a process known as "discovery", will assist your attorney in providing you with an appropriate range for you to consider the fair and adequate settlement of your case. If you are seriously injured and need treatment or long term care or assistance, these medical and assisted care expenses may take awhile to develop; early resolution will cheat you out of damages and expenses that you incur after settlement. Yes, you can consider and add future damages to your settlement negotiations, but it is often difficult to predict what those damages might be. You may wish to wait until you have completed treatment or have fallen into a routine, with routine, predictable, expense, before considering settlement.

OK, lets assume that all considerations have been taken and you are ready to talk settlement with the other side. Sometimes, this process has been ongoing since the claim or lawsuit was filed; formal or informal talks about settlement are often conducted throughout litigation. A formal letter might be necessary, enclosing all liability and damage documents; an informal telephone conversation might begin the process. Information must be exchanged and lines of communication must remain open. Above all, for settlement to be achieved, compromise must come from bother sides; both must "give a little". It is often said that a good settlement is one that disappoints both parties.

Sometimes, mediation or facilitation is helpful. This is a process where a neutral third party (or parties) hears evidence from both sides and conducts formal or informal negotiations with both sides in an attempt to move the parties closer together. The final decision on whether to settle or not, whether you have a lawyer or not, whether you mediate or facilitate or not, belongs to you and the defendant. No one can force you to settle your case. There are, certainly, external factors effecting whether a case settles: Does the defendant demand confidentiality? Do you want the settlement publicized to prevent future conduct? Do you seek compensation or punishment? Are you (and/or the defendant) being reasonable? Are you (and the defendant) considering your attorney(s) opinion(s)?

Considering whether to settle your personal injury case or not is, well, personal. You are the one who suffered the injuries, no one else; you are the one who pained and suffered, no one else. You know what you went through; you know how it felt. However, remember why you hired an attorney. His job is to evaluate the law and apply it to your situation. He might not like how the law applies to your injuries. There may be a question of liability or fault. These things are not always black and white; there are often many shades of gray. Seek your attorney's advice and counsel. I am not suggesting that you do everything he/she tells you; it is your case and your injury. But he knows the law and how it applies to your situation; if he makes a compelling case for settlement, there is usually a very good reason to settle.

One other thing I know a little bit about is financial pressure. Insurance companies and deep pocket defendants have all the time and all the money in the world. Insurance adjusters and attorneys are not injured, they are not missing work. Settlement or not, they can feed their families and take care of life's necessities. Injury victims are often forced, by financial circumstances, to consider settlements too early and for too little. Lawsuit Financial provides lawsuit funding to take care of life's necessities (mortgage, rent, food, utilities, gas, car payments, medical expenses, transportation, etc) to reduce your financial pressure to settle too early and for too little. We try to buy you precious time to develop your case, your damages, and allow your attorney the time he needs to get the job done. If the case must go to trial to get you what you deserve, you need to have the financial staying power to pursue the case to trial. Lawsuit Financial can help you with that.

If you have been injured, are pursuing a lawsuit, and need money to buy time to get the settlement or verdict you deserve, I hope you will consider a free telephone call to Lawsuit Financial. The toll free number is 1-877-377-SUIT. Again, this is a free call. Or, you can visit us and apply online . The call or the visit is free; the advice is priceless.

December 24, 2009

Defective Road Lawsuits-Hard Fought Cases Required Lawsuit Funding

When we think of automobile accidents, we invariably think of two cars colliding with each other, one driver being "at fault" or negligent, the other being the victim. However, auto accidents are not always a driver's fault. Sometimes, a road is too dangerous for safe passage. Sometimes, a defect in the road can cause a driver to lose control of the vehicle. Sometimes a bridge is defective, a curve is too sharp. Sometimes a road is defectively built, hold too much water and can cause an unsuspecting driver to hydroplane out of control.

In most instances, in most states or counties, there are road commissions responsible for highway and road construction safety. In other words, these commissions are responsible for making our roads safe; when they fail in doing so, they are subject to liability and damages in a lawsuit, just like the "at fault" driver in a two car collision is.

This is a sub-specialty of an experienced auto accident attorney. If you find yourself injured as the result of an accident caused by a defect in a road or highway, call an experienced attorney who has handled these cases, successfully, in the past. Ask, specifically, whether the attorney has the necessary experience to handle a case against the government. Defective road cases are one of the few instances where an injured person can pursue litigation against a government entity (in these cases, a state or county road commission or similar entity). You will want to retain someone who has the knowledge and experience to handle the liability portion of the case as well as knowing what can be recovered in damages. Auto accident and personal injury experience, as well as prior litigation experience against government entities is vital.

Litigation is an almost overwhelming process. There are court appearances, mountains of paperwork and, usually, an experienced adjuster or attorney on the other side, representing the person or entity responsible for your injuries. Police reports, medical reports, witness statements, complaints, interrogatories, pleadings, discovery requests, motions, etc., must all be filed correctly and professionally. An experienced automobile accident attorney familiar with the details of this process and, who, at the same time, is a compassionate "partner" in handling the case, and helping you through a difficult process, makes a significant difference in your time of need. Most experienced attorneys won't charge you anything unless they collect damages for you. This contingent fee arrangement assures you that the maximum effort will be made to obtain the largest settlement possible for you; after all, if you get nothing, your attorney gets nothing. If you don't know or can't find an experienced attorney in your area, please call 1-877-377-SUIT (7848), toll free, and the Lawsuit Financial Attorney Referral Program will locate you a legal specialist in your area within 24 hours of your call. THIS IS A FREE SERVICE.

Insurance companies do not roll over and pay auto accident personal injury claims very easily. Your attorney is handling your case on a contingency fee basis, so his representation does not cost you money, up front. But, you are seriously injured or disabled; you cannot work, and the bills are piling up. What do you do?

Lawsuit Financial provides lawsuit funding for all types of personal injury cases. Legal finance money is available, right now, to pay your rent, mortgage, car payment, credit card bills, utilities, groceries, medical expenses, transportation costs, and any other important bill or expense, while you wait for your case to resolve. Like your attorney, we provide our legal funding service contingent upon the outcome of your case. If you lose your case, you do not have to repay your lawsuit cash advance. You read that correctly: If you lose your case, you do not owe us a dime! We provide sensible and compassionate auto accident lawsuit funding, airplane crash lawsuit funding, slip and fall lawsuit funding, medical malpractice lawsuit funding, construction accident lawsuit funding, and lawsuit funding for almost any other type of personal injury case. The call to 1-877-377-SUIT (7848) and/or a visit to our website is free; the advice may be priceless. Have a happy and safe holiday season.

December 16, 2009

Teen Talk for Responsible Driving During the Holidays and Beyond

Recently, I read an article in the San Diego News that since September 20, nine fatal auto accidents have resulted in eleven deaths. In at least five, alcohol or drugs appear to have played a factor in the accident. These types of tragedies are repeated, over and over again, across our nation.

“The problem is young drivers are inexperienced, they are not aware of what their
vehicles can do and they have a feeling of immortality.”

Teens think “I’m fine. I can drive.” They don’t understand how even the smallest amount of alcohol or drugs can impair reflexes, reaction time, even visual acuity. Coffee, a cold shower, or fresh air are not sufficient to sober up a drunk. How many times have we heard about an alcohol- related accident and believe it to be the definitive wake up call, only to find it short-lived? A classmate or friend is seriously injured or killed; everyone stops drinking and driving; a month later the dangerous conduct and its tragic consequence repeat themselves.

How can teens (or anyone else, for that matter) stop a friend from drinking then driving? Here are a few steps to keep a friend, and others, alive:

1. Talk with your friends before they go out; select a designated driver, arrange for a sober driver to pick you up, or carry extra cash for a cab or public transportation.

2. Politely, but firmly, tell your intoxicated friend that you cannot let them drive home because you care.

3. Drive your friend home.

4. If you can't drive your friend home, call a cab.

5. Have your friend sleep over; staying where you are is a good way to keep a friend from drinking and driving.

6. Take your friend's keys away.

It is hard to imagine yourself or someone close to you being seriously injured or killed in a drunk driving accident; think about potential outcomes; stop yourself and/or your friends from drinking, then getting behind the wheel of an automobile..

Lawsuit Financial
, the pro-justice lawsuit funding company, hopes that whatever you do you won’t give in to the peer pressure of drinking and driving, and won’t let your friends either. You are responsible for your own actions and decisions. Choose wisely by acting responsibly. Now is the time – stop yourself; stop a friend – now and forever. Please, don’t drink and drive. We are not saying that you won’t drink; we are saying not to drink and drive. We can't turn back the hands of time and "take back" tragic events. Please, don’t become a statistic by acting irresponsibly behind the wheel.

December 11, 2009

Public Safety Alert: Amby Baby Motion Beds Recalled After Two Infant Deaths

24,000 Amby Baby Motion Beds have been recalled by the manufacturer due to the risk of infant suffocation. The Hammock-like baby beds rock in various directions when the baby stirs; the rocking motion may cause a baby to turn over and suffocate in the fabric or padding. Two infants have died in the beds, one in Georgia and one in Oregon. According to safety advocates, bassinets or cribs with a firm bottom and without gaps, extra fabric or padding are the safest types. These minimize the risk that a baby would become trapped. Consumers are advised to immediately stop using these Amby Baby Motion Beds. The Amby website indicates that Amby will offer a free repair kit in January. Consumers may request these kits at the Amby website.

Lawsuit Financial, the pro-justice lawsuit funding company, strongly urges the public to discontinue use of this dangerous and defective product. As protectors of helpless infants, no parent should ever compromise safety or risk of injury when a danger is made known to the public.

Lawsuit Financial feels that it is also important to include the following additional warnings: 1. Carefully inspect all products for use by your infant children. Loose parts, parts that don't seem to fit, overly fluffy or cushy products could be hazardous. 2. Do not buy or borrow previously owned cribs or other baby/infant sleep products; these may be dangerous and/or associated with a prior recall like the Amby recall in question here. For additional safety, concerned consumers can sign up to receive press releases and recalls from the U.S. Consumer Product Safety Commission at their website.

December 7, 2009

What to do After an Auto Accident

Do you remember your first auto accident? Did you know what to do? Are you one of the fortunate ones never been in an accident? Would you know what to do in the event that you were? Hopefully, you won’t be in an auto accident, but being prepared will help your react in a calmer manner. Here is a list of tips for how to react after an auto accident.

1. Stay at the scene of the car accident. Leaving could result in a traffic ticket or worse if someone is hurt. If you are obstructing traffic, pull off the road if it is safe to do so. Use your hazard lights.

2. Check for Injuries. Make sure you, any passengers in your vehicle, and those in other vehicles are not injured. If anyone is injured, call 911. Help an injured party if you can.

3. React with caution and stay calm. Think responsibly and rationally. Stay calm so you can handle the situation and help others in need.
Call the Police. Call the police after any car accident, even minor low impact collisions. You may need to fill out a police report, which can help your auto insurance claim.

4. Gather auto insurance and other important information from others involved in the accident.
• Name, Address, Phone Number
• Auto insurance phone numbers and policy information
• Driver’s license number
• Car license plate number, make/model, and color of car
• Verify who was driving and if there were passengers in the vehicle.

5. Consult Witnesses. Get names and phone numbers from witnesses to the car accident. Write down their account of the accident.

6. Log Damages and Injuries. Document all injuries and inspect your car for damages. Logging damages and injuries right away helps your claim, and helps prevent fraudulent reports.

7. Identify the Time and Location. When and where did the accident occur? What was the speed limit? What were the road conditions?
Record the Car Accident Details. Jot down every detail you can recall for the police report.

8. Call the Auto Insurance. Report the auto accident to your car insurance company as soon as possible. Keep track of claim numbers and representative names.

If you need assistance locating an attorney that specializes in auto accident litigation, Lawsuit Financial would be happy to assist you. Our Attorney Referral Program can help you locate a specialist in your area within 24 – 48 hours. This is a free service to you. Auto accident lawsuits can be hard fought and take months, even years to settle. Lawsuit Financial is a strategic lawsuit funding company that may be able to provide you the financial support you and your family need while awaiting a settlement or other resolution to your case. We help relieve the pressures of settling your case too early, for too little by providing the funds you need now to pay medical expenses and household bills. Call Lawsuit Financial at 1-877-377-SUIT (7848) or visit our website at www.lawsuitfinancial.com. We will evaluate your case and if approved, you can have funding within 24 – 48 hours. The call is free; the advice is priceless.

December 3, 2009

Plan Ahead for Auto Safety

While driving to your destination, have you ever sounded like this?

“Move!” “Get out of the way!” “I’m going to be late!” “Stupid driver!” “Can’t you go faster?”

These are just a few statements that many of us shout out in our car (or to ourselves, if we are polite) as we rush to work, school, or special events. Far too often we are rushing from place to place, without focusing on staying safe on the roadways. In reality, we will often get to our destinations faster if we drive more safely; a car accident or serious injury will not get you where you want to go as quickly as you want to get there, will it? Remember the story of the Tortoise and the Hare?

Here are highlights from an article on ehow.com to avoid auto accidents:

1. Speed alone does not usually cause auto accidents. Speed together with road conditions, traffic volume, or speed without sufficient vehicle control causes accidents.

2. We often feel more in control of our vehicle than we really are. Never assume the other guy sees you. Don’t making assumptions. It is dangerous!

3. Practice self-reminders. Where are you? What are your surroundings? Commercial or residential? Might a child suddenly bolt into the street? Are you driving in a way that can handle the situation? Do you know how much an injury accident or worse, a fatality can cost you, financially (and even more so, emotionally)? Can you afford that?

4. Leave more space than necessary between you and the car in front of you. Drive only the speed limit. Double check mirrors before changing lanes.

5. It is not easy to imagine being seriously injured or killed in an auto accident, but if you continuously think about potential outcomes, you may find yourself driving more carefully.
Aside from these tips, what can you do in the event of an auto accident to determine who is at fault? Since, evidence is invaluable, a GPS system is worth its weight in gold. The data from these devices can prove your innocence. A GPS system can track how fast you were going and what direction you were traveling at the time accident occurred. The cost of a GPS system far outweighs the money you might spend to prove your innocence. No evidence is more accurate than a GPS device, so adding one to your vehicle is a smart idea. What better time than at the holiday and winter seasons?

If you find yourself or a loved one seriously injured in an auto accident lawsuit due to the negligence of another, it is important that you seek counsel from an attorney who specializes in auto accident cases. If you need assistance locating an attorney, Lawsuit Financial would be happy to help you. We have built a strategic relationship with auto attorneys all over the country and can locate a specialist in your area within 24 – 48 hours. This is a free service to you. Many times, auto accident lawsuits take months, even years to settle leaving the plaintiff with mounting medical bills, overdue mortgage payments, lost wages, and more. If you find yourself in a similar situation, we encourage you to contact Lawsuit Financial toll free at 1-877-377-SUIT (7848) or online at www.lawsuitfinancial.com. At Lawsuit Financial, we provide financial support to injury victims and their families while awaiting settlement or other resolution. The objective is to reduce the financial pressures to settle a case too quickly and for too little. In most situations, cases can be evaluated and funding can be provided within 24-48 hours. Call us today for a free, no obligation consultation.

December 2, 2009

Making the Holidays Safer for Children

The holiday season is filled with family get-togethers, holiday dinners, and special traditions. This is a wonderful time of the year, especially for children. As parents, we must know how to protect our children. Here are some common holiday dangers and steps that we, as parents, can take to assure our children's safety:

Choking Hazards:

1. Christmas ornaments and decorations have small pieces and metal hooks which posed a danger if swallowed. An option is to use short string or thread. Tinsel and light bulbs are also choking hazards to small children.

2. Keep breakable ornaments out of reach of small children. If one does break, clean it up immediately to avoid cuts or choking.

3. Extension cords and light strands can strangle children.

4. Thoroughly check all toys for small pieces that can become separated or have been broken. Check the recommended ages for all toys.

5. Be aware of recalled toys and avoid buying toys with detachable small parts.

6. Avoid wrapping gifts with ribbon and small bows.

7. Keep foods such as popcorn, nuts, and hard candy out of reach of small children.

Fire Hazards:

1. Check smoke detectors to make sure they are in proper working condition.

2. Keep your tree away from heat sources, and keep the lights unplug when you are away or sleeping.

3. Check for frayed wiring, loose connections, and broken sockets on extension cords and light strands. If using a live tree, keep it watered daily.

4. Avoid using candles, but if you do keep them away from children and flammable materials. Never leave the room while a candle is burning; it only takes a minute for a spark to start a fire.

5. Don’t overload circuits.

6. Inspect your fireplace before your first fire of the season, and use a fireplace screen.

7. Practice fire safety tips and have a family emergency plan in place.

Poison Hazards:

1. Keep poisonous holiday plants our to reach of small children - Christmas cactus, ivy, holly, mistletoe berries, and poinsettas.

2. Be mindful that some baking ingredients – vanilla and almond extract can be poisonous to children, as well as eggnog and alcohol.

3. Practice food safety. Wash hands, dishes, utensils, and countertops. Take special care in food preparations and storage. Food poisoning is more common during the holidays and can be more serious in children.

4. Be careful drinking alcohol when children are present. Remove all empty and partially empty glasses immediately. Never set a glass of alcohol down, but if you must keep it under adult supervision at all times.

5. “Bubble lights” contain methylene chloride which is poisonous if a child drinks the fluid.

6. Keep all medications out of reach. Ask guests to do the same.

Other Potential Hazards and Accident Prevention Tips:

1. Keep your Christmas tree secured in a sturdy stand to avoid tipping over.

2. Keep pots handles turned towards the back of the stove to prevent accidents and leave the oven door closed.

3. To avoid burns and scalding, closely supervise children while you bake or cook, especially if they are helping.

4. Make sure children wear seat belts at all times.

5. Enforce a “no drinking and driving” policy for yourself and your adult children.

6. Supervise young children while sledding and avoid dangerous areas, such as crowded or steep hills, rocky areas, along steep inclines, or wooded areas.

7. When visiting others, remember their homes may not be "child proof."

Following these safety tips can help ensure a memorable holiday season. Your professional team at Lawsuit Financial would like to wish all of you a safe and happy holiday season.

Lawsuit Financial is the leader in litigation funding services. We provide auto accident lawsuit funding, slip and fall accident lawsuit funding, medical malpractice lawsuit funding, wrongful death lawsuit funding, and lawsuit funding for many other types of accidental injuries. If you have been seriously injured in any type of accident and need assistance locating an attorney, Lawsuit Financial will locate a professional in your area within 24 – 48 hours. Often, these cases take months, even years to settle, but it is important that you do not settle too soon, for too little. If you are worried about paying bills or other financial obligations, Lawsuit Financial may be able to help. Contact us at 1-877-377-SUIT (7848) or apply online. The call is free; the advice is priceless.

December 1, 2009

Auto Accident or Motorcycle Accident Lawsuit Funding from Lawsuit Financial: Even the Odds in Your Case

Motorcycle accidents are often among the most serious of all motor vehicle accidents; they are often fatal. According to the National Center for Statistics & Analysis, roughly 5% of all motorcycle accidents result in death. And, contrary to public opinion, many motorcycle accidents are caused by the the negligent driving of the vehicle encountering the motorcycle, not by the motorcyclist's own negligence. Whatever the cause, motorcycle accidents can result in serious injuries; lawsuits related to them are contentious and often take years to resolve by settlement or verdict.

In addition to motorcycle accidents, there are also thousands of automobile accidents, all over the country, each and every day. Motor vehicle accidents are the number one yearly cause of accidental injuries in our country. As the population grows, more communities result, more roads are constructed, more people are driving more cars. Thus, the number of motor vehicle accidents continues to rise.

If you have been involved in an automobile or motorcycle accident that was not your fault and you were seriously injured in the accident, you can pursue litigation and request compensation for your injuries. If your injuries are disabling, you have, no doubt, suffered some financial distress. If you have hired an attorney and are pursuing a lawsuit, you may also choose to pursue a service known as lawsuit funding or litigation funding. This valuable service provides you a portion of your case recovery even before your lawyer achieves that recovery for you. You read that correctly; you can receive a portion of your case proceeds before you settle or win your case. Lawsuit Financial, for instance, specializes in providing auto accident lawsuit funding. With the cooperation of your attorney, we will evaluate your likely case outcome, and advance money to you while you wait for victory or settlement. Every case is different, every situation is different. But the key question is: How does someone who has been severely injured and cannot work support him/herself and/or a family? How does the victim pay his/her bills, medical bills, mortgage/rent payments, car payments, food, and everything else a family needs? Lawsuit Financial remains committed to assisting you in your time of need. We are a pro-justice legal funding company committed to assuring your full access to justice in our legal system.

The insurance companies have all the money (and all of the power) in the world. What do you have? A dedicated attorney, willing to risk his own money and time on the outcome of your case. He is willing to handle your case without being paid, until you achieve a successful outcome. In other words, he works for free unless you win or settle your case. He can't, however, ethically (in most states), advance you money while you await settlement or verdict. That is a problem, because the longer the case drags on, the more desperate for money an injury victim becomes. And that plays right into the delay and deny tactics of the insurance companies. They are hoping that you will become so desperate that you will take any figure to settle your case and support your family.

At Lawsuit Financial
we think that's just, plain wrong. Thus, we are willing to do the same thing with our money that your attorney does with his time. We are willing to provide the money you need now, when you need it, and wait for your case to settle or win before seeking repayment. And, just like your attorney, if you lose the case, you don't owe us a dime; you don't have to pay us back unless you win. Our lawsuit funding case review process is plain and simple; with your attorney's full cooperation, we can often have the money you need in your hands within 24 hours of your initial contact with our pro-justice legal finance company. Legal funding is based on the size and quality of your case; you won't always qualify for exactly what you want, but we pledge to do everything in our power to provide you what you need, when you need it, so that you will not attempt to resolve you case too early, for too little. Your credit history, employment history, previous or present income does not matter; we evaluate your case, and only your case.

