November 12, 2008

"Deny, Delay, Confuse and Refuse": An AAJ Report on the Subversion of Justice in America

I read an interesting expose put out by the American Association of Justice regarding insurance company tactics employed to prevent ordinary citizens from getting appropriate compensation for their injuries. Tricks of the Trade: How Insurance Companies Deny, Delay, Confuse and Refuse is written in the form of a law review article and tells the sad tale of the lengths that insurance companies will go to in their effort to subvert justice.

I do not intend, in this forum to regurgitate the entire article; it is very well written and informative, and the consumer (and the attorney) would be wise to read the entire article. To highlight, however, the article breaks down insurance tactics into six distinct categories:

1. Deny: This refers to the tactic of systematically denying claims to increase the bottom line, rewarding employees who do it well and punishing or replacing those who don't.

2. Delay: This is the practice of payment avoidance until people give up (Lawsuit Financial can provide assistance, here; more on that later) or, in despicable fashion, with elderly and chronically ill policy holders, refuse payment until the policy holder dies!

3. Incomprehensibilty: Refers to policy language that is virtually impossible for a lay person to understand, resulting in their not pursuing valuable, paid for, rights

4. Credit Scoring: The companies use credit scores to artificially increase rates to the poor and certain ethnic groups.

5. Retroactive Rescission or Cancellation: This is a policy used against seriously ill people to avoid paying a claim that will require multiple and substantial benefits over time because of the severity of the illness or injury.

6. Canceling for an Inquiry: This is the practice of canceling someone before they file a claim for the "sin" of merely inquiring about the possibility.

The article suggests several measures that the consumer can take to help avoid these tactics. The article recommends that the consumer:

Read his/her policy carefully, know his/her coverages and how to appeal a denial of coverage.

Be very careful in completing insurance claims forms as the insurance company may use an honest mistake as a reason to cancel or deny coverage.

Do not cash a premium refund check because this will likely rescind the consumer's insurance policy.

Put everything in writing; you will likely need it for proof. Keep a record of all correspondence and bills.

Contact your state insurance department or, if all else fails, consult with a lawyer. Most of all, says the author, DO NOT GIVE UP. Insurance companies count on you giving up. The author encourages you to fight for your rights.

While I strongly urge all consumers to read the important article that inspired this post, it does not mention lawsuit funding as an option to avoid some of these tactics and that is, in my humble opinion, a fundamental failing.

After you've hired that lawyer and decided not to give up, this serious question arises if you are injured and/or disabled: "How am I going to pay my bills? How can I fight this huge, well-financed and powerful insurance company when I can't work and have no income or savings?"

The answer, of course, is a non-recourse, legal cash advance from Lawsuit Financial. Legal finance is the great equalizer; the money that you need to get you from an earlier stage in the lawsuit to its conclusion. You will not have to cave in to insurance company stall tactics; legal funding will level the playing field and give you the staying power to slay Goliath. Lawsuit Financial provides litigation funding for most personal injury cases, disability cases and other insurance cases. Call us, toll free, at 1-877-377-SUIT (7848) or visit us on the web at www.lawsuitfinancial.com. We will evaluate your lawsuit funding situation promptly and fairly, often in less than 24 hours. You have nothing to lose. The call is free; the advice could save your valuable assets and, above all, save your valuable case.

November 11, 2008

"Tort Reform"-A Chance for President Elect Obama to Fight Injustice

Since our historic election of Barak Obama, a week ago, I have seen several articles that suggest that the subject of "tort reform" (which is really means "anti-justice" and "pro-insurance company") will be a hot political issue in his administration.

First, CQ reports: "One early policy battle in the Obama years will probably be the question of 'tort reform...plaintiffs' attorneys are keen to reverse Bush-era restrictions on tort litigation, while business groups fear that a Democrat-dominated federal government will do the bidding of the Democrats' influential trial-lawyer base of donors and expand plaintiffs' rights in tort cases... Barack Obama may well disappoint both advocacy factions."