Because these non-recourse advances are free if you lose your case, they tend to be expensive if you settle or win. Therefore, we advise that you seek an amount that you absolutely need for immediate support. It is also advised (and less expensive) to receive smaller funding amounts over the life of your case, rather than a large, advanced lump sum. Our legal professionals will offer you many money saving tips when you call 1-877-377-SUIT or visit www.lawsuit financial.com.

Motor vehicle accidents are physically and financially devastating. Lawsuit Financial has almost 33 years of legal and legal funding experience in assisting accident victims just like you, all over the United States. Complete our online application or call us for advice; the call to 1-877-377-SUIT (7848) is free; the advice is priceless.

November 30, 2009

Slip & Fall Safety Tips for Winter

We all fall from time to time; most of the time, we get back up, brush ourselves off, and move on, without incident (other than, perhaps, embarrassment). No big deal, right? Maybe get a few bruises, cuts, or scrapes? Well, as much as we want to laugh when someone takes a tumble, people can be seriously injured, even killed, in slip and fall accidents. These serious injury accidents will cause pain, trauma, financial stress, and in rare incidents, even death.

As winter approaches, it is important for all of us to practice slip and fall awareness and prevention. A few simple precautions can help reduce our chances of being injured in a slip and fall accident. Here are some important, hopefully injury saving, tips:

• Wear proper foot gear, shoes or boots that provide good traction on snow and ice.
• Take your time; walk slowly and take small steps for stability
• Avoid slippery surfaces as much as possible; never run on icy ground
• Keep hands free for balance and use handrails whenever possible. If you slip, you will need your arms to restore balance. If you fall, your arms may help you break your fall and permit you to land in a safer position.
• Watch where you're going; walk in designated walkways as much as possible.
• Test possible slick areas first; see how slippery they are before putting your full body weight on these areas.
• Don’t carry large loads while walking on snow or ice. If you do and feel yourself falling, toss the load so you may break your fall with your arms.
• Use a floor mat to dry shoes when going indoors

While some slip and fall accidents are preventable, many are not. If you believe that your slip and fall accident was caused due to the negligence of another, you should contact a personal injury attorney. It is important to determine if the condition that caused your slip and fall was one that resulted from the negligence of another and/or could have been prevented. If a business or property owner is negligent and this negligence leads to your injury, you may be able to receive compensation for your pain and suffering, loss of compensation, and medical bills.

Slip and fall lawsuits can be hard to prove. They often take months, even years to settle or otherwise resolve. Lawsuit Financial offers litigation funding services for personal injury cases, including slip and fall cases. If you have a pending slip and fall lawsuit and are struggling to meet your financial obligations, Lawsuit Financial may be able to help. Our lawsuit funding service will provide the cash you need now, help you meet your financial obligations, and prevent you from being forced to settle too early for too little. And, with Lawsuit Financial, you only pay us back if you win your case. It is a win-win situation. Contact us at 1-877-377- SUIT (7848) or www.lawsuitfinancial.com for a free, no obligation consultation.

Remember that prevention is the best way to stop slip and falls especially during the winter months. You should not only ensure your safety from slip and falls, but those of others, as well so you are not held liable. Be sure to shovel driveways, walkways, and sidewalks. Salt any areas where ice may form. Fix hand rails that may be lose or broken. Make sure your property is well lit. If everyone took the time to make sure their property (personal and business) was safe, we would have far less tragic slip and fall accidents this winter season.

November 20, 2009

Lawsuit Funding: Financial Lifesaver for Personal Injury Victims

Lawsuit Funding companies do what no one else will do. Banks won't do it; a traditional finance company won't either. Payday advance companies won't do it and your lawyer can't do it. What am I taking about? You know what I am talking about. Litigation funding companies provide cash-strapped personal injury victims immediate financial assistance. If you have suffered a serious accidental injury, you may be disabled from working now, and maybe, for the foreseeable future. Do your creditors care that you are disabled? Do they care that you can't work and won't return to work any time soon? Of course not! What do they care about? Getting their bill paid; that is all they care about!

Legal Finance services, like those offered by Lawsuit Financial Corporation, provide personal injury victims with the money they need to pay regular monthly bills, medical expenses, car payments, rent, groceries and other ordinary and necessary bills. There are no monthly payments to make; we are not a bank. There are no credit checks; your credit history does not matter. Bad credit, good credit, it does not matter. Our goal is to relieve your financial concerns, prevent you from settling your valuable case for less than it is worth, and continue to provide you with needed assistance throughout the long legal process. We want you to focus on your lawsuit; we want you to obtain full compensation for your injuries, no matter how long it takes.

There is very little "red tape" involved. Pre settlement funding companies like Lawsuit Financial fund only against qualifying personal injury cases. Even the application process is easy. You fill out a short form or provide some information by telephone, and you are done. Most of the information we need will be requested from and supplied by your attorney. Your case records will determine if you qualify and for how much. If you qualify, you will receive your money within 24-48 hours; sometimes, we can even provide same day service. And, the most important feature of all is that you only have to pay us back if you win or settle your case. You read that correctly: If you lose you case, you can keep the money we gave you, free of charge. In essence, we are guaranteeing you a recovery in your case equal to the amount we fund.

Prior to the advent of legal funding, many personal injury victims were forced to settle with defendants and insurance companies, out of court, for far less than the full value of their case. They had to do that because they could not support their families while waiting for justice and an appropriate settlement or verdict. In other words, financial circumstances forced them to settle early and cheap, for far less than the amount they deserved. Lawsuit Financial feels that those responsible for your serious injuries should pay full compensation; we offer solutions that assure that the perpetrators will do just that. If you have been seriously injured; if you have retained an attorney and are pursuing a lawsuit, please, do not settle your case for less than full value, just because you are in desperate need of immediate cash. Consult with your attorney; tell him/her that you are experiencing financial difficulties and would like to pursue pre-settlement funding. Then, call Lawsuit Financial, the gold standard in lawsuit finance services. We provide auto accident lawsuit funding, slip and fall lawsuit funding, medical malpractice lawsuit funding, wrongful death lawsuit funding; we provide lawsuit funding for almost any and every kind of personal injury case. If you have been seriously injured in any type of accident, and don't yet have an attorney, Lawsuit Financial will locate a professional who specializes in your type of injury accident within 24 hours of your inquiry. We want to help you achieve justice for your case. The call to 1-877-377-SUIT (7848) is free; the advice is priceless. Visit our website at www.lawsuitfinancial.com

November 13, 2009

Ford Driving Skills For Life: A Program to Improve Teen Safety

The National Highway Traffic Safety Administration (NHTSA) estimated that distracted driving may contribute up to 80 percent of auto accidents, and nearly 6,000 teens die annually in such accidents. Driving while texting (DWT) has become a major concern especially with teenagers, but there are many other distractions equally as dangerous such as talking on a hand-held phone, talking on the phone using an earpiece, eating or drinking while driving, changing the radio station, reading a map, chatting with a passenger, and the list can go on. Distractions can sharply elevate the risk of an accident, and more so with novice drivers. Teens are more vulnerable to driver distractions because they lack experience behind the wheel and may not understand the risks. It is important for parents to set rules, know where their teens are going and who they will be with, and give reminders of the importance of wearing seatbelts and focusing on the road at all times while driving.

Ford Motor Company
recently became the first automaker to endorse a federal ban on manually sending text messages on hand-held devices while driving. Ford is also committed to helping reduce teen auto accidents and fatalities through its Ford Driving Skills for Life teen safety program. The program offers hands-on training in a classroom setting and behind the wheel of specially equipped vehicles that simulate wet or potentially dangerous driving conditions. The online training modules are designed to help teens recognize and avoid driving distractions. There are five different learning units followed by a quiz to test your knowledge, focusing on speed management, space management, vehicle handling, and hazard recognition. Ford also offers hands-on training in which teens are placed on controlled courses to test their concentration. Instructors prompt the drivers to visually and verbally interact with passengers, manually operate the radio, climate controls, and electronic devices such as cell phones and MP3 players. By increasing the distractions, it helps the teen driver recognize and avoid dangerous behaviors. Ford holds several hands-on safety driving events across the United States, and provides free educational materials to high schools allowing instruction of the program in the schools.

The Driving Skills for Life website offers short video spots providing a variety of driving tips to both teens and adults, and feature instructors from the Driving Skills for Life “ride-and drive” events. They teach teens what to do if the passenger-side wheels leave the road, how to recover in a skid, proper sitting for safe driving, how to brake safely, how to anticipate danger, and when it is important to slow down.
“We’re turning to the Web because that’s where teens live, and where they get much of their information. We want the video spots to get teens thinking about safe driving, and we think the tips can be valuable for adults, as well,” says Sue Cischke, Ford Vice President, Environmental and Safety Engineering.

Teens will have the opportunity to complete various e-learning modules, take a safe driving quiz, play safe driving games, and complete a variety of other activities. There are also opportunities to win prizes. Adults can use the site to help their teens, while educators can incorporate the tips into lesson plans for classroom learning.

Although Ford is taking great strides in helping educate teens on the importance of safe driving, the best training is for teens to get behind the wheel with an experienced driver who can share their knowledge first-hand. Don’t forget one of the best things both teens and adults can do to remain safe is to buckle up.

Lawsuit Financial joins Ford in banning texting while driving. We urge parents to set driving safety rules with their teens, and we urge teens to learn safe driving habits early and avoid all distractions. It is time that everyone focused more on safe and distraction-free driving. Lawsuit Financial is a strategic lawsuit funding company. If you or a loved one has been seriously injured or a loved one is killed in an auto accident at no fault of your own, you may be entitle to compensation for your injuries and losses. It is important to contact an attorney that specializes in auto accident litigation. If you need assistance locating an attorney, the Lawsuit Financial Attorney Referral program is for you; we have a strategic relationship with auto attorneys all over the country and can locate a specialist in your area within 24 – 48 hours; a free service to you. Auto accident lawsuits can be hard fought and take months, even years to settle. You may be suffering from serious injuries or a death, but what happens if added to that suffering is financial hardship? How do you pay the bills while awaiting settlement? Call Lawsuit Financial at 1-877-377-SUIT (7848) or visit our website at www.lawsuitfinancial.com. We will evaluate your case and if approved, you can have funding within 24 – 48 hours. The call is free; the advice is priceless.

October 28, 2009

Need A Lawyer? Who You Going to Call?

Venturing into the litigation arena can be a daunting experience. If you or a loved one is the victim of a wrong doing and need legal advice, where do you look for an experience attorney? You have several options.

Option 1 – Hire an attorney from a television advertisement. Is this a good choice? Many top-notch attorneys do little or no advertising; they don’t need to; their reputation precedes an speaks volumes for them. These are the professional men and women that Lawsuit Financial has strategic, professional relationships with, people all over the country who specialize in the particular area that you need legal representation for. "Television" attorneys are often excellent lawyers and many handle the only specialty that they are advertising for. Others are not and do not. Some advertise to you and refer your case to other firms. It is up to you to decide whether this is, for you, the best way to pursue an attorney-client relationship.

Option 2 – Search the Yellow Pages. Select the guy with the biggest advertisement, right? Maybe. The same general principle for television ads applies here. There may be little, if any, correlation between large ads and quality legal representation. Again, many are fine lawyers who may specialize in the area that they are advertising for. Some, however, have a lot of money to spend on ads, but have little courtroom talent.

Option 3 – Ask family, friends, and co-workers for recommendations. This may a good option if their case was successfully concluded and was similar to yours. If the attorney did a good job on their case, he will probably do a good job on yours. Sometimes, however, the client forgets to tell you what kind of case the lawyer handled for him. The case you are seeking to pursue may be something he/she dabbles in but does not specialize in. If you are seeking to hire someone to handle your personal injury case, for example, it is important to retain an attorney that specializes in personal injury cases. Your brother’s estate planning attorney may not be qualified to represent you. If, by chance, the referring "friend" was represented by a personal injury attorney, the same attorney may not necessarily specialize in your type of injury case. Get at least three recommendations, speak with each one, before making a decision. Consider example from the medical profession: You are suffering from a heart attack. What doctor do you want to treat you, a heart surgeon or a dermatologist?

Option 4 – Search the Internet. The internet is a “virtual” phone book. Researching lawyer directories may provide a comprehensive profile of attorneys, but how helpful is the information they provide? You are still sifting through and finding hundreds of attorney listings in your area. Who do you choose from all of those?

Option 5 – Call Lawsuit Financial. If you are looking for legal representation, you need to know that you are entrusting your case to an attorney that has your best interest in mind. You need an attorney who specializes in cases similar to yours. Lawsuit Financial can assist you in finding the best attorney available in all 50 states. We have strong relationships with the best attorneys nationwide. Within 24 hours, we will have at least one, most often three top-notch attorneys for you to choose from, and our referral system is absolutely free. Don’t settle for less than the best.

Mark M. Bello, our CEO/General Counsel
, has 33 years experience as a trial lawyer and 11 years legal funding experience. He is the litigation funding industry leader. Lawsuit Financial can provide cash flow solutions and litigation cost financing for the necessities of life while a case is in the litigation process. Call Lawsuit Financial, toll free, at 1-877-377-SUIT (7848), or visit us ate www.lawsuitfinancial.com.

October 28, 2009

Child Safety Seats...Protecting Your Bundles of Love

Our most important job as parents is keeping our children safe; this is especially true in vehicles. Thousands of children are seriously injured or killed, each year, in auto accidents. Safety related internet sites and news reports have made most parents aware of the importance of child safety seats (car seat or booster seat); however, there is still a misconception that a child between the ages of four and eight, weighing over 50 pounds is safe using the vehicle’s seat belt. The truth is that seat-belt-only use leaves children vulnerable to serious injuries or death, even in low-speed crashes. For most purposes, parents would rather their children stay children longer; the common expression is "they grow up so fast". When it comes to child restraints, however, parents are putting their children in adult seat belts well before they are ready for them. Children in seat belts are more likely to sustain significant injuries in a crash compared to children in a child safety seat. Seat belts are designed for adults and do not offer enough protection for children. The child restraint used will depend on a child’s age, height, and weight – not just age.

Car seats, when installed and used correctly, are extremely effective in reducing injuries and saving lives. The American Academy of Pediatrics (AAP) offers a guide for families to help understand the type of car seat for infants and children depending on their age, weight, and height. Proper installation is equally important. It is imperative to read the car seat manual and the vehicle manual for proper installation.

When shopping for a car seat, choose one that fits your child’s age and size. Avoid used car seats if you don’t know the history. Never use a car seat that is too old, has noticeable cracks, is missing parts, or was recalled. Most importantly, do not use car seats that have been in a moderate or severe crash. The National Highway Transportation Safety Administration (NHTSA) states that a car seat must meet five criteria in order to be safely used after an auto accident:

• The vehicle was able to be driven away from the crash site
• The vehicle door nearest the car seat was undamaged
• There were no injuries to anyone in the vehicle
• The air bags did not deploy
• There is no visible damage to the car seat

One caveat is that some car seat manufacturers state in the user manual that a car seat should be replaced after any type of accident, no matter how minor. This is doubly important because if the car seat does not protect your child when the need arises, the manufacturer will not be liable if you did not follow the required instructions.

Lawsuit Financial urges all parents to make sure their car safety seats are properly installed in your vehicle to prevent injuries or death to children. Lawsuit Financial is a leading provider of auto accident legal financial services all over the country. Auto accident lawsuit funding is provided to people injured or disabled in an accident and are suffering financial setbacks as a result. Our objective is to reduce the financial pressures to settle a case too early or for too little. Repayment is contingent upon litigation outcome. For further information about cases we fund, call us toll free at 1-877-377-SUIT (7848). And please, parents: Be smart…buckle up your precious children

October 7, 2009

Premises Liability/Slip & Fall Lawsuit Funding

It happens everyday, someone stumbles, slips or trips and falls to the ground. Often, if or when this happens, a person is able to get up, dust themselves off or collect themselves, and venture on, suffering embarrassment, but no injury. Others, particularly our senior citizens, may suffer serious injury, even death, as a result of a fall. If the fall occurs on someone else's property and/or is the result of a person's or a business's negligence, there may be grounds for a Premises Liability/Slip & Fall lawsuit.

Defective stairs or walkways, failure to salt after the last snow, failing to clean up debris after a storm, wet floors without "wet floor" caution signs, sticky floors, sidewalk block raises, sticky floors, falling merchandise, leaky ceilings, all of these could lead to a fall, to liability and to a lawsuit against the person or business that caused the problem or failed to remedy it. Civil law requires compensation for the seriously injured, innocent, victim.

However, the wheels of justice turn very slowly and the compensation sought could be months, even years away. A seriously injured or disabled person, one not working as a result of an accident, is at a significant disadvantage against a powerful, well financed commercial or homeowners insurance company. Insurance companies deliberately drag their feet to make the injury victim desperate to resolve the case. So, the victim asks, "how do I make ends meet while waiting for my attorney to resolve my case for its full value? How do I pay my necessary bills and expenses plus the added medical and other expenses related to my injury?" The best answer I can give you is to seek the advice of your attorney and ask him/her to refer you to an experienced provider of lawsuit funding services.

Lawsuit funding is available to anyone involved in a personal injury lawsuit, inclusive of slip and fall cases. Simply stated, lawsuit funding will provide you the money you need to pay your necessary payments, house payments, rent, car payments, groceries, utilities, medical bills, tuition, any and all important obligations. The best part is that these lawsuit cash advances are made against the future proceeds of your case and not against your valuable personal assets. And, best of all, they are completely contingent upon the outcome of your case. If you don't win your case or lawsuit, you don't have to pay the money back!

Most of what our lawsuit funding company will need will come from your lawyer. You need to talk to your lawyer; let him/her know you need financial help (If you don't have a lawyer, Lawsuit Financial can refer you to a slip and fall specialist in all 50 states). Ask him/her to cooperate with the lawsuit funding company when a fax, email or telephone call is received. Records will be requested and reviewed; our lawsuit funding company will need to determine whether you have a reasonable chance to succeed. Your credit standing/history, whether or not your are employed, whether you own a home or other valuable asset doesn't matter to the lawsuit funding company. We care only about the quality of your case and the potential compensation you may receive.

If you are involved in a pending slip & fall/premises liability case, or any other type of personal injury case and need financial assistance, lawsuit funding may provide the help you need. A quick visit or telephone call to Lawsuit Financial may provide the answers you are looking for and the support you so desperately need. Don't settle your case for a lower than full value; consider lawsuit funding from Lawsuit Financial, instead.

October 6, 2009

Halloween Safety: Please Be Careful: Don't Slip & Fall

Halloween is a festive time of year, filled with spooky costumes, haunted houses, and lots of delicious candy. But homeowners shouldn’t forget the responsibility posed on them from this holiday’s tradition. All those ghosts and goblins coming to your door can be a real treat, but the trick could be on you without proper safety measures. Your primary concern should be the trick-or-treating kids and their safety. If, after efforts to maintain a safe property, a child is injured, you may be held liable for these injuries, if your negligence was a cause of the injury. Consider this scenario. Emily, your eight-year-old neighbor cuts across your front lawn and trips – maybe on leaves, or her own feet. It's unclear, because it's dark outside. She falls and breaks her arm. Are you liable? Will you have to cover her hospital bills? Are you covered? What if the pumpkin on your porch gets knocked over and pumpkin goo spews out causing a little one to slip and fall?

In both scenarios, you may be held liable because in the eyes of the law, Emily is not competent because she is a child. Homeowners must take every precaution to keep children from getting hurt. Because she is a child, the burden would be on you to prove you weren't negligent. According to a recent safety article, homeowners face many liability and security issues on Halloween. Halloween night poses a great many risks for homeowners; check your property. Are there any potential dangers for kids? Is there enough light? Is the porch clean or debris? Are there property defects that could cause a trip or slip? Is your homeowners insurance up-to-date?

Opening your home, even if it’s just your front porch, to the public leaves you vulnerable to all kinds of claims and lawsuits.

In determining a property owner's "reasonableness," the law concentrates on whether the owner makes regular and thorough efforts to keep the property safe and clean. It considers whether or not the property owner took precautions to make the property safe. Premises Liability is the law that governs slip and fall accidents and determines who is at fault for them. Slip and fall accidents frequently cause significant injuries. Many of these injuries are serious and require significant medical attention and treatment. An attorney can help determine whether those responsible are liable for damages. Lawsuit Financial has relationships with many fine attorneys who specialize in this area of the law; we can refer you to a specialist in your neighborhood. It sometimes surprises people to know that a slip and fall can result in serious injury or death; the victim is often entitled to substantial damages if they can withstand the rigors of the litigation process.

Unfortunately, when you have been injured in a slip and fall accident, it often takes far too long to achieve a settlement; these cases are usually highly contested on both damages and liability. It is difficult to wait months, sometimes years, to get the settlement you deserve. Lawsuit Financial levels the playing field by advancing cash to cover a plaintiff’s pressing financial needs. We understand the financial strains associated with a lawsuit; bills must still be paid and sometimes it is more difficult if there are additional burdens due to medical treatment, being out of work, or possible funeral expenses. We provide you with the lawsuit cash you need to while your case is in progress so you won’t feel pressure to accept a low settlement offer. Contact us online or call 1-877-377-SUIT (7848) to discuss case financing for your slip-and-fall case. And remember, if you lose your case, you owe us nothing.

September 23, 2009

Nursing Home Neglect and Abuse: Lawsuit Funding Available

Nursing home neglect and abuse statistics have raised serious concerns; we must figure out a way to provide better care to our most vulnerable citizens and correct devastating problems that have injured or taken countless lives.

When placing a loved one in the care of a nursing home, it is expected that the resident will receive quality care. Unfortunately, negligence and abuse in this setting are all too common. Violations continue to occur every day, tragically compromising the health and well-being of already ill or traumatized individuals. Nursing home neglect and abuse can be physical, mental, or emotional, leaving marks that are not easily seen; these may linger and become more problematic. Often, the abuse or neglect continues undetected because not all elderly or infirm persons are able to easily communicate with friends and family. Also, some have medical conditions that make them especially vulnerable to slip and falls accidents, broken bones, brain injuries, spinal cord injuries, hip fractures, and other injuries.

The following signs are examples that can indicate neglect or abuse and should be taken seriously.
• Sudden change in behavior
• Unexplained wounds, burns, bruises, sprains
• Malnutrition or dehydration
• Bed sores
• Poor personal hygiene
• Unkempt appearance

Choosing a quality nursing home is an important decision and a thorough evaluation of potential nursing homes is necessary to help protect your loved one. If you believe that a loved one may be the victim of nursing home neglect or abuse, you may be entitled to compensation. Choosing the right attorney in this situation is also a vitally important decision. If you do not know an attorney who specializes in nursing home abuse, Lawsuit Financial has excellent legal referral sources all over the country and our professional staff will locate you a top-notch legal specialist, in your city or state, within 24-48 hours. This is a free service for injury victims and their family members.

Lawsuit Financial will also devise a legal finance plan to assist victims and family members through the difficult financial issues facing them. Victims do not want to conduct settlement negotiations when they are struggling, financially. If they do, they will, almost always, accept an offer that is less than full case value. Strategic lawsuit funding can often be the difference between a mediocre settlement and a large, injury appropriate, settlement. Leverage Lawsuit Financial’s money to hold out for full case value. Visit us on the web, or call toll free 1-877-377-SUIT (7848) to discuss your financial needs. The call is free; the advice is priceless!

September 22, 2009

Bike Safety: Wear Your Helmets!

The National Highway Traffic Safety Administration says, unequivocally, that wearing a helmet, while riding a bicycle, is the most effective way to avoid accidental head injuries and deaths. Despite this obvious disclosure, a recent poll found that 82 percent of Americans admitted that while they felt it was important to wear a helmet while bicycling, only 44 percent stated that they would actually wear one. This amazing, irrational, inconsistency coupled with an increased popularity in bicycling as a sport, form of recreation, or cheaper transportation has lead to a sharp increase in bicycle related accidents and injuries.

It should come as no surprise that non-helmeted bicyclists are 14 times more likely to be involved in a fatal crash than helmeted ones. The vast majority of these deaths have resulted from brain injuries; a high percentage of these would have been (and will be in the future) prevented by the use and proper fitting of a bicycle helmet. How high a percentage, you ask? Estimates are as high as 88 percent. A ten buck purchase from your local bike store or favorite could save your life or, at least, thousands in unnecessary medical and hospital bills, yet Americans, young and old, mature or immature, with common sense or no common sense, are not wearing their helmets. Why? Bicycling is a dangerous activity, especially in the street, where the bicyclist is no match for a powerful automobile. Even wearing a helmet or following all of the traffic rules will not prevent all motor vehicle related bike accidents. The risk of more serious injury increases with age, so to, should common sense; why do so many tempt fate?

Almost 5% of all U.S. emergency room visits are bicycle accident related; simple cuts scrapes and bruises are the most typical injuries, fractures, hematomas, and the like are all too common as are traumas to the head, face and teeth. When death is reported, the accident almost always involves an automobile. Lawsuit Financial implores all of those reading this post. Think SAFETY FIRST! A helmet and your skull are only slight barriers between your brain and the concrete or vehicle you strike it on. Following traffic rules is also a vital, common sense tool for injury avoidance. Wear reflective, bright clothing, light up your bicycle, purchase and use a bicycle horn, warning automobile traffic of your presence, purchase and use mirrors and always signal your intentions. Caution will often prevent accidents; use, or lose, your common sense when riding your bicycle. While Lawsuit Financial can provide assistance in finding you an attorney in all 50 states, or provide you with vital lawsuit funding in making ends meet if you or someone you rely upon is injured or killed in a bicycle accident, we prefer that you follow our advice and stay healthy and injury free. America: Ride carefully and wear your helmets!

September 18, 2009

Injured At Sea? If Pursuing Maritime Lawsuit, Consider Lawsuit Funding

Maritime laws (the laws of the sea), apply not only to injured workers, but, also to passengers. Passengers on cruise ships, ferries, riverboat casinos, recreational boats, or other vessels may qualify. Ships or boats, maintained in unsafe condition, may be considered not seaworthy; as such, owners may be liable for on-board passengers' injuries caused or contributed to by those unsafe conditions. Operating or maintaining a ship or boat in a negligent or careless manner may also create liability for injuries to passengers. Thus, a passenger injured in a Maritime accident may qualify for financial compensation.

As previously indicated, working on a commercial vessel fishing boat, ocean liner, cruise ship, oil rig, or another type of commercial vessel can result in injury, sometimes even serious injury or death. Maritime laws create a system of compensation for these injured workers or for the survivors of those workers who are killed in the performance of their duties at sea or, even, while the ship or boat is docked. The most common injuries include slip and fall accidents, falling cargo, and loading and unloading incidents, which usually result in back injuries. In some instances, the injured worker must show that he/she was injured as the result of the negligence of his/her employer. Negligence may be proven if the employee can show unsafe work conditions, negligent navigation (collision with another ship, the dock, and iceberg, or other sea object). There are also laws that protect dock workers, i.e. longshoremen and other maritime employees who are considered "land-based".

Maritime laws cover a wide variety of on-the-job injuries. Financial compensation may be available under maritime workers' compensation laws if the employee works on vessels on the Oceans, Intra-coastal waterways, wharfs, docks or piers, or terminals. Injuries occurring in adjoining areas used for loading, unloading, repair, building and/or dismantling also qualify for compensation.

The two main laws that cover or insure most maritime accidents are the Jones Act (aka the Merchant Marine Act of 1920) and the Longshore and Harbor Workers' Compensation Act. These laws provide for specific rights and protections to workers who are injured while at sea. Injured at sea or injured on the dock workers qualify for compensation for time off work, costs of medical care, medication and/or physical therapy, living expenses, and, if necessary, job training for a new career if they are unable to return to their previous employment. Examples of qualifying occupations are employees on ships, offshore oil rigs and platforms, tugboats, barges, fishing and/or seafood boats, riverboats (including gambling boats), ferries, water taxis, coastguard vessels, and other ocean, intra-coastal or canal vessel.

Classes of "employee" would include crew members, captains, cooks, maintenance employees, and other vessel employees. The main, very plaintiff-friendly, difference between on-land state workers compensation laws and Maritime laws is that the employee can receive intangible damages for "pain and suffering" in Maritime cases, whereas in land based state workers compensation cases, only out of pocket medical, wage loss and retraining expenses are available. Under both systems, transportation costs for medical care are also available.

Whether you are injured as a passenger or an employee at sea, it is highly recommended that you retain the services of an experienced maritime attorney to pursue your Maritime case. Lawsuit Financial has strategic relationships with attorneys all over the country who specialize in this area of the law. Our Lawsuit Financial Attorney Referral Program promises to locate a legal specialist in any area of the law, including Maritime law, with 48 hours of your request. If you already have an attorney and are pursuing a Maritime case, whether as a passenger or an employee, you are probably experiencing financial difficulties as the result of your injuries. Serious injuries usually cause long-term disability. Insurance companies often deny you the benefits you deserve so that you will be desperate to settle you case for their low-ball offer, when it finally comes. Lawsuit Financial provides lawsuit funding to pay your extraordinary medical expenses, mortgage or rent payments, car payments, food, utilities or other important expenses. Maritime litigation funding can bridge the gap between the insurance company's low first offer and a fair settlement at the end of the case. In addition to Maritime lawsuit funding, we also provide auto accident lawsuit funding, slip & fall lawsuit funding, medical malpractice lawsuit funding, airplane crash lawsuit funding, train crash lawsuit funding, and many other types of personal injury lawsuit funding. Don't accept the initial low offer because you need cash now; legal funding from Lawsuit Financial will pay your immediate bills and give you and your attorney the time needed to get justice. Leverage our money into a larger case settlement. You can contact us, toll free, at 1-877-377-SUIT, or, visit or website at www.lawsuitfinancial.com.

September 15, 2009

Motorcycle Accidents: Serious Injuries or Death Require Serious Insurance and FInancial Considerations

I recently noticed a report about a sharp increase in motorcycle accidents in the United States. Many motorcyclists or motorcycle owners believe that household car insurance or, perhaps the the insurance of a vehicle that caused an accident involving a motorcycle will, automatically, be responsible for the victim's medical bills. This is not always the case. While many auto insurance companies in many states include coverage known as Personal Injury Protection (Michigan is the only state that has unlimited 1st party coverage) or PIP, many motorcycle insurance companies do not provide such coverage. This means, in your state and as the result of your accident, if you are injured as a passenger or driver of a motorcycle, you may have no medical coverage, aside from your own private health insurance policy (if you have health insurance). Check with an attorney in your state to determine what your state's law is in this regard. If you need a referral to a specialist in your area, please visit Lawsuit Financial's industry exclusive referral service, and we will have an attorney's name for you within 24-48 hours. With high gas prices, motorcycles have increased in popularity, however, with an exposed body and appropriate automobile-type restraints unavailable to a motorcyclist, the likelihood of serious or catastrophic injury, even death, in a motorcycle accident, is extremely high.

There are certainly steps you can take to avoid serious injury. Drive defensively; stay out of a vehicle's blind spots; follow all traffic rules, especially speed rules; and most importantly, wear protective gear. Where a properly fitted helmet and protective clothing, for instance.

Since medical expenses and injuries from a motorcycle accident are almost always catastrophic, you are encouraged to contact your insurance company and ask about your coverages. You must be assured that you have the best coverage available to a motorcyclist in your state. Check the limits of coverage in each category and make sure you purchase uninsured and underinsured coverage if these coverages are available in your state. This will prevent you from being limited to the amount of the other vehicle's liability insurance if you have been seriously injured.

Finally, if you have the right coverages, but the insurance companies are waltzing you around (because, until a judge makes them pay, they can and will waltz you around), Lawsuit Financial is available to provide Motorcycle Accident Lawsuit Funding to you and your family. If you have hired a lawyer (we can find one for you if you need us to-see above), filed a lawsuit, but your financial situation is in the toilet because of your disability or the death of a family member, Lawsuit Financial will provide you with the money you need now, then we will step out of the way and patiently wait for our money and profit while you and your lawyer pursue your case. If you win your case, you repay principal and scheduled profit; if you lose, you keep our lawsuit cash, free of charge. We provide motorcycle lawsuit funding, auto accident lawsuit funding, medical malpractice lawsuit funding, slip and fall lawsuit funding, airplane crash lawsuit funding, train crash lawsuit funding, boating accident lawsuit funding, and many, many more types of lawsuit funding. The call to 1-877-377-SUIT is free and so is the advice. Call us today.

September 14, 2009

Dog Owners: Avoid Liability by Acting Responsibly

I recently came across an article about avoiding liability in dog bite cases, by being a responsible dog owner. In 2008, dog bite homeowners' claims cost insurance companies almost $390 Million or 1/3 of all homeowners liability claims. The Insurance Information Institute noted a sharp increase in these types of claims over previous years. Some of the increase can be attributed to the general rise in heath care expenses (approximately 1/4 of those bitten require medical attention; many of those need reconstructive surgery). Also, the law is quite strict when it comes to pet owners; some states impose almost absolute liability to the homeowner, except as to a trespasser on the property. Other states impose liability if the dog has shown a propensity to be vicious, a so-called "one bite" rule. A small number of states require owner negligence in controlling the dog, to establish liability. Dog bite cases are similar to other types of personal injury cases, the homeowner is responsible for pain and suffering, permanent scarring, out of pocket wages and medical expenses.

To avoid liability or, simply, to spare your neighbors or visiting friends and relatives of the pain and scarring of a vicious animal bite, here are some simple steps you can take. The Center for Disease Control suggests the following:

1. Consult with professionals when selecting a breed; some breeds of dog may be more suitable as a household pet than others.

2. Spend time with the dog before purchasing or adopting it; use special caution if there are children in the household or neighborhood.

3. Don't leave kids home alone with the dog.

4. Have the dog spayed or neutered; the article suggests that neutered dogs are three times less likely to bite.

5. Teach your dog non-aggressive tricks (the article suggests "go fetch" instead of "tug-of war").

6. Non-owners should avoid approaching strange dogs and avoid eye contact with a dog that appears threatening.

7. If your dog shows a tendency to viciousness, consult a professional who can, hopefully, help to correct the behavior.

And, of course, to avoid the cost of dog bite litigation, personally, you must purchase homeowners insurance. Most carriers offer it, ask yours for details and, like any other product or service, shop for the best coverages; choose the company that pays claims rather than fights them. Some "name" companies that offer lower pricing do not offer good claims service; in insurance, you often get what you paid for and you are almost never in good hands, if you know what I mean.

If you or someone you love has been bitten by a dog, has retained an attorney, and is pursuing a lawsuit for damages, Lawsuit Financial can provide pre-settlement funding to offset your wage loss, pay your medical expenses, or otherwise assist you through difficult financial times while your dog bite lawsuit is pending. Our unique lawsuit funding service is completely contingent on the outcome of your case; if you do not recover anything in the lawsuit, your litigation funding obligation is completely forgiven. Visit us on the web or call us, toll free, at 1-877-377-SUIT.

August 25, 2009

Lawsuit Financial Attorney Referral Program

If you have not retained an attorney to handle your case, Lawsuit Financial can assist you in finding the best attorney available in all 50 states. Attorney Ads are everywhere; your friends have a great attorney to refer you to, but how do you really know? A referral from a company with national legal contacts in all fields of practice makes more sense, doesn’t it? Lawsuit Financial will review your case for free and we will find you the best attorney in your city or state to handle your type of case, period! We have strong relationships with the best attorneys in the country.

Our 24 Hour Legal Referral Service is Absolutely Free! Within 24 hours, we will have at least one, most likely three top notch attorneys for you to choose from and, get this, it won’t cost you a dime! Our legal referral service is absolutely free!

We can assist you with all types of cases, including:

All Personal Injury, including:

•Automobile/Truck Crashes

•Construction/Industrial Accidents

•All Personal Injury Cases

•Workers' Compensation

•Wrongful Death

•Medical Malpractice

•Nursing Home Neglect or Abuse

•Premises Liability/Slip & Fall

•Traumatic Brain Injury/Closed Head


•Products Liability/Toxic Tort

•Airplane/Railroad Crashes


And All Business and Commercial, including:

•Contract Breach/Construction Disputes

•Patent, Copyright and Trademark Infringement

•Tortious Interference

•Fraud /Shareholders Lawsuits

•Real Estate


•Antitrust Litigation

As well as other types of cases:


•Probate, Estate and Inheritance

Do You Need an Attorney to Handle Your Case? Of course you do! Plaintiffs represented by counsel will, absolutely, get more money in their lawsuit, especially in accident cases. Here’s why:

•Insurance companies have money, power and time; you have none of those things. A great attorney evens the odds and balances the power.

•An attorney knows how to assemble a case, compile evidence, find witnesses. He knows all the players and all the judges. This knowledge is essential to your success.

•An attorney knows how the game is played and all the rules. He will not be lied to; he will not be intimidated. He will not allow an insurance company to take advantage of you which can often happen to those who represent themselves.

•An attorney will get the highest possible award.

•An attorney will recommend medical providers sympathetic to your cause, clinics who can assist you in completing insurance forms and getting insurance companies to pay them, or finding you doctors who will wait until a settlement for payment of medical bills.

So, if you are not yet represented by an attorney, take advantage of our considerable experience in locating the finest attorneys, anywhere in the United States. Call Lawsuit Financial, toll free, at 1-877-377-SUIT (7848) or visit the referral page of our website, today. Or, here is a contact form for you to submit the requested information.

August 10, 2009

Medical Malpractice "Conspiracy of Silence" Revealed

Ten years ago, a highly publicized federal report entitled “To Err Is Human”, estimated that as many as 98,000 people die, each year, from preventable medical mistakes. The report called the medical error death statistic "shocking". It issued a challenge to the U.S. hospitals, clinics and doctors to cut deaths caused by medical mistakes and neglect by one-half within five years. Ten years later, comes this national investigation by several Hearst newspapers which has determined that efforts to take steps outlined in the report to reduce deaths have fallen woefully below that which any reasonable person would consider "adequate". Further, a separate study for the Center for Disease Control and Prevention has concluded that 99,000 patients per year die from infections acquired in the hospital. Experts have concluded that most of these deaths are also preventable. Thus, there have been no definitive studies, but if one combines these two, the conclusion is that almost 200,000 U.S. patients per year die from preventable medical injuries and conditions.

Instead of cutting these incidents in half as the "To Err" report challenges, industry analysts believe that medical mistakes are increasing, not declining. The Hearst Newspaper investigation concludes that most states, the feds, and medical and hospital communities have failed or refused to take steps outlined in "To Err" that would have reduced the number of fatal mistakes. And, in states where regulations were implemented, those rules and regulations have been ignored. As a result, the Hearst article suggests that almost 2 million people have died, needlessly, since the "To Err" report and challenge was issued.

Hearst Newspapers currently serve five states: New York, California, Texas, Washington, and Connecticut. In those states, a mere 20% of the almost 1500 hospitals surveyed are participating in recently implemented national safety campaigns. The newspaper's investigation found major deficiencies in patient data, but still found that at least 16 percent of the hospitals examined had at least one death from a common, easily survivable procedure; some had more than 12. Simply implementing test-tube color-coding procedures would have saved lives, in some instances.

Instead of placing blame on individual doctors or nurses, the intent of the 1999 report was an acknowledgment that individuals make mistakes and a suggestion that hospitals could design systems that reduce them and/or their impact on patients. A nationwide medical mistake reporting network also failed to materialize because of an overt lack of cooperation from the medical community. Instead, the community spent $81 million in lobbying efforts and millions more in advertising to squash a 2000 patient safety agenda proposed by then President Bill Clinton.

The article contrasts the very public information available for other types of accidental death. Auto accidents, falls, poisoning, and firearm deaths all are subject to public reporting and yearly statistics are posted for all Americans to see. It opines that improved tracking of medical errors would result in its placement at the top of this list; "a visit to your doctor or a hospital is twice as likely to result in your death as is a drive on America's highways."

The article goes on to list key recommendations from the report and places them in the context of what action has been taken in the 10 years since the report was issued and the recommendations made. Quoting from the article:


• • Encouraged states to require medical error reporting. Only 20 states plus the District of Columbia have done so, and evidence shows that even in those mandatory-reporting states, hospitals report only a tiny percentage of their mistakes.

• • Said the public “has the right to be informed about unsafe conditions.” But 45 states plus the District of Columbia don't provide hospital-specific information, either because they don't allow access or because they don't collect the data.

• • Recommended the creation of a national patient safety center. The center is underfunded and has fallen far short of expectations.

• • Urged that hospitals improve the level of safety within their walls. Hundreds of hospitals responded, a few of them comprehensively pursuing safer care. Thousands did much less.

• • Advocated a voluntary system for hospitals to report and learn from errors. Five years later, Congress approved legislation for “patient safety organizations” to serve this role, then took four more years to create rules to govern them. But the new organizations are devoid of meaningful oversight and further exclude the public.


According to U.S. Health and human Services Secretary, Kathleen Sebelius, there has not been a "significant improvement in the level of medical errors" and hospital-based preventable infections "is getting worse". She opines that the death toll is the same as it was 10 years ago. Part of the difficulty is that death occurs behind the closed door of a clinic or hospital operating room. What really went on in there? Secrecy abounds. According to the Hearst investigation, information is changed or left off death certificates:

Medical error [in death certificates] is “often not reported,” said Robert N. Anderson, chief of the CDC's Mortality Statistics Branch.

He said doctors aren't given enough motivation to report medical errors, and because of liability, “it would cause them problems down the road, so that there is a disincentive to report it.”

With no federal reporting required, the issue is left to the states. Currently, 20 states and the District of Columbia have mandatory reporting systems. Five more are planning to implements systems. Of the 20 in place, only 5 (Washington, Massachusetts, Minnesota, Colorado and Indiana) have systems that reveal hospital names to consumers. Other states create a hodgepodge of inadequacy from low (or no) enforcement, to low (or no) project funding. New York and Texas, for instance, have no money or staff. The last reports from these two states were 2005 for New York and 2007 for Texas with no fund allocation in sight.

The article suggests that more secrecy can be expected and mistakes will continue. Any improvement will be too late for deceased patients like Richard Flagg and Stanley Stinnett.

In Flagg's case, surgeons accidentally removed the 60 year old man's healthy lung, leaving him with one diseased lung they were supposed to remove. Three years later, a tumor ruptured and he drowned in his own blood. In Stinnett' case, the 49 year old was seen in the emergency room with broken ribs from a motorcycle accident and died as the result of a series of preventable medical mistakes.

As part of the national debate over health care and insurance, President Obama and Congress need to address the issue of hospital and clinic safety. Our United States also need to stop enacting legislation (either state or federal) that places caps on medical neglect litigation; this pro-insurance, anti-consumer legislation penalizes the unfortunate patient and provides a free pass to the offending doctors/clinics/hospitals and their insurance companies. The largest deterrent to medical neglect or mistake in the threat of a lawsuit. Secrecy policies in dealing with medical errors, coupled with the powerful pro-insurance lobby have prevented any meaningful change in the situation.

Lawsuit Financial supports national legislation to improve hospital safety, increase transparency, and mandate reporting. This unique legal finance company is one of few companies with the expertise to evaluate medical, hospital or nursing home neglect cases and provide medical malpractice lawsuit funding for these difficult, hard fought cases. For a free analysis of your legal funding situation, please call us, toll free, at 877-377-SUIT (7848) or visit our website at www.lawsuitfinancial.com.