Obama cast a 2005 Senate vote for a law shifting class action lawsuits to federal courts, considered a major business community priority. Linda Lipsen, senior vice president for public affairs of the American Association for Justice, said that while Obama's 2005 vote is 'a concern,' "...we are comfortable with our new president's priorities." According to CQ, the AAJ plans to press for an expansion on the right to sue for injuries related to faulty medical devices and for legislation barring companies from requiring customers to arbitrate rather than sue. Despite the outcome of the election, a spokesperson for the US Chamber of Commerce's Institute for Legal Reform warned that "victory at the polls does not mean voters 'want Congress to give the plaintiffs' bar more ways to sue.'"

To further indicate that war is about to be waged on the liability front, the National Law Journal reports that "business and trial lawyers are expected to go head-to-head again over tort-related issues, but congressional experts now give the trial lawyers significantly more heft in the new Congress." David Arkush, director of Public Citizen's Congress Watch, said that another "big agenda item" are "reversals of the Bush administration's expansion of federal pre-emption of state tort lawsuits in a number of regulated areas [and, in the workplace,] removing the current $300,000 cap on compensatory damages and punitive damages for violations of Title VII and the Americans With Disabilities Act."

It is also important to note that President Obama will appoint several federal district court and appellate court judges during his administration, including probable appointments to the United States Supreme Court. Thus, the battle lines are drawn and we should have a very interesting 4-8 years (at both state and federal levels) monitoring the simple right to civil justice in this country.

Lawsuit Financial provides litigation funding for Auto Accident cases, Premises Liability cases, Medical Malpractice cases and all other personal injury victims with pending lawsuits. Call us, toll free, at 1-877-377-SUIT (7848), and talk to an experienced legal finance representative for free. Or, visit us on the web at www.lawsuitfinancial.com. We want to be your law suit funding company and we will do everything in our power to earn your business.

November 10, 2008

Falling Down: Slip & Falls Can Cause Serious Injuries

One topic of controversy in Michigan law is the so-called "open and obvious" doctrine. The doctrine has established that if a defect is "open & obvious", and a person falls over or on it, that person cannot collect damages unless the defect is "effectively unavoidable" or creates "an unreasonably high risk of severe harm". Most recent Michigan decisions have declared conditions that would cause someone to fall are unlikely to cause severe harm; therefore, the "high risk" requirement is not met. Plaintiffs attorneys have strongly disagreed; as stated before in this forum, the death of diet Doctor Atkins and the severe injury suffered by Ed McMahon caused by falls would suggest that falls can and often do result in serious and fatal injuries and that simple falls can create an "unreasonably high risk of severe harm".

Recently, the New York Times studied the issue of the serious injuries suffered by and the complex care needed for elderly citizens who have fallen. The article focuses upon the elderly and indicates that, according to the Center for Disease control, 1.8 million Americans over age 65 are injured in falls. If the fall is "minor", a victim may rebound as if an injury never happened. For some, however, the fall sets off a downward spiral of physical and emotional problems — including serious illnesses and infections that become too much for their bodies to withstand. In 2005, the last year for which statistics are available, out of 433,000 people over 65 who were admitted to hospitals after suffering a fall, an astounding 15,800 died as a direct result of the fall. This statistic does not include a large number of seniors who survive the fall but cannot survive the indirect consequences of the fall.

The next time someone suggests to you that a fall is no big deal, remind them of Dr. Atkins, Ed McMahon, or the unfortunate people referred to in the New York Times article.

I have said it before and I will say it again: Michigan residents should be outraged at the injustice of the "open & obvious" standard and the suggestion that a fall cannot create an "unreasonably high risk of severe harm". Contact your state representatives and ask them to sponsor a bill to make premises liability law fair for Michigan citizens. Every other area of the law is subject to the application of the comparative negligence standard except Premises Liability. Ask your State Representative to apply straight comparative negligence to Premises Liability litigation.

Lawsuit Financial Corporation is one of the country's leading law suit funding companies. We provide non-recourse cash advances in Premises Liability/Slip & Fall cases and all other Personal Injury cases. Call us, toll free, at 1-877-377-SUIT (7848) or visit us on the web at www.lawsuitfinancial.com.


October 29, 2008

Drug Company Immunity-A Bad Deal for US Citizens

Apparently, the United States Supreme Court is going to take up the issue of absolute immunity for drug manufacturers if their dangerous products are FDA approved. Levine v Wyeth has been a topic of much discussion in legal circles and the case causes significant concern. As reported previously in this blog, my home state, Michigan, is currently the only state that gives drug manufacturers complete immunity if their horrendous drug was first FDA approved. As a result, disabled and disfigured Michigan citizens as well as the survivors of those killed by these bad drugs have been completely shut out of any chance of recovery. Thus, Vioxx, Fen-Phen, Redux, etc. victims can be compensated in 49 states; Michigan citizens are shut out.