July 24, 2009

Auto Accident Lawsuit Funding

Millions of people are killed or seriously injured in automobile accidents, each year. In most accidents, there is an at fault party and a victim, and in many, a lawsuit ensues. In your lawsuit, your lawyer will be required to prove fault and prove the seriousness of your injury. Because there are many lawsuits filed each year, they can often take a long time to move down the court docket and into a position to resolve in your favor. Because you have been injured, you may have missed work or worse, lost your job. The financial strain not only seriously impacts your life, it also impacts your case. A financially desperate plaintiff is not a positive influence on settlement negotiations. Often, you are too willing to settle for too little, too soon. Your attorney is working on a contingency, so legal fees are not an issue. But, how do you survive, financially, while you wait for a trial or a settlement?

You have options; most of them are risky. Credit card advances, home equity loans, second mortgages all require repayment whether you win your lawsuit or lose it. With the home equity or second mortgage, your house is at stake if you lose the case.

For many people, the best option, although expensive if you win your case, is legal funding. This is usually a non-recourse cash advance ('non-recourse' means that repayment is excused if you lose your case). Also known as auto accident litigation funding or litigation finance, this method of receiving the cash you need now carries no risk to the plaintiff, because it is completely forgiven if you lose the case.

Lawsuit Financial cash advances are different than many of the companies we compete with. It is important to understand some of the differences and make comparisons. Here are a few:

1. With many legal finance companies, there are application fees, processing fees and other start up, 'junk' fees fees. We charge no upfront fees of any kind.

2. Lawsuit Financial caps its rates; with some companies, monthly fees continue, on and on, until your case resolves and the company is paid. Sometimes, these fees can grow to an enormous number and actually impede your ability to settle your case.

3. At Lawsuit Financial, we believe that expert case evaluation or underwriting is our responsibility. If we do it correctly, with our capped rates, our funding principal and profit should not effect the settlement of your case. In case it does, if the case settles short of everyone's expectations, Lawsuit Financial is the only company in America that guarantees a settlement appropriate compromise so that you, the injured party, gets your fair share of the settlement proceeds.

4. Lawsuit financing is not a lawsuit loan. Loans require you to repay regardless of case outcome; if you lose your case, you must still pay-off a loan. With legal financing, we are actually investing in the outcome of your litigation. Thus, if you lose your case, you owe Lawsuit Financial nothing.

5. With appropriate cooperation from your lawyer, we can have lawsuit cash in your hands within 24 hours of your application.

6. Because of our significant expertise, we can get you funding for your lawsuit when others can't.

So, don't settle your case for pennies on the dollar to raise needed funds for you and your family. You don't have to lose your house or your car to make ends meet. Consider and discuss lawsuit financing from Lawsuit Financial, instead. The call to 877-377-SUIT is free; the advice is priceless. Our friendly paralegal staff is standing by to take your call.

July 20, 2009

Pending Litigation? Financial Distress? Consider Lawsuit Financing

More often than not, people with valuable litigation have difficulty sustaining themselves, financially, through a long and difficult legal process. Lawsuit financing offers you a choice when you are involved in litigation, but are unable to afford monthly payments, house notes, car payments, groceries, rent, or other essentials. If you are already in financial distress, a disabling accidental injury simply adds to an already existing problem.

Lawsuit Financial offers a solution for people who are disabled, in litigation over their injury or disability, have poor credit, are facing foreclosure or eviction or have other, serious and immediate, financial needs. Your legal finance company offers non-recourse cash advances, based upon a professional assumption of the potential value of the funded case. You pay no monthly payment; in fact, no payments of any kind are due unless and until the case resolves successfully at terms that are sufficient to repay the advance.

Clients and attorneys often ask: 'What's the catch'? 'What happens if we lose the case'? 'Will that event create additional indebtedness'? The short answer is 'no'. Litigation funding cash advances are 'non-recourse'; if your case is unsuccessful, the advance is excused. That is right; if you lose your case, you do not have to repay lawsuit financial. Further, since a financially distressed client is not a positive influence on settlement negotiations, taking away that financial distress will make it much easier for you to pursue your case to its just conclusion without worrying that you have to settle your case to pay your bills.

Most companies require documentation to complete an advance; there can be a substantial difference in the amount of paperwork required. Lawsuit Financial, for instance, requires a completed one-page intake form and one-page attorney questionnaire form (completed by the handling attorney) to be submitted along with no more than 10-15 pages of case records that tend to support the request. For auto accident legal funding, for instance, your attorney would submit the completed forms along with a police report, the front page of a pleading (case caption and case number identifies the litigation), proof of insurance coverage and policy limits, and medical documentation limited to a description of the injury and its relationship to the accident. Often, case reviews and funding decisions can occur on the same day. Upon approval and contract execution, your money can be available on the same day or next day; there are no prolonged "waiting periods" to get the money you need, now.

Litigation plaintiffs are often forced to settle valuable cases for less than they actually deserve. Big corporate and big insurance will use their significant financial resources to prolong lawsuits, hoping that you will settle for pennies on the dollar, lacking the financial strength to hold out for appropriate results. Litigation finance services provide you with this precious commodity: time to pursue justice. Leverage our legal funding money to buy the time you need to obtain case appropriate results for you and your family.

Litigation financing is not a perfect solution and it is not for everyone. But, if you are already having a difficult time making ends meet, legal finance services may permit you to continue to fight, aggressively, to the end. It is not a process to take lightly, but it merits your consideration in the right strategic situation.

July 8, 2009

Hot Coffee The Movie: Is Justice Being Served?

Is Justice Being Served? This question, in the context of the infamous McDonalds Coffee case, is more than a clever play on words; it is an interesting question to ask when one raises or discusses the case and the assault launched on the civil justice system that became a by-product of its' verdict.

I have recently been in contact with Susan Saladoff, who is directing (and trying to raise money to produce) an important movie about our civil justice system and the infamous case that launched pro-business, anti-consumer attacks on it. I was permitted to view a short version of the film and it is a terrific eye-opening experience for "pro-justice" supporters, like me, but, especially, for those casual observers who consider the case an example of "lawsuit abuse". “Hot Coffee ” will be produced by not-for-profit 501(c)(3) entity, thus, all donations to the film completely tax-deductible.

There is almost no one in America who has not heard of the case and the woman who spilled coffee on herself and 'collected millions'. The case became a poster child for the concept of 'frivolous lawsuits' and the injured woman, Stella Liebeck, became a symbol for outrageous and frivolous lawsuits in America; the "Stella" Awards, created by anti-justice, pro-big business forces, are given to the most outrageously frivolous lawsuits filed in a given year. Jerry Seinfeld devoted an episode of his famous show to ridicule the case; Kramer sues Java World after spilling a café latté on himself while trying to get a seat in a movie theater. Leno,
Letterman and others comedians have made jokes about the case, over the years.

But, is the case ridiculous? If so, why did a jury award $2.9 million dollars to 79 year old Stella, after a seven-day trial in 1994? Was McDonald’s caught off guard and, simply, out-lawyered? Was the verdict fair? Why is this case still talked about after so many years?

The best answer is that the case is completely mis-characterized by the press and misunderstood by the public. Pro-business tort-reformers have seized on this to develop their absurd, but effective, campaign about abuses in the civil justice system. They use the case to depict United States civil courts as places where people hit the lottery by filing 'frivolous' cases.

The 26 minute "short version" of the documentary, reveals what really happened to Stella; we meet her grandson (he was the driver of the car, not Stella, one of many common public misconceptions). We find out that the vehicle was not moving at the time of the accident; we see and hear from her doctor about the severe injury she suffered and see pictures of the grotesque permanent scarring on her inner thighs. The lawyers and several jurors are interviewed. We learn about the agenda of the tort-reform groups to create a public perception of out of control "lawsuit abuse" and how this misnomer affects the lives of everyday Americans. We discover who is funding this effort to restrict the public's access to the court system and will see and hear about other examples of so-called “frivolous” lawsuits. We learn the pocketbook motives of the tort-reformers. Political scientists, law school professors and consumer advocates are all interviewed. The film will demonstrate how the media was manipulated and used (a phenomenon that continues to this day). Most important of all, however, is the fact that the film exposes the political
agenda of the tort-reform movement.

What is that agenda, you ask? To prevent citizen access to the court system and to immunize big corporations from civil liability. Tort-reformers seek to limit amounts of recovery for legitimate and serious grievances by lobbying legislatures into placing caps on the amounts of money that victims can receive in court in many states, or, in some instances, to enact laws that prevent people from receiving their day in court, barring them from simple civil justice. Fine print on credit card contracts, for example, prevent people from court system access, in favor of restrictive arbitration. Why the deception? Money, of course! Tort-reformer big business interests want to keep more money and prevent seriously injured people from being appropriately compensated. This effort has never been about 'frivolous' cases; it has always been about serious cases worthy of serious compensation.

America: See this important movie; contribute to its production, and decide for yourself whether the McDonalds case was serious or frivolous, whether our justice system already has appropriate checks and balances against the filing of frivolous cases, and whether there is any justification for reforms that restrict the average American citizen's access to justice. Lawsuit Financial will continue to fight for civil justice and access to the civil justice system for all Americans.

Here is the production team of this important film:

SUSAN SALADOFF (Director) has practiced law for twenty-five years, representing injured victims of individual and corporate negligence, primarily in the area of medical malpractice. She is licensed to practice law in the District of Columbia, Maryland, Pennsylvania, New Jersey and Oregon and began her career as a public interest lawyer with Trial Lawyers for Public Justice, now known as Public Justice, an organization that, for the last 25 years, has been at the forefront of keeping America’s courthouse doors open to all. She has been a board member for many years, and served as its 20th national President. She is a member of the American Association for Justice, the Oregon Trial Lawyers Association, and the American Board of Trial Advocates. Her peers have recognized her as an Oregon Super Lawyer in 2006, 2007 and 2008. She is a graduate of Cornell University and George Washington University Law School, and has frequently lectured at the state and national levels in the areas of trial advocacy and medical malpractice. She has also produced, directed and edited several short documentaries involving clients for use at trial and in settlement.

CINDY LEE (Editor) – Credits include No End In Sight (Oscar nominee 2007, New York Film Critics Circle 2007 Best Documentary, Sundance Special Jury Prize 2006), Hotel Gramercy Park (Tribeca Film Festival 2008) and Manhattan, Kansas (SXSW Film Festival 2006). She was an additional editor on Swing State and an assistant editor on Half Nelson. Her television credits include: The Economies of Being Environmentally Conscious, a PBS series narrated by Brad Pitt.

MARTINA RADWAN (Director of Photography), DP on Ferry Tales, a film that was nominated for an Academy Award in 2004. She also recently completed filming a private project for Martin Scorcese as well as the feature Flannel Pajamas, which premiered at the 2006 Sundance Film Festival, and which Roger Ebert called “one of the wisest films I can remember about love and human intimacy.” Recently, Martina shot William Kunstler: Disturbing the Universe, which premiered at Sundance 2009 and was picked up by Arthouse Films for a mid-2009 theatrical release.

CARLY HUGO (Producer), founding partner of The Group Entertainment, a NYC film production and talent management company. She was the Co-Producer of Peter and Vandy, starring Jason Ritter and Jess Weixler, which premiered in competition at the Sundance Film Festival 2009. She was an Associate Producer of Loggerheads (Sundance '05) and the Executive Producer of Buick Riviera (Cannes L'Atelier, Best Feature Film at Sarajevo '08). Carly is the Producer of The War Boys, starring Peter Gallagher and Victor Rasuk, and the Co-Producer of Beautiful Darling, a documentary about Warhol superstar Candy
Darling, which are both currently in post-production. She has three feature films in development. She is Executive Director of At Play Productions, a NYC theater company, and is the producer of the 24 Hour Plays Off-Broadway. She holds a B.A. in Film Studies from Columbia University.

If you are interested in contributing to this important project, please contact CARLY HUGO, Producer 212-868-5233, carly@thegroupentertainment.com, or SUSAN SALADOFF, Director 541-941-7507, ssaladoff@aol.com. Above all, when the film is completed, see it! Tell your friends about it! Support pro-justice causes and join Lawsuit Financial in working to destroy the myths of the tort-reformers.

June 22, 2009

Legal Finance-A Question of Appropriate Strategy

It occurs to me that I have, at this location, explained the cases that lawsuit funding can and should be used for, but that, maybe, I have not adequately explained the strategy behind the use of the service. Lawsuit Funding, Legal Finance, Pre Settlement Funding, Litigation Funding, Lawsuit Financing, Personal Injury cash Advance, or whatever you wish to call it, is a method of providing needed cash to pending litigation plaintiffs to provide staying power to wait out the lengthy legal process and get maximum value for their personal injury case. Why is this an important tool? Because a financially desperate plaintiff is not a positive influence on settlement negotiations.

The core purpose of legal funding should be to improve case results by removing the plaintiff's financial incentive to settle early and cheap. Insurance companies have three very valuable things that most plaintiffs lack:

1. Money

2. Power

3. Time

Time is used strategically by insurance companies; they "delay, deny, confuse and refuse" and use the lengthy process to their advantage to "starve" a needy plaintiff into a lower-than-full-value settlement. If an offer is made in a time a significant financial need (like when the plaintiff is behind on mortgage, car or health insurance payments), it is likely to be considered or accepted by the desperate plaintiff. In most states, an attorney is in a conflict of interest situation when it comes to loaning money to his/her client. Lawsuit Financial has a "hands off" policy when it comes to the handling of the case; we do not involve ourselves in the case in any way except to perfect a lien on the proceeds, if the case concludes successfully. Strategic litigation decisions are between attorney and client; attorneys will never find themselves answering to Lawsuit Financial. Thus, participation in our lawsuit finance program will not have any effect on the attorney-client relationship.

Clients can often receive funds within 24 hours of the application; it is easy to apply, online or by telephone, with one of our friendly para-professional lawsuit funding representatives. The attorney provides minimal case documentation; the documentation is reviewed by us, and, if an advance is approved, a contract is submitted for signature. We can usually have needed cash in a plaintiff's hands with 24 hours. Remember the plaintiff pays us nothing if the case is not resolved in the client's favor.

Life's obligations do not stop because of an accident. Lawsuit Financial is committed to keeping the client's valuable assets safe, while giving the attorney the time he/she needs to get a case-appropriate settlement. Strategic timing is the key; the right legal finance at the right time will produce additional case revenue for both attorney and client and the advance could, very likely, pay for itself out of proceeds it has made possible. If you have any questions about the appropriate and/or strategic use of litigation funding, automobile accident lawsuit funding, or any other type of personal injury accident lawsuit funding, please do not hesitate to call Lawsuit Financial, toll free, at 1-877-377-SUIT (7848) for a free, no obligation, consultation.

May 29, 2009

Incapacitated Plaintiffs and Legal Finance Services

An important issue comes up in my office, now and again, and it is worth sharing with those who utilize, or may utilize, legal funding services. The issue is: Can one enter into a lawsuit financial contract with an incapacitated client?

Mentally incapacitated, minors, or wrongful death victims whose rights are being pursued by estate representatives can be funded, in some circumstances, but, both the lawsuit financing company and the attorney must be very careful. In a wrongful death action, for example, an attorney should advise a lawsuit funding company the names of the heirs and likely distributions. Is the recovery to go to one person or split among several? If split, what is the case's projected value and likely percentage splits? Case funding can only be provided against the share of proceeds that belong to the heir seeking funding; a legal finance company cannot fund one heir on the larger case value. If an inexperienced or uneducated litigation finance company attempts to do that, the attorney should point out and prevent the mistake, because the case will be difficult to resolve with a lopsided legal cash advance standing in the way. The legal finance company may be able to provide funding to several heirs, but only to each against each heir's potential share.

As to the minor or incapacitated plaintiff, lawsuit funding should not be provided in most instances. If a lawsuit finance company is willing to do such a transaction for a minor or incapacitated person the attorney should usually step in and stop it. A lawsuit funding company (or any vendor) must contract only with someone who has the requisite capacity. On the other hand, if a lawsuit cash advance is absolutely necessary for plaintiff's sustenance or medical treatment, the attorney might consider taking a proposed legal finance contract to the handling judge and get a transaction approved on a ‘best interests of the client’ basis, with the personal representative signing off on an agreement. This should only be done upon a showing of absolute need.

If the representative person is responsible for medical care or is receiving a portion of the proceeds for the recovery of money he/she has provided for medical care, household help, nursing services, etc., it is possible to provide lawsuit financial services to the representative against his/her own share of the recovery. There are no capacity issues there. The attorney must deal with the legal funding company in a fair and ethical manner. An attorney who directs funds to one plaintiff or another to avoid the legal finance company's lien could face a lawsuit or a bar complaint for ethical violations.

If you are presented with a situation where a client is seeking legal finance services under any of the scenarios presented herein, I advise caution. Call me at Lawsuit Financial, toll free, at 1-877-377-SUIT (7848), even if you are pursuing pre-settlement funding with a competitor. I am happy to provide practical advice and assistance to lawyers, their clients and, even to competitor litigation funding companies, so that clients receive the legal financial help they need in an ethical and sensible manner.

May 19, 2009

Police Mistake Medical Condition for Drunk Driving; Police Abuse Tragedy Results

Farmington Hills, MI personal injury attorney, Arnold Reed, is a friend of mine and a fine lawyer. Recently, he filed a $20,000,000 lawsuit on behalf of the family of a man who, allegedly, was abused by Allen Park and Dearborn (suburban Detroit, MI cities) police.

But, this is not your average police misconduct/abuse case. I am writing about it, as a public service, to alert law enforcement officials and the public. The victim in this case was an insulin dependent diabetic who wore an insulin pump on his waistband (police,apparently, mistook this for a weapon) and who suffered from hypoglycemic episodes. He was, apparently, followed by the police for several miles and was pulled over on suspicion of drunk driving. Police allege that he resisted them and they subdued him by wrestling him to the ground and spraying him with pepper spray and tear gas.

After he was subdued, officers noticed that what they thought was a weapon was, in fact, an insulin pump; they administered a breath test which showed no alcohol consumption. The victim was taken to a nearby hospital where his blood sugar level was found to be 20 (normal, according to the article, is between 70 an 110). Subsequently, after receiving treatment at several hospitals, he died, presumably from injuries relating to this incident.

This case is the aftermath of a tragic lack of awareness of a relatively common condition. Police officers need to exercise better judgment; they must ask questions of the people they apprehend before jumping to the conclusion that they are criminals, uncooperative subjects, or arrest resistors. Members of the public need to immediately advise an officer who pulls them over of any conditions that they might have that would cause them to behave in a way that makes them look or seem suspicious. Basic education, on both sides of an event like this, could have prevented this tragedy. If you are reading this and know a police officer, or a person whose condition could be misinterpreted by a police officer, share this blog and the attached article with them. Perhaps you and I, together, can prevent another tragedy like this one.

Lawsuit Financial provides legal finance services to injured and disabled people involved in pending lawsuits. Please, if you are injured or disabled, have a lawyer handling your case, are having financial difficulties, and are considering a settlement (because of those financial difficulties) that your lawyer says is too low, call Lawsuit Financial, now. The toll free, no obligation lawsuit funding help line number is 1-877-377-SUIT (7848). One of our friendly legal funding paralegals will analyze you situation for free. We finance police misconduct cases, auto accident cases, and all other personal injury litigation. Call Lawsuit Financial, or visit our website, today.

April 1, 2009

"Independent" Medical Exams Are Defense Medical Exams: Plaintiffs Beware!

"If you did a truly pure report you’d be out on your ears and the insurers wouldn’t pay for it. You have to give them what they want, or you’re in Florida. That’s the game, baby.” Would you ever, in your wildest imagination, expect those words to be uttered by a medical doctor? Welcome to the real world of litigation in America. You have heard cries for "tort reform". You have heard that trial lawyers are evil and that lawsuits are the causes of all kinds of ailments in our country. But the quote above speaks volumes about the tort system and how seriously injured people are mistreated by insurance companies and doctors across the country. Their crime? For having the audacity to get hurt in a setting where an insurance company is responsible for their compensation. Whether your case involves a work injury, auto injury, medical mistake, product defect or any other kind of personal injury, once the insurance company is on notice of the claim, the race is on to get you "independently" examined by a doctor, one or their doctors, one who is compensated for performing numerous similar exams, one who makes a six and sometimes seven figure income doing so. In the Detroit area, we call tort reform "tort deform" and we call an "independent medical exam" what it really is: a "defense medical exam".

Query: If you are the doctor and these exams are your golden eggs, are you going to kill the golden goose who laid them at your office steps by making honest calls in conducting these exams? In "A World of Hurt: Exams of Injured Worker Fuel Mutual Mistrust", New York Times writer, N.R. Kleinfield, exposes a well known fact in legal circles: The medical reports of these hired guns to their employers, following these examinations, whether there are positive findings or not, are "routinely tilted to benefit insurers by minimizing or dismissing injuries".

This is a serious problem for the injured or disabled because the examiner, usually retired from active practice, still has the medical credentials to impress a judge or a jury. When there are conflicting medical opinions, there are conflicts in the medical evidence presented to the trier of fact. These conflicts can lead to contentious litigation which can often take years. The injured plaintiff must go through multiple exams and contest the litigation for months, often years, until he or she finally gives up or settle for pennies on the dollar. If the case is brought to trial, the trial of fact is presented with conflicting viewpoints of the injury and its severity, and is forced to choose between one or the other. Is this justice for the injured or disabled?

While there are certainly examples of people who suffered mild injury or no injury and received treatment or over-treatment by an unscrupulous doctor, I invite you to read this important article and judge the cases and examples cited for yourselves.

Lawsuit Financial will continue to do its part in the fight for justice. If you have been injured in an auto accident, construction accident, by a medical mistake, a defective product or the neighbor's dog, you are probably pursuing litigation and experiencing the kind of anti-justice tactics that the article references. You are probably involved in contentious litigation, with little or no money coming in. You are probably considering an early and quick settlement that will, likely, cost you thousand, even ten of thousands of dollars. Don't settle you case for peanuts at the point of a financial gun. Lawsuit Financial provides legal funding, a non-recourse cash advance contingent upon the outcome of your litigation. If you win your case, you pay us back out of your winnings; if you lose the case, you keep our money, free of charge with no repayment obligation and no strings attached. Hopefully, you will use the money to fill a serious need like house or rent payments, car payments, groceries and other necessities. Lawsuit funding provides you with the time you need to get the money you deserve from your lawsuit. Hopefully, a well placed legal cash advance can lessen the impact of the kind of tactics used by the companies and doctors discussed in this important article. And, the next time you have a chance, hug a trial lawyer and thank him or her for championing the cause of justice in America.

March 22, 2009

A Disabling Injury is Bad Enough-Easy Access Lawsuit Funding From Lawsuit Financial Can Prevent Financial Disaster

Have you been injured in an accident that was not your fault? Have you missed a substantial amount of time from work? Have you hired an attorney and sued the person, persons or entity responsible for your injuries and disability? If so, your golden, right? Well, maybe....

What if the disability from work lasts longer than you expected? What if the lawsuit takes much longer to resolve than you expected? What if you can't get a quick trial date or an early, satisfactory, settlement offer? What if your case proceeds to trial and the result is appealed, a process that can take years? What if your savings run out before a fair settlement is achieved? What do you do when you run out of money before your lawsuit reaches the promised land or your health returns (if it returns) to pre-accident state?

Whether you have been injured in an auto accident, slip and fall accident or construction accident, or any other kind of accident, these serious questions could apply to you. Whether you have been injured in the operating room or through a misdiagnosis caused by medical malpractice, by a defective product, or mauled by your neighbor's pit bull, these are serious questions that require serious answers. If the principal family breadwinner is killed in an airplane accident, automobile accident, construction accident, sports accident, train accident or an accident at sea, you are entitled to pursue damages for your injuries and/or loss; however, justice does not always come swiftly or inexpensively. Developing financial problems after a serious injury or death in the family adds serious insult upon devastating injury. Where do you turn to for help?

Your first thought is, probably, your lawyer, right? Your lawyer will certainly provide you the best legal service he can possibly provide, but, under most state codes of professional liability, a lawyer must avoid acquiring an interest in his/her client's litigation. In short, a lawyer cannot loan his client money under the disciplinary rules of most states. You can turn to a family member or friend, but slow or no repayment will effect that important relationship for years to come. You can ask a bank, but unless you have substantial collateral for a loan and are willing to put that collateral (house, car, jewelry) at risk if you lose the case, you may be risking everything. What do you do? Where do you go?

Lawsuit Funding or pre-settlement funding from Lawsuit Financial is the obvious answer to these very serious, life-altering questions. You can acquire a no-risk, legal cash advance against the anticipated recovery in your lawsuit, without risking your home, car or other valuable asset. You see, lawsuit financing from Lawsuit Financial is known as "non-recourse" lawsuit funding; repayment is contingent upon the outcome in your case. In other words, if the lawsuit is unsuccessful, you don't owe Lawsuit Financial a dime. The obligation is completely excused. Lawsuit advances like these can be expensive if you win your case, so you are cautioned to use the service wisely and only under necessary circumstances, but Lawsuit Financial does what even your lawyer can't do: We guarantee you a case recovery equal to the amount of money we advance, because, if you lose your personal injury case, you do not have to pay us back.

You may now be asking: How do I get started? The process is simple. You may call Lawsuit Financial, toll free, at 1-877-377-SUIT (7848) and get free advice and case analysis over the phone, from one of our very experienced legal assistants or from our company CEO. Or, if you are telephone shy, you can fill out a simple, one page, funding intake form at www.lawsuitfinancial.com. Almost everything else we need will come from inquiries and discussions with your lawyer.

If you are shopping around for legal funding services, here are a few tips:

1. Seek funding only for a serious need. If you are looking for money for anything that is not essential (food, car payments, clothing, shelter (rent, mortgage payments, foreclosure avoidance), medical treatment, prescriptions, surgery) you probably should wait until you have a serious need for the money.

2. If your need is so great that you are considering an insurance company's offer of settlement against your attorney's advice, it is time to consider legal finance.

3. Seek lawsuit funding that appropriately fits into the projected value of your case. These legal advances are expensive if your case is successful (free if you lose). You only wish a lawsuit financing company to own a right to a small part of your case. You're the one who was hurt; you deserve your money.

4. Make sure that the lawsuit funding company has a hands off policy as to the handling of the case. You and your attorney do not want to be answering to or discussing settlement or trial strategy with a legal funding company.

5. Make sure that the litigation funding is non-recourse, or contingent on the outcome of the litigation. That way, if you lose the case, the repayment obligation is excused.

6. Seek case funding companies that provide legal financing on a flat fee basis and not by charging monthly compounded interest (also, will the litigation finance company provide an appropriate compromise?-see below).

7. Ask Questions. Is the lawsuit finance company and company representative experienced? How long has it been in business? Does it engage in pre-settlement funding on a national level? Are the company and company representatives principals or brokers? Do they have extensive legal and/or financial experience? Will the litigation funding company compromise its fees if the case results are far below the value predicted at the time the lawsuit cash advance is made?

7. Get free advice from Lawsuit Financial. We will analyze your legal funding situation for free; we will even provide you an honest appraisal of a competitor's offer.

Pre settlement legal financing is not for everyone and should be considered only as a last resort. The right lawsuit financial company and the right lawsuit cash advance at the right time can make a huge difference in your lawsuit's recovery. Don't take the insurance company's low ball offer against your attorney's advice. Consider lawsuit financing from Lawsuit Financial, instead. Call us, toll free, at 1-877-377-SUIT(7848) or visit www.lawsuitfinancial.com today.

February 20, 2009

Lilly Ledbetter Fair Pay Act: Good News For Victims of Employment DIscrimination?

I recently came across an article in the Wall Street Journal that may be good news for victims of employment discrimination. Last month, President Obama signed the Lilly Ledbetter Fair Pay Act into law. While this is certainly a positive step, recent and long term trends suggest that discrimination victims are not getting a fair shake in America's courtrooms. According to the article, recent studies show that discrimination victims suing in federal court, lose at a higher rate than other types of litigants. Studies also show that judges are also quicker to toss these cases out of court, pre-trial.

As reported previously at this location, employee and plaintiff attorneys are hoping for a better legal climate for discrimination claims in the new Obama administration. The legislation recently signed into law will make it easier to sue for gender, race or age based discrimination by extending deadlines for suit filings.

The article indicates that only 15% of plaintiffs won job-discrimination cases in federal courts, from 1979 to 2006. Thus, an improvement in standing does not necessarily mean that a litigant will receive better treatment in federal court. In other types of cases, plaintiffs' win rates are 51%, according to a recent Harvard Law & Policy Review study. Plaintiff attorneys have become very cautious about accepting discrimination case, and, as such, case filings have declined considerably in the new century. There are many reasons for this, but one reason is that good cases are settled. Employers know when they are in trouble; they settle the cases that they could get hammered on and try the questionable ones. Questionable cases in federal court are easy targets for dismissal. Discrimination is often a "he said/she said" controversy; credibility is a very important issue in resolving these cases.

It is troubling, though, that plaintiffs have found judges increasingly willing to prematurely dismiss (on motion to dismiss or summary disposition motion) plaintiffs' cases before they able to conduct discovery to support their cases. The article indicates that a recent report by the Federal Judicial Center found that judges, nationwide, have terminated 12.5% of employment discrimination cases before the cases reach trial. That compares to only 3% of contract cases and 1/7% of personal injury and property loss cases.

David Hittner, a U.S. District Court judge in Houston, opines, in the article, that employers have become more careful to avoid discriminatory behavior and are better at documenting their reasons behind firings. An extensive record that the employee was not doing his/her job well will support a reason for the termination, even if there may have been discrimination.

The purpose of the study cited in the article was to analyze the impact of the U.S. Supreme Court's 2007 ruling in Bell Atlantic Corp. v. Twombly, authorizing federal judges to dismiss cases if plaintiffs could not detail enough facts in their initial complaints to state a "plausible" claim. This "plausible claim" standard was higher than the standard that previously existed.

So, hopefully, these cases will proceed on a more level playing field under the recent legislation. Despite the substantial risk of a negative outcome in these cases, Lawsuit Financial has provided litigation funding for victims in a significant number of employment discrimination cases and will continue to evaluate these cases for legal funding. If you have been a victim of employment discrimination, or have been injured and filed an auto accident case, premises liability/slip & fall case, medical malpractice case, airplane crash case, construction accident case, or any other personal injury case, please call Lawsuit Financial, toll free, at 1-877-377-SUIT or visit us on the web at www.lawsuitfinancial.com. Lawsuit Financial provides non-recourse lawsuit funding for victims who have pending lawsuits need help to pay important obligations like mortgage, rent or car payments, or to prevent foreclosure or repossession. The call and the advice are free. Call us today.

February 3, 2009

Safety Alert: Medical Helicopter Crashes on the Rise

A recent article in the New York Times reports that medical helicopter crashes have risen over the past year. In the past eleven months, nine fatal accidents have occurred across the country, causing 35 deaths. The National Transportation Safety Board will, today, begin four days of hearings in Washington and safety advocates are expected to demand a crackdown on the medical helicopter industry, which, they say, is loosely regulated and highly (in the billions of dollars) profitable. The industry has doubled its size over the past ten years.

“I think you have a moral obligation and a legal obligation to operate at the highest standard of care", says Robert Sumwalt, safety board member and chairman of this week’s hearings. Hospitals used to operate these flights themselves; today, according to the article, they outsource most of the flights to commercial operators and the article speculates that competition for these contracts has added additional elements of risk.

Safety advocates are calling for greater and tighter state and federal regulation. I agree with Mr. Sumwalt and with the call for increased regulation. The industry needs more oversight and more consistent safety standards, equipment, and training. While accidents do happen and some are not preventable, it is clear that specific guidelines need to be implemented to reduce the number of crashes. The Times article indicates that in 2004, after 18 people were killed in six crashes, the safety board (which cannot issue orders, only recommendations) urged the FAA to take four safety steps, only one of which has been implemented.

Nothing improves safety like the threat of a lawsuit. If you have been seriously injured in any type of accident, notify a personal injury lawyer and discuss, usually for free, whether the accident circumstances merit a lawsuit against the person or company responsible for the accident and your injuries. If you need a referral to an excellent attorney in your neighborhood, please go to www.lawsuitfinancial.com and request a referral. We are pleased to provide a referral with 48 hours of your request. If you find yourself running short on money while your lawsuit is pending and you await justice, call Lawsuit Financial, toll free, at 1-877-377-SUIT (7848). We can help you with the cash you need now, to avoid eviction or foreclosure, to put food on your family's table, or for any other important financial obligation. Whether you have been in a helicopter accident, airplane crash accident, automobile accident, motorcycle accident, or slip and fall accident, construction accident, or an accident at sea (Jones Act, Maritime injury), we can provide you with financial assistance within 24-48 hours of your initial request. The same is true if you are the victim of medical malpractice, hospital negligence, or nursing home neglect. Call Lawsuit Financial, toll free, at 1-877-377-SUIT, for all of your lawsuit financing or legal finance needs.

December 12, 2008

Social Networking Sites and Your Lawsuit-A Word of Caution

An attorney that I know here in Michigan has cautioned fellow attorneys to advise their clients that defense attorneys are perusing social networking sites like Facebook, MySpace, Craigslist or Linked In, to "check up" on personal injury victims and see if they are leading social lives that are consistent with their injuries and their testimony about how those injuries effect their day-to-day lives.

Immediately after receiving this advice, I came across an article in Law.com which indicates that prospective witnesses, jurors, experts, business partners, etc. are being "investigated" on social networking sites to determine their fitness for their particular role or function. The article is not related to the topic of "checking up on" personal injury victims, but I am writing this to make those in the plaintiff personal injury community aware of the use of these sites to investigate all types of people and issues on-line.

My advice: I you are a personal injury plaintiff, use caution when posting information about yourself and your activities on these types of sites. Ask your lawyer whether a particular post is appropriate for publication or whether you should take a break from doing any social networking for awhile. You might want to take down the site while the litigation is pending. If you are a witness in a lawsuit, be aware that your credibility is important to the person you are testifying for and anything you post on a social networking site that effects your credibility might be used against you and the person on whose behalf you plan to testify. This may have a substantial effect on that person's case. If you are an attorney, remember, you are a professional and must act like one at all times. Attorneys might destroy their valuable reputations and, as an indirect consequence, negatively effect their clients' cases, by posting unprofessional information on a social networking site.

The bottom line in all of this? Everyone should use caution whenever posting (or considering posting) personal information on a social networking site.

Lawsuit Financial provides litigation funding for Auto Accident cases, Premises Liability cases, Medical Malpractice cases and all other personal injury victims with pending lawsuits. Call us, toll free, at 1-877-377-SUIT (7848), and talk to an experienced legal finance representative for free. Or, visit us on the web at www.lawsuitfinancial.com. We want to be your law suit funding company and we will do everything in our power to earn your business.

October 27, 2008

Minors and/or Brain Damage in Medical Malpractice-Can Lawsuit Funding Assist?

The parents of a young, very unfortunate boy, of Eastman, WI, have won $11.4 million in a Medical Malpractice lawsuit. The case, brilliantly pursued by attorney Jeff Goldberg, alleged negligent care by a nurse and nurse midwife during the child's birth.

The question often arises whether Lawsuit Financial can provide legal funding or lawsuit finance assistance to minors or brain damaged individuals. The short answer is, usually, no, we can't. However, in the case that is the subject of the article, money has been earmarked for the parents to assist in the care and treatment of the child. The reader should notice that the birth and alleged medical malpractice took place in 2005, three long years ago. How have the parents paid for treatment and care for the child during this long, three year process? Lawsuit funding is available to parents or guardians of adult or minor brain damage victims or minor injury victims against litigation proceeds that are earmarked for payment to the healthy, caregiving adults for care and treatment of the victim. It is extremely expensive to care for someone in this situation and to have to do it without financial assistance is almost impossible. Lawsuit Financial is pleased to offer legal financial assistance to those families struggling to provide adequate care for a disabled loved one. For more information about this "exception" to the usual "non-funding" rule in case of incapacity, please call us, toll free, at 1-877-377-SUIT (7848).

October 7, 2008

Michigan Supreme Court Race-Vote for Judge Diane Marie Hathaway

Most Michigan citizens are focused on the Presidential race; I understand that. But of almost equal importance to Michigan voters is the race for a seat on the Michigan Supreme Court. The incumbent, Clifford Taylor, is the most anti-justice candidate to ever sit on the high court, voting against the rights of citizens and for huge corporations and insurance companies almost every time. His opponent, Judge Diane Marie Hathaway is a pro-justice alternative. Many citizens are unaware of the important differences between these two candidates or even how to vote the non-partisan section of the ballot. It is extremely important to vote in the race for Supreme Court and, in my opinion, you should cast your vote for Judge Hathaway.

Why? There are seven Michigan Supreme Court Justices. Currently, the anti-justice forces enjoy a 4-3 majority. Thus, a one-vote swing is crucial. Below is just a sampling of anti-citizen pro-big insurance decisions made by Cliff Taylor; it is a long and troubling list. Here are my least favorite 25:

1. Lugo v Ameritech, 464 Mich 512 (2001). The Taylor Court adopts an "open and obvious" doctrine in slip and fall cases. If you can see it and you fall on it, you lose. Forget that Michigan is a comparative negligence State. In slip and fall, only the plaintiff's negligence counts. The defendant can be negligent as hell and it doesn't count. The court actually states that no typical person could ever be seriously injured from falling in a pothole or on a sidewalk. Tell that to Dr. Atkins or Ed MacMahon!

2. Reed v Breton, 475 Mich 531 (2006). The Taylor court ignores and overrules decades of common law that allowed circumstantial evidence to prove an illegal sale of alcohol in a drunk driving case. Defendant admitted to drinking 20 beers before he killed someone while driving at 100 mph and had a .21 blood alcohol level, but the bar that served him was excused under this new standard. Is that justice?

3. Kreiner v Fischer, 471 Mich 109 (2004). This Taylor Court decision denies seriously injured auto accident victims from recovery in accidents caused by negligent and even drunk drivers.

4 & 5. Roberts v Mecosta General Hospital, 466 Mich 57 (2002), after remand 470 Mich 679 (2004) and Burton v Reed City Hospital Corp, 471 Mich 745 (2005) The Taylor Court denies court access to persons injured by medical negligence based on minor technicalities.

6. Waltz v Wyse, 469 Mich 642 (2004). The Taylor Court, suddenly, without precedent, and without warning, changes the way the wrongful death statute of limitations is calculated and denies the relatives of persons killed by medical negligence access to court.
7. Nawrocki v Macomb Co Road Commn, 463 Mich 143 (2000). The Taylor Court virtually eliminates governmental responsibility to maintain public roads.

8. Cameron v ACIA, 476 Mich 55( 2006). The Taylor Court, despite existing law to the contrary, shortens the statute of limitations to one year for minors and brain injured persons in auto accidents in claims seeking no-fault benefits, screwing innocent, seriously injured, kids out of needed and justified benefits.

9. Wickens v Oakwood Healthcare System, 465 Mich 53 (2001). This one is shocking even for Taylor! The Taylor Court holds that an injured person who dies, must die within the two year statute of limitations or the deceased's heirs are denied the right to sue for his loss! Can you believe this nonsense?

10. Zsigo v Hurley Medical Center, 475 Mich 215 (2006). A hospital employee rapes a
helpless patient in the hospital and the Taylor Court holds that a hospital has no responsibility to protect patients from employees who engage in intentional or criminal acts.

11. McKim v Forward Lodging Inc, 474 Mich 947 (2005). The Taylor Court decides that an EMT could not sue for injuries received while trying to assist injured patient.

12. Robinson v City of Detroit, 462 Mich 439 (2000). The Taylor Court excuses the government from any liability when it injures persons so long as they can prove that someone else was also
partly at fault.

13. MacDonald v PKT, Inc., 464 Mich 322 (2001). The Taylor Court decides that businesses have no duty to protect customers from dangers until they see an immediate risk of harm to a customer and their only duty is to call the police.

14. Garg v Macomb Mental Health, 472 Mich 263 (2005). The Taylor Court overrules precedent and allows employers to escape liability for sexual harassment if it has been going on for a long time.

15. Michalski v Bar-Levav, 463 Mich 723 (2001). The Taylor Court eliminates the rights of handicapped workers to safe and reasonable working conditions.

16. Griffith v State Farm, 472 Mich 521 (2005). The Taylor Court holds that there is no requirement to pay for food for a quadriplegic who chooses to live with a guardian rather than in an institution. Do you see the distinction?

17. Haynie v State, 468 Mich 302 (2003). The Taylor Court decides that harassment of female coworkers that is gender-based, but not sexual in nature, is no longer actionable.

18. Devillers v Auto Club Ins Ass'n, 473 Mich 562 (2005). This Taylor Court decision allows
Michigan no- fault insurers to avoid paying claims if it waits long enough before processing them. I guess if you screw people around for a long enough time, you win!

19. Greene v AP Products Ltd., 475 Mich 502 (2006). The Taylor Court decides that a bottle of hair oil did not require a warning that the contents could be deadly and should be kept out of the reach of children.

20. Elezovic v Ford Motor Co, 472 Mich 408 (2005). The Taylor Court decides that there was insufficient notice of workplace harassment, despite that fact that plaintiff notified two supervisors and filed numerous grievances against the alleged harasser.

21. Gilbert v DaimlerChrysler Corp, 470 Mich 749 (2004). The Taylor Court overturns a jury verdict in favor of the plaintiff because, according to dissenting Michigan Supreme Court Justices, Taylor and other majority justices disliked the plaintiff's attorney.

22. Magee v DaimlerChrysler Corp, 472 Mich 108 (2005). The Taylor Court rules that even though the plaintiff's claims of sexual harassment, sex and age discrimination and retaliation were filed within three years of the date she resigned, the suit was too late because none of the alleged conduct occurred within the three years before filing the complaint.

23. Sington v Chrysler Corporation, 467 Mich 144 (2002).The Taylor Court consults a dictionary and overrules the existing Workers Compensation definition of "disability", overturning the statutory definition and making it far more difficult to be compensated for a work place injury.

24. Grimes v Dep't of Transportation, 475 Mich 72 (2006). A quadriplegic could not pursue justice because the Taylor Court holds that the shoulder of a roadway is not part of the "improved portion of the highway designed for vehicular travel" which eliminates the government's duty to maintain them free of serious defects. In Hanson v Mecosta Co Road Comm, 465 Mich 492 (2002) the Taylor Court similarly holds that the state has no liability for the defective design of a public highway.

25. Henry v Dow Chemical, 473 Mich 63 (2006). The Taylor Court decides that people negligently exposed to carcinogens are precluded from bringing claims because they didn't get cancer quickly enough (some cancers take years to manifest). Similarly, in Creech v Foot Memorial, 474 Mich 1135 (2006), the Taylor Court denies the claims of multiple
patients who had been negligently exposed to an infection while receiving medical treatment because they had not develop symptoms yet (which may take years to develop).

Scary stuff, isn't it? Want to stop the assault on civil justice? Then listen to Judge Hathaway's own words and vote on the non-partisan section of the ballot. In some cases, the voter must turn the ballot over and vote on the opposite side to vote for Judge Hathaway for Supreme Court. Please remember to do this.

"I urge everybody to vote the non-partisan part of the ballot vote because that part usually has such a huge falloff rate" (people who forget to vote the non-partisan section or don't realize there are more decisions to make on the back of the ballot) says Judge Hathaway.

Judge Hathaway has served as a Wayne County Circuit Court judge for over 15 years and presides over criminal, civil and and family law matters. She is is 54, a graduate of the Detroit College of Law and a wife and mother of five children.