A Supreme Court ruling for Wyeth in Levine v Wyeth would nationalize the Michigan disaster and prevent all United States citizens from pursuing big pharmacuetical companies for the devastating consequences of bad drugs. We lock up people for selling drugs that make us high; but we should give a free pass to those who sell drugs that kill and maim? What's wrong with this picture? Here's an interesting quote from the article that prompted this post:

"With 11,000 regulated drugs on the market and almost 100 more approved every year, the understaffed agency [the FDA] doesn't have the resources to adequately ensure both efficacy and reasonable safety... The FDA alone simply lacks the ability to serve as the sole guarantor of drug safety,'' said editors of the New England Journal of Medicine. This marks the first time that every editor-in- chief of the medical journal signed a Supreme Court brief. Obviously, FDA approval does not even approach a guarantee of safety for any drug; it is illogical and almost criminal to grant immunity simply because this overtaxed agency grants approval to a dangerous pharmaceutical.

Complete immunity for FDA approved drugs has been a disaster for Michigan citizens. It is my fervent hope that the United States Supreme Court has the wisdom and compassion to realize that drug company immunity is a free pass to the drug industry to injure, maim and kill our citizens without regard to safety. The most important safety tool available to our citizens is the threat of a lawsuit against an offending drug manufacturer. The elimination of this vital tool will permit the industry to "self-regulate". If we have learned anything from the country's financial crisis, we have learned that self-regulation does not work.

Lawsuit Financial is a nationwide legal funding company that provides litigation plaintiffs with interim financial help while they wait for their litigation to resolve. This important lawsuit financing service is available for many drug liability cases and for auto accidents and/or any other type of personal injury case. Please visit our website at www.lawsuitfinancial.com our call us, toll free, at 1-877-377-SUIT(7848).

October 27, 2008

Minors and/or Brain Damage in Medical Malpractice-Can Lawsuit Funding Assist?

The parents of a young, very unfortunate boy, of Eastman, WI, have won $11.4 million in a Medical Malpractice lawsuit. The case, brilliantly pursued by attorney Jeff Goldberg, alleged negligent care by a nurse and nurse midwife during the child's birth.

The question often arises whether Lawsuit Financial can provide legal funding or lawsuit finance assistance to minors or brain damaged individuals. The short answer is, usually, no, we can't. However, in the case that is the subject of the article, money has been earmarked for the parents to assist in the care and treatment of the child. The reader should notice that the birth and alleged medical malpractice took place in 2005, three long years ago. How have the parents paid for treatment and care for the child during this long, three year process? Lawsuit funding is available to parents or guardians of adult or minor brain damage victims or minor injury victims against litigation proceeds that are earmarked for payment to the healthy, caregiving adults for care and treatment of the victim. It is extremely expensive to care for someone in this situation and to have to do it without financial assistance is almost impossible. Lawsuit Financial is pleased to offer legal financial assistance to those families struggling to provide adequate care for a disabled loved one. For more information about this "exception" to the usual "non-funding" rule in case of incapacity, please call us, toll free, at 1-877-377-SUIT (7848).

October 23, 2008

Wrongful Arrest, Wrongful Prosecution, Wrongful Imprisonment-Lawsuit Funding May Assist

The police show up at your door. You ask "may I help you?" or "what's this all about?" They announce that they have a warrant for your arrest for committing a crime. You must be the criminal, right? Wrong! Innocent people are often arrested, tried, and even convicted of crimes that they did not convict. Barry Scheck of O.J. Simpson fame even started a non-profit called the "Innocence Project" which uses DNA to establish the innocence of those wrongfully accused and convicted. Several citizens who have served long prison sentences have been released as a result of his project's work.

This all too familiar scenario is on display in Fort Collins, Colorado, where Tim Masters was cleared, by advanced DNA evidence, of a murder after spending 10 years in prison and 20 years as a suspect.