Judge Hathaway is running for the Supreme Court because she believes that Justice Taylor has ignored existing law and precedent and has supported special interest groups at the expense of individual rights. She cites a University of Chicago Law School study that ranks Michigan's Supreme Court last among our 50 United States when it comes to judicial independence (defined as the ability to withstand partisan pressure).

"I want to protect individual rights and not make rulings that take them away and I want to be fair and impartial in rendering decisions," says Hathaway. Michigan Lawyer's Weekly and practicing Michigan attorneys rank Taylor worst in preparedness, efficiency and overall knowledge of law, and thoroughness of opinion.

Hathaway also criticizes a ruling that compromises our environment and limits application of the Michigan Environmental Protection Act of 1970. Hathaway believes that the intent of the law is to allow everyday citizens to act as watchdogs on environmental issues and that the Taylor Court compromised that intent with their ruling. She said she plans to restore the power to the people if elected to the Supreme Court and promises to treat every person fairly and to take their concerns seriously. "I will protect...individual rights and not make rulings that take them away. I also want to treat everyone the same, with the dignity and respect that they deserve. I want to make decisions on the merits of their case without any concern for national origin, sexual orientation, and things of that nature, and I will be a fair judge who will listen to their concerns."

Do you want a Michigan Supreme Court Justice who treats everyone fairly and protects individual rights? If so, you must vote the non-partisan section of your ballot (don't forget that this section might be on the back of the ballot) and vote for Diane Marie Hathaway for the Michigan Supreme Court. Vote "All the way for Hathaway". Thank you.

September 22, 2008

Medical and Pharmacuetical Dosage Mistakes Can Result in Serious Consequences for Children

An interesting NY Times article indicates that medical errors in medication dispensing and dosage continue to put our youngest and most defenseless citizens at risk. The article tells the story of 6-year-old Chance Pendleton, who came out of surgery in hysterics. The attending nursed is described as "peeved" by the boy's behavior. Twenty minutes later, the boy's mother waves down another nurse who happens to be walking by. The nurse checks on the boy and notices that his IV was inserted incorrectly and he was not receiving any medication; she repairs the line and the child is better within seconds.

While this incident, apparently, caused no long term harm to young Chance Pendleton, most medical mistakes have much more serious consequences for children. Dr. Peter B. Angood, chief patient safety officer of the Joint Commission, the independent hospital accreditation agency is quoted as stating that “there’s been slow progress in the decline of these errors;” he calls on hospitals to reduce their number. His concerns do not even include the number of diagnostic and procedural errors or those that directly cause infection and/or injury. Since a child's vital organs and immune system are still in development, they are at greater risk than adults. The article notes that these errors can be caused not only by hospital or physician negligence, but in out-patient settings, as well, and by dosage errors committed by your local pharmacist. Dr. Angood opines that "there needs to be more medications specifically manufactured for the pediatric population, more standardized dosing regimens and very accurate and clear labeling and packaging of medications.” The reader may recall that a labeling mix-up caused an overdose of medication that nearly killed the newborn twins of actor Dennis Quaid and his wife.

The article encourages parents to be aggressive and speak up when they think something is not right. I agree. After all, no one knows the child better than his or her parents. The article offers tips to lower the chances of harm. I encourage you to review them, study them, copy them, remember them. You never know when or if you will find yourself in the same or similar position as that of young Chance's mom.

Lawsuit Financial is a leading provider of legal funding services for Medical Malpractice lawsuit finance and for all other general injury lawsuit funding. Call us, toll free, 1-877-377-SUIT (7848) today for a free analysis of your litigation funding issue or visit us on the web at www.lawsuitfinancial.com. Or, if you don't have an attorney, yet, call us for a professional referral to an attorney who specializes in the area of law you need. The call is absolutely free; the advice is priceless.

September 19, 2008

Metrolink Train Crash and Train Crash Legal Funding

In the aftermath of the Metrolink Train Crash tragedy, injury victims and survivors of those who were killed are searching for answers and for justice. They may also be searching for an immediate answer to financial problems that arise when one suffers a serious injury or the loss of a family supporter in a train crash accident. Victims who have lost a loved one, or were injured in the crash and cannot work, have pressing bills to pay. Lawsuit Financial is here to help you through your financial difficulties.

Lawsuit Financial is a national litigation funding company specializing in providing litigation cash advances to plaintiffs involved in pending litigation. If you have retained an attorney, Lawsuit Financial can provide financial assistance with a legal cash advance collateralized only by your pending litigation. It is not a lawsuit loan. This means that your credit standing is not an issue; there are no credit checks. If you have not yet retained an attorney, Lawsuit Financial's legal referral program can assist you in finding a specialist in train accident litigation. Call us today, toll free, at 1-877-377-SUIT (7848) for a free analysis of your injury case financing situation. We can provide lawsuit financing for any type of personal injury case, from Auto Accident Legal Funding, to Medical Malpractice Legal Funding and beyond. Visit us on the web at www.lawsuitfinancial.com. The call is free; the advice is priceless.

September 9, 2008

Jennifer Lopez Dog Bite Lawsuit: Legal Finance Services Can Assist Victims of Serious Dog Attacks

I came across an interesting item while combing the internet for legal news. I have not written much on the issue of dog bites, but a person can certainly suffer serious injuries when attacked by a dog. Such was the case on a private flight in 2006, from New York to Los Angeles, involving "Floyd", a guard dog belonging to Jennifer Lopez and a female flight attendant. Flight attendant Lisa Wilson claims that the dog pounced on her, attacked her and bit her pant leg. She twisted, fell and injured her back so badly that she required surgery.

Dog bite attacks can, and often do, result in serious injuries or wounds. As to issues of liability, different states have different laws and dog attack victims should contact an experienced personal injury attorney in her/her own state (or the state where the incident occurred). If you need a referral to an attorney in your state, please call Lawsuit Financial, toll free, at 877-377-SUIT for a referral to a dog attack legal specialist. 18 states have a "one-bite rule" that protects a dog owner from liability for the first injury caused by the dog, unless an owner's negligence or leash law violation caused the attack and injury. Under the rule, the owner is liable for all subsequent attacks. 32 other states and the District of Columbia have strict liability standards; even if the dog was, previously, never vicious in any way. Michigan, Lawsuit Financial's headquarters, is one example of a strict liability state; only provocation is a defense to liability. The Michigan statute holds the owner of a dog strictly liable for dog bites to a human being that were not provoked, provided that if the incident happened upon the dog owner's property the victim was not a trespasser or there to do something unlawful or criminal.

The Michigan dog bite statute, an example of the law followed in 32 states and the District of Columbia, is found at Mich. Comp. Laws Ann., sec. 287.351. It states:

287.351 Person bitten by dog; liability of owner.
Sec. 1. (1) If a dog bites a person, without provocation while the person is on public property, or lawfully on private property, including the property of the owner of the dog, the owner of the dog shall be liable for any damages suffered by the person bitten, regardless of the former viciousness of the dog or the owner's knowledge of such viciousness.
(2) A person is lawfully on the private property of the owner of the dog within the meaning of this act if the person is on the owner's property in the performance of any duty imposed upon him or her by the laws of this state or by the laws or postal regulations of the United States, or if the person is on the owner's property as an invitee or licensee of the person lawfully in possession of the property unless said person has gained lawful entry upon the premises for the purpose of an unlawful or criminal act.

Dog attacks can result in serious and disabling injuries. It is alleged in the subject lawsuit against Jennifer Lopez that Wilson suffered injuries that required surgery and have prevented her from working for over two years. Lawsuit funding is a service that was created to assist people who, through no fault of their own, suffer disabling injuries and need financial assistance to pursue the lawsuit to a just conclusion. Lengthy periods of disability will often cause financial distress and may prompt a victim to resolve their case too early for too little. Legal funding from Lawsuit Financial will provide interim financial relief and prevent the desperate plaintiff from settling early and cheap. Well-placed litigation funding can enhance the value of your case. Call Lawsuit Financial, toll free, at 877-377-SUIT (7848) for a free analysis of your lawsuit financing situation. We provide Dog Bite legal funding as well as Auto Accident lawsuit funding, Premises Liability/Slip & Fall lawsuit funding, Medical Malpractice lawsuit funding, Product Liability litigation funding, Employment Discrimination or Termination legal finance, Maritime lawsuit financing, Work Place Injury lawsuit financing, Fire and Explosion legal finance, and all other general personal injury case law suit funding. Visit Lawsuit Financial on the web at www.lawsuitfinancial.com. We will do everything in our power to assist you with your case funding situation.

August 27, 2008

Lawsuit Financial Announces Legal Funding Now Available in Ohio

Lawsuit Financial is pleased to announce that what was formerly known as House Bill 248 has been passed by both the House and the Senate in Ohio and was signed by Governor Strickland in May 2008. This bill, at long last, makes lawsuit funding available to the injured and disabled citizens of Ohio who, through no fault of their own, are struggling to make ends meet because of their injuries or disabilities.

Key features of the new law are as follows:

1. Law suit funding contracts may be canceled by the consumer within five business days without penalty;

2. Legal finance contracts must provide the total dollar advance and a breakdown of fees, including the annualized rate of return, must be clearly disclosed in the contracts;

3. To be valid, the legal financing contract requires written acknowledgment by the attorney representing the consumer in the civil action or claim, specifying that the attorney has reviewed the contract and all case funding costs and fees have been disclosed;

4. For French and Spanish-speaking consumers, litigation funding contracts will be written in their primary language;

5. The lawsuit funding company must agree that it has no right to make any decisions involving the claim and its settlement (this has always been true of legal funding agreements).

This well-reasoned legislation is certainly a welcome change in Ohio law. Seriously injured or disabled Ohio citizens can now participate in a non-recourse funding service that provides needed financial assistance for litigants who have little opportunity to qualify for traditional loan products. The legislation protects consumers by providing guidelines for legal funding companies to follow when providing financial relief for plaintiffs in need; it provides the injured or disabled consumer with the vital option to use litigation funding when necessary to help pay necessary bills and expenses.

So, Ohio Citizens and Ohio trial lawyers, call us, let us be the first to introduce you to law suit funding. Let Lawsuit Financial live up to its reputation of providing in the best service in the legal finance industry. We are here to assist you in your time of need; we provide toll free service at 1-877-377-SUIT (7848) and absolutely free advice over the phone or on the world wide web. Citizens of Ohio (and all other US citizens): Lawsuit Financial can assist you with a non-recourse cash advance, collateralized only by your pending lawsuit. If the lawsuit is successful we are repaid our case invested principal and risk adjusted profit out of case proceeds. If the case fails, we lose our money. If the case resolves at significantly less than predicted case value, we provide an appropriate compromise. The goal of lawsuit financing is to get the litigant through the litigation, without having pressing bills and expenses effect the value of their case. Someone desperate for money will, almost always, settle his/her case for less than appropriate value. Strategic lawsuit financing will often prevent this from happening and will, in this scenario, pay for itself with increased case proceeds.

Lawsuit Financial provides litigation funding for Auto Accident cases, Premises Liability cases, Medical Malpractice cases and all other personal injury victims with pending lawsuits. Call us, toll free, at 1-877-377-SUIT (7848), and talk to an experienced legal finance representative for free. Or, visit us on the web at www.lawsuitfinancial.com. We want to be your law suit funding company and we will do everything in our power to earn your business.

August 13, 2008

Lawsuit Financial CEO Writes Plaintiff Magazine Article: Seven Considerations When Your Client Needs Cash "Now"

Lawsuit Financial is pleased to announce the publication of the article Seven Considerations When Your Client Needs Cash "Now" appearing in the August edition of Plaintiff Magazine . This informative and thoughtful article about strategic and appropriate uses of legal funding was written by Lawsuit Financial's own CEO, trial lawyer and legal finance specialist,Mark M. Bello.

Entering into a law suit funding transaction is serious business. Since the typical legal funding transaction is non-recourse (contingent upon recovery in the lawsuit that litigation funding is sought against), the legal advance is free is you lose your case. If you win the case, however, you are giving up a portion of your proceeds in exchange for cash now. Obviously, the portion you are "selling" is potentially larger than the amount of money you are receiving from the legal finance company. The lawsuit financing company is investing in the possibility that your litigation will do well. If it does, the legal financial company makes a profit; if it doesn't, the lawsuit funding company could lose all or a portion of its case funding investment.

Since this is a serious transaction, it should not be entered into casually. An attorney should be advising a client during the underwriting process and the litigation funding professional should be very experienced in evaluating and placing this type of transaction. There are many different companies out there that call themselves legal funding, litigation funding, lawsuit financing, lawsuit finance, lawsuit funding or some version of these names for our industry. Be very careful that you deal with a company whose principals have extensive legal and legal funding experience. Lawsuit Financial, for example, is operated by one of the most experienced legal finance specialists in the industry. Mark M. Bello has 31 years experience as a trial lawyer and 10 years as an underwriter and manager of litigation finance transactions. It is difficult to find anyone else in this business with that level of experience. Call Mark, talk to him or his talented and experienced staff. Get the best advice in the lawsuit financing industry and proceed with the confidence that Lawsuit Financial stands ready, willing and able to assist you through a difficult time in your life. Following the "seven considerations" should help you in making a decision as to whether legal funding is right for you and your situation.

Lawsuit Financial Corporation provides, streamline processed, 24 hour, capped (and potentially negotiated) personal injury litigation funding including, but not limited to Auto Accident cases, Premises Liability cases, Medical Malpractice cases and many other types of personal injury cases. The call to 1-877-377-SUIT (7848) is absolutely free and totally confidential. The advice is priceless.

July 29, 2008

Lawsuit Financial Announces Capped Funding Policy

Lawsuit funding can be an expensive method of obtaining funds. Of course, when contracting with most lawsuit finance companies, if the funded case is unsuccessful, the money becomes free; there is no repayment requirement. This is why the funds are expensive. To assist in keeping cost at reasonable levels, Lawsuit Financial Corporation has recently announced a "capped funding" policy.

Unlike other companies, whose profits increase with time and have no caps on those profits. Lawsuit Financial offers a fixed fee on its legal funding contracts, then rebates the amount due, if early resolution is achieved. The company will also compromise returns if the case is resolved for significantly less than the value anticipated at the time the lawsuit financing was placed.

Lawsuit Financial Corporation provides funding for Auto Accident Cases, Premises Liability Cases, Dog Bite Cases, Airplane Crash Cases and many other personal injury cases. Please call us toll free, at 1-877-377-SUIT (7848) for a free analysis of your personal injury case funding situation. Or, visit us on the web at www.lawsuitfinancial.com.

July 22, 2008

Ed McMahon Lawsuits: Slip & Fall (Premises Liability) Injuries Can Be Serious-Lawsuit Financing can Assist

Former Johnny Carson announcer, Ed McMahon, of "Heeeeere's Johnny" fame, has been in the news quite a bit, lately. First, he called attention to the home foreclosure crisis in our country by announcing that his multi-million dollar mansion in California was being foreclosed upon. One reason why he has fallen upon hard times is that he was injured in a fall, broke his neck, and had to undergo multiple surgeries in an attempt to correct serious physical problems caused by the fall.

More recently, it was announced that Mr. McMahon is pursuing a medical malpractice and premises liability lawsuit against those he holds responsible for his condition. This Lawsuit Finance Blog has provided several posts on the issue of medical malpractice; today, I want to focus on the slip & fall or premises liability (as slips & falls or trips & falls are referred to in the legal profession) aspect of the case.

In Michigan, the headquarters of Lawsuit Financial Corporation and the State where my law practice has been for over 31 years, premises liability law has taken an ugly turn to the benefit of the premises owner or lease holder (insurance company's insured) and against the victim (the injured party). Michigan is an extreme example where pro-business and pro-insurance handpicked judges invent new laws or interpret old ones to the detriment of innocent victims of negligence, but this phenomenon is on the rise in other states, as well. Michigan is a "comparative negligence" State. This means that if both sides are negligent, the tryer of fact and/or law, must grant plaintiff an award (if appropriate under the circumstances), attach percentages to each party's fault and, an reduce the award by the at fault percentage attributable to the plaintiff. Sounds fair, right?

Over the last fifteen years or so, after the appointment of numerous pro-business judges, the standard of "open & obvious" has reared its ugly head, not as a comparative negligence standard (as it should be) but as an absolute defense to liability.. One 'theme" used by these pro-business jurists to deny plaintiffs' justice, is that a fall is unlikely to cause serious injury.

It is pure fiction that people do not sustain serious injuries from falls. Mr. McMahon's injuries are prime examples of the absurdity of this premise. The fact is that falls are the leading cause of injury deaths to our older population. Falls are also the leading cause of treated injuries in hospital emergency rooms. In 2004, for example, 14,900 people 65 and older died from injuries related to unintentional falls; about 1.8 million people 65 and older were treated in emergency departments for nonfatal injuries from falls, and more than 433,000 of these patients were hospitalized. These rates have risen, significantly, over the past decade.

A large percentage of fall victims suffer minor to severe injuries such as bruises, hip fractures or head trauma; such injuries can increase the risk of early death. Falls are also the most common cause of traumatic brain injuries. It is clear that serious injury and death frequently result from falls to the ground, regardless of cause or distance. You may remember that famous diet doctor, Robert Atkins, died as the result of a fall in 2003.

I am calling upon Michigan residents to take action against this injustice. Contact your state representatives and ask them to sponsor a bill to make premises liability law fair in Michigan. Every other area of the law is subject to the application of the comparative negligence standard except Premises Liability. Ask your State Representative to apply straight comparative negligence to Premises Liability litigation.

Lawsuit Financial Corporation is one of the country's leading law suit funding companies. We provide non-recourse cash advances in Premises Liability/Slip & Fall cases and all other Personal Injury cases. Call us, toll free, at 1-877-377-SUIT (7848) or visit us on the web at www.lawsuitfinancial.com.

July 4, 2008

Lawsuit Financial Corporation Offers "Independence" for Attorneys' Legal Funding "Pain Points"

Lawsuit Financial Corporation is owned and operated by American Association of Justice member, trial lawyer Mark M. Bello. As a result, we understand most of the issues trial lawyers have with legal finance companies and why they often dislike utilizing law suit funding for their clients.
For these reasons and others, Lawsuit Financial recently issued a press release announcing its' "relief for attorney's legal funding pain points".

Lawsuit Financial's experienced staff of attorneys and paralegals understand that attorneys dislike the litigation financing paperwork requirements; that is why we have implemented streamlined paperwork requirements. We understand attorneys' concerns that increases in pre settlement funding profits could impede the settlement process; that is why we have implemented our capped lawsuit funding policy. We also understand personal injury clients (since we represented similarly situated clients for almost 25 years) and the important fact that prompt and fair legal funding service will prevent them from constantly pressing their attorneys for money or for early resolution of their case; that is why we have implemented a 24 hour case funding underwriting policy. We are also the only legal finance company who has announced a policy of fast and fair negoitation of lawsuit financing profits when case results fall short of the amount predicted at the time our litigation funding was placed.

Lawsuit Financial Corporation provides, streamline processed, 24 hour, capped (and potentially negotiated) personal injury litigation funding including, but not limited to Auto Accident cases, Premises Liability cases, Medical Malpractice cases and many other types of personal injury cases. Contact us on the web at www.lawsuitfinancial.com or call us, toll free, at 1-877-377-SUIT (7848). The call and the advice are absolutely free. We specialize in assisting "David" in beating "Goliath".

June 2, 2008

Lawsuit Financial Corporation Offers Complimentary Consulting Service for Potential Legal Finance Clients and Attorneys

Shortly before we introduced this lawsuit financing blog, Lawsuit Financial Corporation issued a press release announcing a new, complimentary consulting service for plaintiffs and trial lawyers to assist them in better understanding the products and services offered by Lawsuit Financial Corporation and other legal funding companies. As the legal finance industry experts, we feel it is our responsibility to offer this free education about a service that is often misused and misunderstood. Since the press release preceded the blog, we thought it would be a good idea to remind our readers of the availability of this valuable service.

It is also very important to understand the differences between the various companies who provide lawsuit financing services. Almost all of us provide non-recourse lawsuit funding to plaintiffs and attorneys; this means that repayment is contingent upon the litigation's outcome. If the case fails; so does the legal advance. Simply stated, the money is free if you lose.It follows that the money is rather expensive if the case is successful. However, in addition to program expense, there are many different methods of providing legal finance services; some companies are very difficult to do business with, are rather inflexible, and, over time, can be cost prohibitive.

This is why we are offering this complimentary consulting service. It is very important that the plaintiff (and the attorney) understand the following key elements of the lawsuit funding "deal" being offered:

1. potential cost of litigation funding

2. the administrative fees, if any, being charged

3. how "interest" or "profit" is being calculated and/or assessed

4. whether case value is sufficient to justify the amount of lawsuit finance principal being sought and expected profit being charged.

It will be very difficult to settle an over-encumbered case, and whether the legal finance company you are speaking to will cap its rates or compromise if the results are not optimal is of vital importance to you, your client and the case. Lawsuit Financial Corporation will review and evaluate your proposed legal finance agreement at no charge. We will do this for you and your client whether you are looking to retain our company's services or the services of a competitor. Obviously, we feel that the educated consumer is our best client, and, in this instance, "educated" means a detailed review and explanation of the differences between companies under consideration, with careful attention to pricing, settlement, and, above all, customer service policies. To take advantage of this free service, contact us on the web at www.lawsuitfinancial.com or call us, toll free, at 1-877-377-SUIT (7848). The call is free and the advice is priceless.

May 30, 2008

Things to Consider When Your Client Seeks Lawsuit Funding-Part VII: Does The Lawsuit Financing Company Have the Necessary Experience?

Here is the last installment of our seven "Things to Consider When Your Client Seeks Lawsuit Funding". Experience is a vital part of the litigation and litigation funding process. There are many different legal finance companies to choose from. You must ask the right questions to assure that you are getting the lawsuit financial expert you deserve. So...the final question of our series is:

7. Does the legal finance company have the experience necessary to appropriately assist you and your client through the legal funding process?

The lawsuit finance industry has experienced explosive growth over the past few years. There are now, literally, hundreds of companies that call themselves “lawsuit funding”, “litigation funding”, “legal finance”, “lawsuit finance” companies or some variation of those word combinations. Thus, you will encounter significant differences in legal funding and legal experience that the principal brings to the lawsuit finance marketplace.

It is strongly recommended that you ask questions of the lawsuit financial company you are about to engage. How long has it been in business? Does it specialize in legal funding? (Is this the only thing it does?) Is the company a broker or a principal? Is the company operated by financial people or by lawyers? (Is the “lawyer” is an experienced veteran and an owner and not just a figurehead?) What experience has the lawsuit funding company had in funding transactions, settling transactions, compromising transactions and/or representing plaintiffs in pending litigation? What strategies does the company representative recommend for your client when pursuing a litigation funding transaction?

An experienced legal finance company and company representative can be a substantial asset, not only to providing case funding for your client, but, to the appropriate case resolution, as well. Hopefully, this blog series has been of assistance to those of you who find yourselves being introduced to the legal funding process by your client and/or a company that your client has discovered through an advertisement or the Internet. The seven criteria are not exhaustive, but are certainly instructive in choosing an appropriate lawsuit finance company. Above all, satisfy yourself that the company has the credentialed experience to guide you and your client through difficult litigation, a sometimes confusing financial process, and, most importantly to the client, through difficult financial times. The right lawsuit financial services company can make a huge difference in the bottom line of your client’s case.

Lawsuit Financial Corporation is your legal funding industry expert. Call us, toll free, 24 hours a day, at 1-877-377-SUIT (7848) for a free analysis of your case funding situation. Or, contact us by visiting our website at www.lawsuitfinancial.com.

May 27, 2008

Lawsuit Financial CEO Mark M. Bello: The Lawsuit Funding Expert

Lawsuit Financial Corporation is owned and operated by the industry expert, the most experienced legal professional in the legal finance business, Lawsuit Financial CEO and founder, Mark M. Bello. Mark's resume displays a wealth of litigation and litigation funding experience. There are many different types of people who have migrated to the lawsuit financing business. Some came from the financial industry; others, like Lawsuit Financial's CEO, came from the legal industry. Few, if any, have the combined legal and legal funding experience of Mr. Bello.

The key element to handling lawsuit funding transactions successfully, is an expert understanding of the litigation process and what plaintiffs and attorneys go through before they are in a position to resolve a case. No one in the industry has a better understanding of the process and your plight (whether you are the plaintiff or the attorney) than the management and experienced staff of Lawsuit Financial Corporation. It is also true that many attorneys and clients do not yet understand how and when to use lawsuit finance products. Attorneys tend to dislike the product; some are outspoken opponents of legal finance services. The main purpose of this blog is to educate attorneys and clients on the best use of legal financial services.

Lawsuit finance should be used as one valuable litigation tool in the attorney's litigation "tool kit". The object of any personal injury case is to maximize case value and obtain the highest case resolution possible. The reason an attorney files a lawsuit, hires an investigator, hires experts, conducts depositions and other forms of discovery, compiles documentation, files motions or makes the critical decision to settle or go to trial is, ultimately, to attempt to maximize the value of the case. All of these are important tools in the litigator's tool kit. Likewise, a strategically placed lawsuit advance can also enhance case value. If utilized properly and placed timely, a lawsuit cash advance will reduce financial pressure, caused by injury or disability, to settle the case early and cheap. By removing that pressure to settle before case maturity, the attorney and client purchase precious time to pursue the case to conclusion, often for a significant increase in case value.

Lawsuit Financial strives to educate attorneys and clients on the appropriate use of its core product. As part of this endeavor, one of our hard-working representatives came across this informative video which explains, reasonably well, how lawsuit financing is different than lawsuit loans, and how you can best utilize the services of a legal finance company. One word of caution: This video was not produced by or for our company, and Lawsuit Financial does not, typically, recommend the large funding amounts or funding ratios suggested. The timing of the advance described in the video could also be better (call us if you would like an expert analysis of your funding situation or the one described in the video). However, the video does a reasonably good job of explaining lawsuit finance services and its "best use" scenario.

Lawsuit Financial management and staff welcome your comments about the video and opinions as to whether it assisted you in better understanding our service and the best time to use it. We are the premiere provider of litigation funding services for auto accident, slip & fall, medical malpractice and construction site accident victms, or any other personal injury accident victims. We are available to answer any and all questions, free of charge, by telephone, at 1-877-377-SUIT (7848) or on the world wide web at www.lawsuitfinancial.com. Please, let us know how we can help you.

May 24, 2008

Things To Consider When Your Client Seeks Lawsuit Funding-Part VI: Does the Legal Finance Company Provide a Cap on Profits?

As has been stated in previous "Things to Consider" posts, lawsuit funding from some legal finance companies can hinder the settlement of a case, if the case encounters unexpected delays or is tried and appealed. Many companies charge administrative fees up front in addition to a monthly interest charge that is compounded monthly (at a deceptive, low sounding rate). It is very important to the potential resolution of your client's case for you to understand and assist in controlling the amount of lawsuit financing the case receives and the profits that a legal finance company charges. Obviously, you can't tell a legal funding company how much to charge, but you can help your client understand his/her options and to choose a prospective lawsuit financial company wisely. In order to control the cost of litigation funding, you might consider asking the potential legal finance company the following question:

6. Does the lawsuit financing company provide a profit cap on its case investment?

Very few lawsuit finance companies provide capped funding. Most legal funding companies charge “front-end” broker and other administrative fees along with monthly “interest”, all of which they compound monthly. These charges, aside from being confusing, do not stop! If the litigation becomes protracted, or worse, goes to trial and is appealed, monthly compounding, over a lengthy litigation and/or appellate process, can easily become cost prohibitive. It is imperative that you consider a case financial company that does not utilize these confusing monthly “interest” formulas and has no “up-front” administrative charges of any kind. Ask the law finance company representative if his/her company is a broker or a principal (if he/she is a broker, your client will probably have to pay a front-end broker fee, deceptively built into the funding amount, as well as monthly compounding on that fee!). Ask the lawsuit funding company if it provides simple formula, capped funding, so that you and your client will know, in advance, the maximum amount your client will be obligated to pay out of case proceeds. And, most importantly, the superior litigation finance company will also compromise the result, when necessary, to assure that principal and profit does not excessively burden case outcome.

Lawsuit Financial Corporation provides capped lawsuit financing to cash-strapped plaintiffs to prevent them from being forced to settle their valuable personal injury cases for pennies on the dollar. Lawsuit Financial does this completely contingent upon recovery; if the case fails, the client keeps our money without repayment obligation. Our legal funding is capped; you will know the maximum charge before your client executes our case investment contract and before you acknowledge our lien in writing. We will also help you settle your case by providing a reasonable compromise if or when settlement circumstances require one. We are the only legal finance company in America that promises, up front, to compromise investment returns if the results are disappointing. We provide case financing for Auto Accident Cases, Slip & Fall Cases, Medical Malpracitice Cases, Construction Accident Cases, Airplane Crash Cases, Train Crash Cases, Product Liability Cases and many more types of personal injury litigation cases. Visit us on the web at www.lawsuitfinancial.com or call us, toll free, at 1-877-377-SUIT (7848). The call and the information are absolutely free.

May 22, 2008

Birth Trauma Cerbral Palsy Lawsuits-Good Candidates for Lawsuit Funding?

An Illinois hospital and doctor will pay $15.35 million to settle a lawsuit filed by a woman whose son suffered brain damages during delivery in 2001. According to attorneys for the family, Cody Smithey now suffers from Cerebral Palsy and mental retardation stemming from the unsuccessful use of a vacuum extractor device. Her attorneys said it is one of the largest settlements of its kind in the state.

Vanessa Jenkins delivered her son at Valley West Community Hospital in October 2001. According to her attorneys, Salvi, Schostok & Pritchard, her labor was uneventful until Dr. Martin Brauweiler began using a vacuum extractor device, employing it 18 times in a 50-minute period without success. Jenkins had to undergo an emergency Caesarean section, after the newborn's fetal heart rate showed he was in distress.

Jenkins' lawyers at Salvi, Schostok & Pritchard said the boy suffered cerebral palsy and mental retardation as a result of medical negligence.

Lawsuit Financial can and does provide non-recourse lawsuit funding for victims of birth trauma and/or Cerebral Palsy caused by Medical Malpractice. We are one of the few lawsuit financing companies with the expertise to evaluated and provide legal finance for these complicated cases. For a free legal funding analysis of your Birth Trauma case or other Medical Malpractice case or to apply for lawsuit funding for your Auto Accident, Premises Liability, Products Liability, Construction Accident, Dog Bite, Wrongful Death, or other personal injury case, please contact us on the web at www.lawsuitfinancial.com or call us, toll free, at 1-877-377-SUIT (7848). The call and the advice, whether we provide legal finance for you or not, are both absolutely free of charge.

May 21, 2008

Product Liability Lawsuit Filed Against Bat Maker by Brain Injured Child: Can A Case Like This Receive Lawsuit Financing?

A lawsuit filed Monday in Passaic County Superior Court (New Jersey) claims that the maker of an aluminum baseball bat used to hit a line drive that struck a boy in the head and caused permanent brain damage, knew or should have known that the bat was dangerous for children to use. In the lawsuit, the family of Steven Domaleski alleges that Hillerich & Bradsby Co., maker of the Louisville Slugger TPX Platinum bat, should be held liable for the boy's injuries. The suit also names Little League Baseball,which approved the bat for use in the league and the Sports Authority, which sold the bat. The lawsuit filed by attorney Ernest Fronzuto, claims the defendants knew, or should have known, that the bat was dangerous for children to use. Domaleski suffered brain damage after the drive struck him in the chest, stopping his heart and depriving his brain of oxygen.

"People who have children in youth sports are excited about the lawsuit from a public policy standpoint because they hope it can make the sport safer. There are also those who are skeptical of the lawsuit and don't see the connection between Steven's injury and the aluminum bat," said Fronzuto.

Domalewski is severely disabled, left with brain damage after being struck in the chest by a line drive that stopped his heart. Other than the word "Yeah," which he repeats over and over, or "Dadada" which he sometimes utters when he sees his father, Steven cannot speak. He also can't walk or stand on his own, and needs help with everything from using the bathroom to eating.

A Fort Worth Star Telegram article on the incident provides additional detail. Domalewski was pitching; the mound was 45 feet from home plate and his pitch was hit right at him and slammed into his chest. He clutched his chest, started toward the ball as if to field it, and collapsed. (911 was called and bystanders and emergency crews responded immediately, but several minutes of oxygen deprivation caused permanent brain damage.

Hillerich & Bradsby said Domalewski's injury, called commotio cordis, happens more often in baseball from thrown balls than batted ones.

"Our 124-year old, fifth-generation family-owned company never wants to see anyone injured playing baseball, the game we love," the company said in a statement. "But injuries do occur in sports. While unfortunate, these are accidents. We sympathize with Steven and his family, but our bat is not to blame for his injury."

Stephen Keener, president and chief executive officer of Little League Baseball, declined comment on the case, but said in a statement, "Little League will continue its strong commitment to player safety, and we feel our well-documented record of safety in youth baseball speaks for itself." On its Web site, Little League denied that metal bats are inherently riskier.

The suit touches on a long debated issue in youth baseball programs. Several other boys have been injured in similar incidents; as to whether the injuries were more serious because of the use of aluminum, rather than wood, is at the center of the controversy. New York City and North Dakota have banned metal bats for youth and school sports; New Jersey is now considering a similar ban.

As attorneys reading this blog well know, this is a "Product Liability" case. Attorney Fronzuto will have to prove that the bat was dangerously defective; he has a long, hard fight on his hands and I wish him luck. Lawsuit Financial can and does provide lawsuit financing in product liability cases, however, this case raises an important legal issue that those in similar circumstances and looking for legal financing, must understand and consider. Because the victim in this case is a 14 year boy, he lacks the necessary capacity to enter into a legal finance agreement. Further, even if he was an adult, his brain damage would prevent him from entering into a legal funding agreement. To enter into any legally binding contract, both parties must have the capacity to contract.

The only possibility for lawsuit financing in this case would be against that part of any settlement or award paid to his parents for payment of out-of-pocket medical expenses or for that amount that reimburses them their own rendering of care to Steven. Depending upon the health insurance situation of the parents of the victim in these types of cases, medical expenses could be financially devastating and lawsuit financial services may be a financial life saver. For more information about legal finance services in these types of emotionally and financially devastating situations, please contact us toll free at 1-877-377-SUIT (7848) or visit us on the web at www.lawsuitfinancial.com. We will provide professional, experienced advice at absolutely no charge. Contact Lawsuit Financial Corporation today for a free analysis of your case funding situation.

May 20, 2008

Things to Consider When Your Client Seeks Lawsuit Funding-Part V: Is the Legal Finance Obligation Excused if you Lose Your Personal Injury Case?

This fifth legal funding tip in our series of Things to Consider When Your Client Seeks Lawsuit Funding is an extremely important consideration. It is also the feature that tends to make lawsuit financing (if litigation resolves successfully) more expensive than traditional loan products. Some legal finance Industry competitors use the term "lawsuit loan" to describe their product or service. A "loan" by definition, in all States, involves an absolute right to repay the obligation; it is not excused, even if the first choice collateral fails. So, the question is:

5. Does the lawsuit funding company provide its funds contingent upon the outcome of the litigation?

Most lawsuit financing companies provide legal funding to clients and attorneys on a non-recourse basis. This means that repayment is contingent upon the outcome of the client’s litigation. Thus, if the case fails, so does the repayment; the client gets to keep the lawsuit finance company’s money without obligation to repay. Many attorneys have complained about the cost of litigation advances, however, they need to consider the following: A superior litigation finance company invests its money in cases it has no control over, through attorneys it has (usually) no prior relationship with, for clients it has never met. Then, remarkably, it completely excuses the obligation if the case fails. Further, the superior legal finance company will also compromise its return as settlement or verdict circumstances require. Is it any wonder that a successful advance carries a somewhat expensive price tag?

Thus, most legal finance products are not lawsuit loans (despite the use of that terminology by industry competitors). Client credit-worthiness is not an issue; there are no credit checks and no monthly payments to make. No payment of any kind is required until the funded case is successfully resolved. If the legal funding company you are contemplating doing business with does not provide its service to your clients, contingent upon the outcome of the funded case, you might wish to consider another legal finance company.

Lawsuit Financial Corporation provides legal funding to litigants who have retained an attorney and filed Auto Accident, Premises Liability , Medical Malpractice, Construction Accident, Products Liability, Dog Bite, Airplane Crash, Train Crash, Employment or other personal injury lawsuits. We do so completely contingent upon recovery and in a sensible and compassionate way, in the best interests of plaintiffs, their attorneys, and their cases. The call to 1-877-377-SUIT (7848) is free and so is the advice, even if you are looking for litigation funding elsewhere. Or, please, visit us on the web at www.lawsuitfinancial.com. Our next "Things to Consider When Your Client Seeks Lawsuit Funding" post will discuss the subject of "capped" funding profits, something that very few legal finance companies offer. To be continued....

May 16, 2008

Child Molestation Priest Sexual Abuse Lawsuits-Lawsuit Funding Candidates

I have mentioned in previous posts that Lawsuit Financial Corporation is a trial lawyer owned and operated company. As such, the company is uniquely positioned to evaluate cases for legal finance and to compassionately evaluate the lawsuit financing needs of injured and disabled plaintiffs. Our objective is to always try to increase case value by reducing the financial pressure to settle a case early and inexpensively.

No cases in my career as a trial lawyer were more heartwrenching than my handling of Catholic Priest Child Molestation cases in the 1980's long before the current "Crisis in the Catholic Church", as it now being reported. The truth is that this is not a recent phenomenom; priest-parishioner abuse has been going on and has been covered up by Church heirarchy for years. "Abuse Conviction: Served As Chaplain at Downers Grove Hospital" tells a small part of the story of abuse by and cover up of the child molestation crimes of Father Gary Berthiaume. The first priest-parishioner molestation case that I handled as a young trial lawyer was in the early 1980's involving Berthiaume and 6 Michigan teenagers and pre-teens. Significant roadblocks were thrown in front of my pursuit of justice for these children by the local and national diocese and the silk-stocking law firm they retained to defend this predator priest. A conspiracy of silence within the Church existed in defense of these cases to deprive seriously abused children of their basic right to compensation and treatment. I traveled to six different states, uncovering witnesses, abuse victims, and a pattern of abuse and cover-up, before the Diocese finally agreed, first to facilliate, and then, to settle the case. In the end, the defendant tried to pay additional sums for a sealed settlement; my client and I refused, and this published settlement has, since, followed Berthiaume around, everywhere he has traveled for work.

As the article indicates, Berthiaume is a predator, and, it seems, he has not stopped molesting innocent children. His former Pastor, Bishop Joseph Imesch, has traveled to new communities and has repeatedly hired Berthiaume in various positions, exposed to children, without advising the new communities of his past and, seemingly, without regard to the dangers presented. According to a 2007 USA Today article entitled "Vatican Removes 2 Ohio Priests", Berthiaume, at long last, was defrocked by the Vatican, almost 40 years after his first known sexually abusive conduct.

Consequences of his abusive conduct have been tragic and long-ranged. One of Berthiaume's victims became an abuser, himself, and was convicted and is serving time for abusing children. The cycle and consequences of abuse is overwhelming to me.

If you are a victim of clergy child abuse or are an attorney handling such a case for a client and need legal financial assistance, please call us, toll free, at 1-877-377-SUIT (7848) for a free consultation. Or, visit us on the web at www.lawsuitfinancial.com. Obviously, we are uniquely qualified to provide lawsuit financial assistance for this type of litigation. We can provide necessities of life or cost of treatment financing for plaintiffs and/or litigation financial support for attorneys.

Lawsuit Financial Corporation will provide lawsuit funding for Clergy Abuse Cases, Auto Accidents, Construction Accidents, Medical Malpractice Cases, Premises Liability Cases, Product Liability Cases, Airplane Crashes, Train Crashes, and all other personal injury and employment related cases. The call to 1877-377-SUIT is free and the information could be life saving.

May 15, 2008

Things to Consider When Your Client Seeks Lawsuit Funding-Part IV: Case Management Hands Off?

This is the fourth installment in our series of things to consider when your client seeks lawsuit financial assistance. This is an ethical imperative. Your client's case and the strategy used to develop and, hopefully, resolve it, belong to your client and you. That cannot be interfered with by a legal finance company. So, the question is:

4. Does the lawsuit finance company have a “hands-off” policy regarding the case management process?

The lawsuit funding company must understand that the lawsuit that it is investing its money in does not belong to the legal funding company simply because of the case investment. The pursuits of the litigation, strategy, negotiations, trial preparation, settlement decisions, etc., belong to the client, and, through the client, to the attorney. The superior litigation funding company will seek an infrequent, non-invasive, case update by phone, mail, email or fax, but will not interfere with your handling of the case in any manner. If you find yourself answering to, explaining your case strategy to, or being constantly harassed by a legal finance company, you (or your client) have chosen the wrong lawsuit funding company. This is one of the key differences between a trial lawyer-owned company and a financial industry-owned company. It is recommended that you deal with a company that is operated by someone who has been in the legal trenches and knows the “ins and outs” of a law practice, someone who has represented injured and disabled clients and cares that their litigation goes well for them.

Lawsuit Financial Corporation is owned by a veteran trial lawyer. The legal finance company provides lawsuit funding services to victims of Auto Accidents, Medical Malpractice, Premises Liability, Products Liability, Fire and Explosion, Airplane Crashes, Construction Accidents, Train Crashes and all other types of personal injury and employment related litigation. For a free analysis of your case funding situation, call us, toll free, at 1-877-377-SUIT (7848) or visit our website at www.lawsuitfinancial.com.

Our next "Things to Consider" post will deal with the contingent nature of a legal funding transaction and why this feature is important to your client. Please stay tuned...

May 14, 2008

Things to Consider When Your Client Seeks Lawsuit Funding-Part III: Does Lawsuit Funding fit Projected Case Value?

This is the 3rd entry in our series of things you should consider when you client seeks legal finance assistance. This particular installment is crucial to a successful resolution in any case where a client has received legal funding from a lawsuit finance company. This crucial question is:

3. Does the approved or suggested lawsuit funding fit comfortably into the projected value of the case?

There are really two issues involved in this inquiry. The first requires consultation between the lawsuit finance company and the attorney. The size of any legal advance, regardless of the client’s needs or wishes, must, with potential maximum profit, fit comfortably into the projected value of the case. This is an important legal funding underwriting skill. It is what separates superior lawsuit finance companies from mediocre ones. By way of example, if a case has a projected case value of $50,000, a lawsuit cash advance, with projected profit, should not exceed 1/3 of potential case value. Otherwise, the attorney will have a very unhappy client at the end of the case, even though he obtained an excellent verdict or settlement at case conclusion. Thus, in our example, if the legal funding company is recommending an advance with contractual profit that requires a repayment above $16,500, that company is doing the client and the attorney a great disservice.

The second of our two issues is “compromise”. Again, this concept further exemplifies what a superior litigation funding company does for attorneys and clients. In our example, the attorney and the legal funding company representative project a case value of $50,000. What happens when the case, for valid reasons that were not apparent at the time of projection and/or funding, settles for $30,000? The superior legal finance company will adjust its principal and profit return to comfortably fit into the settled value of the case. Thus, in our example, principal and profit should be approximately 1/3 of the case results, or $10,000. If a lawsuit finance company will not promise you, in advance, to adjust rates for compromised, unexpected results, you should seriously consider referring your client to another legal finance company.

Lawsuit Financial Corporation provides non-recourse cash advances to injury victims with pending litigation resulting from Auto Accidents, Medical Malpractice, Premises Liability, Products Liability, Dog Bites, Construction Accidents, Train Crashes, Airplane Crashes and other personal injury litigation. Please look for our fourth installment in our series of things to consider when your client seeks lawsuit funding in our next post.

May 13, 2008

Things to Consider When Your Client Seeks Lawsuit Funding-Part II: Can Lawsuit Funding Increase Case Value?

This is the second installment of our series of things to consider when your client seeks lawsuit funding. Yesterday, we explored the issue of financial need. Today, I would like to suggest best strategic use of legal finance programs. Thus, the question today is:

2. Is there potential for the legal funding to increase the value of the funded case?

Lawsuit financing should be used as a strategic tool. Financially distressed clients are not a positive influence on settlement negotiations. In most jurisdictions, legal ethics require that the attorney (the “employee”) take all settlement offers to his/her client (the “employer”). The attorney can make strong recommendations, even withdraw representation, but he cannot “order” his/her client to reject an offer. Thus, an offer made in a time of great financial stress (like a pending foreclosure situation) is likely to be accepted, or, at least, seriously considered, by a financially distressed client. If you found a way to relieve your client’s immediate financial burden, even for a few months, the client’s resolve the settle the case immediately and inexpensively are removed and you have purchased precious time necessary to complete negotiations and obtain improved, case-appropriate results. This writer has been involved in actual cases where six-figure and even seven-figure increases have resulted from strategic well-placed legal funding.

Our next post will explore whether lawsuit funding is a comfortable fit for the case being considered for funding. Stay tuned...

May 12, 2008

Things to Consider When Your Client Seeks Lawsuit Funding-Part I: Why Does Your Client Need the Money?

Recently, I wrote an article that will soon be published in various legal newspapers and legal websites. The article details several important issues to consider when your client seeks lawsuit funding. Over the next few days and the next few blog posts, I will post these important considerations with an intent to educate attorneys and clients on how to best utilize a non-recourse cash advance program of lawsuit financing.

The first "Thing to Consider" is:

1. Why does your client need the money?

Legal funding can be an expensive method of obtaining needed dollars. Therefore, the prudent attorney (or lawsuit finance company representative) must discuss “need” with the client. Are there pressing financial issues? What are they? Often, we at Lawsuit Financial Corporation find that the client is being evicted from his/her rental home, or, worse, facing foreclosure of an owned residence. Food, shelter, car payments, medical care, prescriptions, are all important items that can be secured with a lawsuit finance company’s assistance. If the client is not faced with these types of dire circumstances or has other sources of revenue to tap, he/she is probably not an appropriate candidate for legal finance services.

Look for the second tip in our "Things to Consider" series in our next blog post.

April 28, 2008

Hurricane Katrina State Farm Lawsuits: Is Homeowners' Insurance Litigation a Good Candidate for Lawsuit Finance Services?

I read today, with interest, an article entitled "State Farm Settles Katrina Case in Mississippi". As most, if not all, of you know, Katrina was the powerful hurricane that slammed into the Gulf Coast on August 28, 2005, almost 3 years ago, devastating the cities of New Orleans, LA and Biloxi, MS and others smaller Gulf Coast cities and towns. It destroyed numerous homes and left thousands homeless. Many of these victims were insured with State Farm Insurance, whose claims handling policies have been rightly singled out for significant criticism.

The article tells the story of Norman and Genevieve Broussard, whose home was destroyed by Katrina. The couple had to hire attorney Jack Benton, sue State Farm, negotiate without conclusion, go to trial, win at trial, wait out the inevitable State Farm appeals to higher courts, and, finally, settle for a "confidential" amount, almost 3 years later, before a second trial was to take place. Keep in mind that this is not an adversarial proceeding; State Farm was the Broussard's own homeowners insurance company. You know, "Like a Good Neighbor, State Farm is There", and all that. "Where?" you might ask. Sadly, this is how State Farm and other carriers of its kind handle their insureds claims. Homeless victims, who have lost everything dear to them are forced to litigate their claims in a legal system that insurance companies know will take years before they are forced to compensate now-desperate victims, while the insurance companies fatten their bank accounts.

The lawsuit finance industry provided non-recourse lawsuit cash advances to countless Katrina victims, while they awaited settlements of their homeowners insurance claims lawsuits to resolve or settle in their favor. Lawsuit financial assistance was provided for temporary shelter, groceries, clothing and other necessities of life while the lawsuits were being delayed by the despicable insurance companies. There were no credit checks or credit hits; lawsuit financing was available to reduce the financial stress of the victims and prevent them from settling early and cheap. No payments were required; the litigation finance companies only got paid if the cases were resolved in the homeowners' favor. Lawsuit Financial Corporation provides this service, not only in catastrophic homeowners claims lawsuits against insurance companies, but in Auto Accident lawsuits, Premises Liability lawsuits, Medical Malpractice lawsuits, Wrongful Death lawsuits, Construction or Workplace Accident lawsuits and many more types of litigation. For a free analysis of your lawsuit finance situation, call us, toll free, at 1-877-377-SUIT (7848) or visit us on the web at www.lawsuitfinancial.com

April 25, 2008

Qui Tam or Whistle Blower Litigation: Lawsuit Financial Assistance is Available

Today, I came across an interesting article entitled "Fired State Worker Gets Job, Cash Settlement". It is about a former Cabinet worker in former Kentucky Governor Ernie's Fletcher's administration. Apparently, Sarah Missy McCray was a victim of retaliation because she was a whistle blower in a hiring practice merit system scandal during Fletcher's administration. McCray will receive $500,000 and a $62,500 per year job in current Governor Steve Beshear's administration. Gov. Beshear indicated that the case was "one of the most egregious examples of how many state workers came to work each day fearing for their jobs. It left us with the task of cleaning up the mess created by the previous administration."

The lawsuit alleged that former Transportation Secretary Bill Nighbert retaliated against McCray for testifying before a Franklin County grand jury involved in the investigation. It alleges that Nighbert refused to approve McCray's job performance bonus recommended by her supervisor. Fletcher issued a blanket pardon for those indicted, and all charges against him were dropped in an agreement with the attorney general's office in which he admitted serious evidence of wrongdoing in his administration.

Qui Tam Litigation or "Whistle blowers" Litigation is quite complicated and specialized litigation. Often, as here, it results in job loss and long-term litigation. This combination can be devastating to the aggrieved litigant as he/she is usually fighting a well-financed corporate defendant (or "city hall" as was the case, here) without employment and without adequate financial support. Lawsuit Financial is one of the few lawsuit financing firms with the expertise to evaluate and provide lawsuit funding in Qui Tam lawsuits. Lawsuit financial support is also available in more tradtional cases such as Auto Accident Cases, Premises Liability Cases, Medical Malpractice Cases, Wrongful Death Cases, and others. For free information about whether your case qualifies for lawsuit funding, please give us a call, toll free, at 1-877-377-SUIT (7848) or visit us on the web at www.lawsuitfinancial.com

April 24, 2008

Lawsuit Financial Article Featured at Findlaw.com

Lawsuit Financial is very pleased to announce the publication of the article "Litigation Funding- Is it for Your Case? written by company President and Chief Counsel, Mark M. Bello. The article has been published in the law practice section of Findlaw.com, a Thompson Reuters legal publication and research website. "Litigation Funding- Is it for Your Case?" talks about using lawsuit financing as a strategic tool to obtain higher settlements and verdicts in personal injury litigation cases. It cites actual Lawsuit Financial case funding examples of how lawsuit financing assisted real plaintiffs in obtaining higher awards in their litigation.

Lawsuit funding is available for injury victims in Auto Accident cases, No-Fault Cases, Wrongful Death Cases, Premises Liability Cases, Medical Malpractice Cases, Product Liability Cases, Airplane Crash and Train Crash Cases, Employment Discrimination and Wrongful Discharge Cases, and more.

The link to this informative article can be found by clicking here. It is very interesting reading. For a free analysis of your case funding situation, please call us, toll free, at 1-877-377-SUIT (7848) or visit us on the web at www.lawsuitfinancial.com

April 23, 2008

Multiple Party Wrongful Death Fire Lawsuit: Lawsuit Funding Could Be a Vital Tool for Victims and Personal Injury Attorneys

A "last-minute" $25.3 million partial settlement of a multi-million dollar fatal fire lawsuit was reached on April 22, 2008 in Cook County (Chicago) Circuit Court. The case stems from a 2003 fire at the Cook County Administration Building and allows seven defendants (including Cook County) to avoid a very risky civil trial that is set to begin next week. The blaze killed six and injured 16 office workers. The City of Chicago, a building contractor, and the building management company are still in the case and did not participate in the settlement.

There are 22 lawsuits pending for the injured and the dead, many of whom were trapped in a smoke-filled stairwell with self-locking doors. The lawsuits allege serious mistakes and failures by firefighters and city 911 operators.

The other settling defendants were companies that worked on building and/or fire systems designs. Negotiations continue with the remaining defendants with a trial looming next Monday.

The average person might think that a case such as this, with so much money at stake, with staunch denials of wrongdoing, and multiple plaintiffs and defendants, would not be a good candidate for lawsuit funding. While this is complicated litigation, to be sure, it is an excellent candidate for lawsuit financing for both the attorneys and the unfortunate litigants and their families.

Most multi-party litigation, especially when pursued, for serious injury and/or wrongful death, against large corporations, municipalities, and billion dollar insurance companies, is extremely expensive and time-consuming. Lawsuit financing is available to assist "David" law firms in fighting these "Goliath" companies. Cost of litigation lawsuit funding is available as a "practice" advance or on a case by case basis. In this case, for instance, if called upon, Lawsuit Financial would have acted as a funding "partner", making certain that all financial needs for the pursuit of all victms' rights were covered. The handling attorneys would be able pursue the case, full throttle, without the added burden of financially managing it. In addition, if a case of this magnitude became a financial burden for the practice, lawsuit funding could be available to assist in paying office overhead whille it is being pursued to its just conclusion. With a potential multi-million dollar recovery a good possibility, the handling attorney needs to be certain that he is well-funded for the battle ahead. He needs to focus on the case, not how to fund it, and that is where litigation funding can be a strong and supportive ally.

As to the litigants, this tragedy occured in 2003, almost five long years ago. People were serious injured and several lost their lives. They and their families have probably faced financial devastation. Lawsuit funding is available to assist all victims in these circumstances with necessities of life lawsuit financing. This lawsuit financial assistance is based only on the merits of the case and not on credit standing. Lawsuit Financial is institutionally funded, so case size and multiple parties do not prevent all litigants and attorneys involved from receiving the lawsuit advances they may desperately need. Repayment would occur if, and only if, recovery was made in the case.

If you have been seriously injurued, or a loved one seriously injured or killed in a tragic accident such as the Chicago high-rise fire and are in need of lawsuit financial assistance, please do not hesitate to contact us for a free analysis of your situation. If you are an attorney who needs confidential financial assistance to handle a case of this magnitude, please call on our litigation funding specialists to assist you in handling the case financing or lawfirm financing. The call and the advice are absolutely free. Call, toll free, 1-877-377-SUIT (7848) or visit us on the web at www.lawsuitfinancial.com.

April 22, 2008

Construction Accident Wrongful Death Lawsuit: Families of Victims Could Benefit From Lawsuit Financing?

The families of victims in an April 2, 2008 bridge scaffolding collapse in North Little Rock, Arkansas, have filed a wrongful death lawsuit in Dallas County. Juan Manuel Flores and Manuel Gonzalez were part of a crew of workers that were installing a water main for the Central Arkansas Water utility. The scaffolding collapsed, sending them and a third man to their deaths. The construction accident lawsuit seeks unspecified damages and medical, funeral and burial expenses.

The lawsuit alleges that Oscar Renda Contracting Inc. of Roanoke, SAC Manufacturing Inc. of Longview and its project supervisor, Charles Jackson were negligent because they knew the work platform was faulty, hazardous and dangerous, and because they failed to determine its load capacity. Clay Miller, attorney for the plaintiffs, said that defendant Jackson had left the work site to obtain some equipment and, when he returned, the scaffold had failed. At a news conference to announce the wrongful death litigation, Miller questioned Jackson's ability to oversee the work site, indicating that he lacked either training or judgment.

Miller claims that the system's design was inadequate because a "thin" piece of steel was the only support for a roughly 15,000-pound load that included a 45-foot platform. "A half-inch of metal was all that was between these men and the river."

OSHA is also investigating, as the the wrongful death lawsuit also claims that both companies violated federal safety standards.

This tragedy seems to be another example of how the implementation of simple and inexpensive workplace safety procedures would save the lives of countless workers. Those who cry for "tort reform" or shout "lawsuit abuse" should think about advocating for workplace safety instead. Corporate profit should never enjoy a priority position over safety; in many workplaces in America and abroad, it absolutely does!

The unfortunate families of the victims of this workplace tragedy seek medical expenses, funeral and burial expenses. They have lost the family member who was principally responsible for their support. Situations like this, if there is no life insurance, savings, or other funding sources, are excellent candidates for lawsuit funding. An experienced lawsuit finance company executive will evaluate the prospects for case success and potential case value and fund an amount that comfortably fits within that value. The primary objective in strategic lawsuit financing is to remove financial pressure to settle early and cheap and to assure that the victims of a tragedy like this receive the compensation they deserve. This is a function of proper underwriting.

Lawsuit Financial has more combined legal and lawsuit finance experience than any company in this industry. We have underwritten thousands of these transactions and represented thousands more. Litigation funding is available for auto accident cases, premises liability cases, medical malpractice cases, product liability case, construction accident cases (like this tragic example), airplane crash and train crash cases, and others The call and the advice, as always, are absolutely free. Call 1-877-377-SUIT (7848) or visit www.lawsuitfinancial.com on the web.

April 21, 2008

Lawsuit Finance Candidate: Fatal Airplane Crash Lawsuit Results in Seven Figure Plaintiff Verdict Six Years After Crash

Robert Young was returning home from a hunting trip in Arkansas, in January of 2002, when he was killed in an airplane crash. The airplane crash lawsuit his family filed in West Caroll Parish has been completed, over six years after the accident, with a jury verdict of $4 million. The jury, after a one-week trial, ordered the Beechcraft Baron twin engine plane's engine manufacturer, Teledyne Continental Motors, to pay the award to the survivors of the deceased. It is one of the largest civil verdicts in West Carroll Parish history.

Mr. Young's family claimed that a faulty engine, manufactured by Teledyne, caused the fatal crash. Young was 57 years old, the owner of an electric company, and an active member of the community. He was the sole occupant of the aircraft. Louisiana attorneys Daniel Barks, Richard Fewell Jr. and Dion Young represented Young's family in the wrongful death lawsuit.

This case underscores the need for and power of lawsuit financing in serious injury and wrongful death litigation. This case took six years for a verdict to be rendered. It is unknown whether the jury verdict will be paid or appealed; even if the verdict is paid, six years is a long time to wait for compensation for the loss of the person principally responsible for a family's support. Airplane crash lawsuit funding is available to families like the Youngs, who, because of corporate negligence, lose that financially supportive loved one.

Pre-settlement lawsuit funding is often used to pay mortgage payments, car payments, groceries, rent, tuition and other necessary expenses caused by death or serious injury. Pre-settlement funding is also an important litigation tool for the lawyer and his/her client, because the legal system can often work slowly, as it did here, and insurance companies and well-funded manufacturers take full advantage of these delays, trying to slow down the process and persuade plaintiffs to take pennies on the dollar. A well-placed non-recourse cash advance will often prevent the plaintiff from being forced to settle early and cheap.

Lawsuit Financial Corporation has more combined litigation and litigation funding experience than any other company in the lawsuit finance marketplace. Even if you are considering lawsuit funding from another company, call us for a free consultation regarding your lawsuit and your lawsuit financial situtation. The call is free and the advice could be case-saving.
Call 1-877-377-SUIT (7848) or visit us on the web at www.lawsuitfinancial.com.

April 11, 2008

Strategic Lawsuit Funding

Lawsuit Funding can be a valuable tool for attorneys and clients and, if used correctly and strategically, can be a revenue enhancement tool. One example I like to use to demonstrate this point is the case of an Indiana woman that Lawsuit Financial provided legal funding for in 2005. The woman suffered a very serious closed head injury in an auto accident and was unable to work. She had missed several mortgage payments and the bank was threatening foreclosure. While this was happening, the insurance company contacted her attorney and offered $250,000 on the case. Her attorney thought the case was worth $1 Million, thought he could achieve that amount or close, thought he could do so within a year, and advised her to reject the offer. She told him to accept the offer; after all, she was losing her house. Her attorney called Lawsuit Financial.

After reviewing appropriate case materials, Lawsuit Financial approved an initial lawsuit cash advance of $15,000 which was sufficient to pay up the mortgage and other immediate debt. The woman, on the advice of her attorney, rejected the $250,000 offer. During the course of the litigation, Lawsuit Financial provided lawsuit financing two more times; at the end of the case, she had received a total of $30,000 in lawsuit funding.

Nine months after receiving the $250,000 offer, the case settled, for $950,000. Lawsuit Financial was a substantial reason why there was a $700,000 increase in final case settlement proceeds! The client's upside, after attorney fees was over $400,000. The attorney made an additional $233,000! Lawsuit Financial made a nice return on its investment and received the added pleasure of saving someone's house and assuring that she was able to achieve a fair result in her litigation.

This true story is a graphic reminder of the power of litigation funding in the hands of a savvy attorney. Lawsuit Financial will answer your lawsuit financing questions for free. The call is toll free, 1-877-377-SUIT or you can visit the website at www.lawsuitfinancial.com. The legal funding advice may not be "priceless", but it could be worth $700,000 or more! Do the math for your case funding situation.

April 10, 2008

Ethical Lawsuit Funding

Some of my fellow trial lawyers may not be aware of some recent regulatory (and welcome) trends in the litigation finance business. In 2005, then New York Attorney General, Elliot Spitzer (yes, that Elliot Spitzer), mandated, in an agreement with several lawsuit finance companies that all legal cash advance contracts:

1. Be in “plain language” (as defined in New York’s General Obligations Law, Sec 5-702)

2. Be completely filled in and containing disclosures on the front page, in at least 12 point bold type, appropriately headed, with:

a. The total amount advanced to the consumer
b. Itemization of one-time fees, broken out item by item (e.g. application, processing, attorney review, broker, etc.)
c. Percentage fee or rate of return, stated on an annualized basis, including frequency of compounding
d. Total amount to be repaid by the consumer, broken out by six month intervals, carried forward to 36 months, and including all fees as well as any minimum required payment amount.

3. Provide a five business day cancellation policy

4. Provide for consumer’s initials on each page of the contract

5. Contain a legend, immediately above the consumer’s signature, in at least 12-point boldface type, to read:

Do not sign this contract before you read it completely or if it contains blank space. Before you sign this contract you should obtain the advice of your attorney. You are entitled to a completely filled in copy of this contract.

6. Contain a written statement by the consumer’s attorney record that he/she has reviewed the contract and explained to the consumer its terms.

7. For foreign language speaking persons, the “principal terms” shall be translated in writing into the consumer’s native language.

8. May not require mandatory or binding arbitration

9. Shall comply with all existing state and federal statutes

Thus, the New York agreement should be used by attorneys, across the country, as a benchmark for the minimum ethical standards required when their clients enter into a legal funding contract. It should be noted that Lawsuit Financial has always been in substantial compliance with these requirements (before they existed). In addition to the New York standard, I suggest that the following standards be considered, as well:

1. The lawsuit finance company should not, in any way, participate in, interfere with or attempt to sway or influence the litigation and/or litigation outcome.

2. The litigation funding company should make a detailed inquiry into the client’s current financial situation and fund only the current need. Substantial consumer savings can be derived by funding the client over the length of the case rather than a “front end” advance to cover the estimated length of time the case will take to resolve.

3. A lawsuit funding company should never intentionally over-advance funds; funding should be limited to an amount that, with profit, will not exceed one-third of case value. Most companies accomplish this by limiting the amount funded to 10% or less of the case value their underwriter places on the case. This is a function of experience and superior underwriting. Ask the lawsuit financing company how long they have been in business and whether they are a principal or a “broker”.

4. Avoid any legal finance company that offers to pay you a commission, kickback, or referral fee for referring your clients to them. If it is unethical for you to advance your own money to a client, it is equally unethical for you to profit off of a referral to a company that performs this service for your clients.

5. Do not participate with any litigation finance company that does not first seek your consent in entering into a legal funding relationship with your client. If you are presented with an client-executed agreement as your first contact with the lawsuit finance company, refuse to participate in the transaction and refer your client elsewhere.

The educated attorney is the consumer’s best advocate. Lawsuit funding, from an ethical and flexible plaintiff advocate oriented legal finance company can be a valuable revenue-enhancing tool in plaintiff counsel’s litigation arsenal. Be certain, also, to deal with a company that is attorney owned and operated, because all disclosures will be considered attorney-to-attorney, thus confidentiality is assured. Ask questions; satisfy yourself that the company is one that you can work with. Often, your client will bring you into a litigation finance situation. While you must recognize that in the attorney-client relationship, the client is the “employer” and the attorney, the “employee”, your previous relationship with a trustworthy lawsuit finance company should be discussed with the client as an alternative to an unknown, untested company. Lawsuit Financial provides toll free service and free consultations to openly discuss ethics and flexible terms with all prospective clients and their attorneys. Lawsuit Financial will even provide a complimentary, honest evaluation of the terms offered by a competitor. An educated plaintiff and attorney are, always, our best clients.

The New York AG Opinion & Agreement is now, obviously, the standard for New York, but it has also been adopted by the Florida Bar as its ethical benchmark and by the legislature in the state of Maine, which adopted similar language for the first such litigation finance industry regulatory legislation in history. For more information on lawsuit financing and ethics, visit www.lawsuitfinancial.com or call, toll free, 1-877-377-SUIT, to discuss your legal funding situation for free.