Fortunately, the law recognizes the right to sue authorities for their abuse of power and negligence in wrongfully arresting and wrongfully imprisoning someone. The devastation of 20 years of suspicion and 10 years of incarceration for a crime that you did not commit is unimaginable. Lawsuit Financial is happy to report that the company provides necessities of life funding for victims of false arrest, wrongful prosecution, and/or false imprisonment. All that is required is a lawsuit and a good lawyer, which Tim Masters has, obviously, found in David Lane, of Denver, CO.

Lawsuit Financial provides legal funding for personal injury victims. Visit us on the web at www.lawsuitfinancial.com or call us, toll free, at 1-877-377-SUIT (7848) for a free analysis of your lawsuit funding situation. Our friendly staff of lawyers and paraprofessionals are standing by to assist you.

October 7, 2008

Michigan Supreme Court Race-Vote for Judge Diane Marie Hathaway

Most Michigan citizens are focused on the Presidential race; I understand that. But of almost equal importance to Michigan voters is the race for a seat on the Michigan Supreme Court. The incumbent, Clifford Taylor, is the most anti-justice candidate to ever sit on the high court, voting against the rights of citizens and for huge corporations and insurance companies almost every time. His opponent, Judge Diane Marie Hathaway is a pro-justice alternative. Many citizens are unaware of the important differences between these two candidates or even how to vote the non-partisan section of the ballot. It is extremely important to vote in the race for Supreme Court and, in my opinion, you should cast your vote for Judge Hathaway.

Why? There are seven Michigan Supreme Court Justices. Currently, the anti-justice forces enjoy a 4-3 majority. Thus, a one-vote swing is crucial. Below is just a sampling of anti-citizen pro-big insurance decisions made by Cliff Taylor; it is a long and troubling list. Here are my least favorite 25:

1. Lugo v Ameritech, 464 Mich 512 (2001). The Taylor Court adopts an "open and obvious" doctrine in slip and fall cases. If you can see it and you fall on it, you lose. Forget that Michigan is a comparative negligence State. In slip and fall, only the plaintiff's negligence counts. The defendant can be negligent as hell and it doesn't count. The court actually states that no typical person could ever be seriously injured from falling in a pothole or on a sidewalk. Tell that to Dr. Atkins or Ed MacMahon!

2. Reed v Breton, 475 Mich 531 (2006). The Taylor court ignores and overrules decades of common law that allowed circumstantial evidence to prove an illegal sale of alcohol in a drunk driving case. Defendant admitted to drinking 20 beers before he killed someone while driving at 100 mph and had a .21 blood alcohol level, but the bar that served him was excused under this new standard. Is that justice?

3. Kreiner v Fischer, 471 Mich 109 (2004). This Taylor Court decision denies seriously injured auto accident victims from recovery in accidents caused by negligent and even drunk drivers.

4 & 5. Roberts v Mecosta General Hospital, 466 Mich 57 (2002), after remand 470 Mich 679 (2004) and Burton v Reed City Hospital Corp, 471 Mich 745 (2005) The Taylor Court denies court access to persons injured by medical negligence based on minor technicalities.

6. Waltz v Wyse, 469 Mich 642 (2004). The Taylor Court, suddenly, without precedent, and without warning, changes the way the wrongful death statute of limitations is calculated and denies the relatives of persons killed by medical negligence access to court.
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7. Nawrocki v Macomb Co Road Commn, 463 Mich 143 (2000). The Taylor Court virtually eliminates governmental responsibility to maintain public roads.

8. Cameron v ACIA, 476 Mich 55( 2006). The Taylor Court, despite existing law to the contrary, shortens the statute of limitations to one year for minors and brain injured persons in auto accidents in claims seeking no-fault benefits, screwing innocent, seriously injured, kids out of needed and justified benefits.

9. Wickens v Oakwood Healthcare System, 465 Mich 53 (2001). This one is shocking even for Taylor! The Taylor Court holds that an injured person who dies, must die within the two year statute of limitations or the deceased's heirs are denied the right to sue for his loss! Can you believe this nonsense?

10. Zsigo v Hurley Medical Center, 475 Mich 215 (2006). A hospital employee rapes a
helpless patient in the hospital and the Taylor Court holds that a hospital has no responsibility to protect patients from employees who engage in intentional or criminal acts.

11. McKim v Forward Lodging Inc, 474 Mich 947 (2005). The Taylor Court decides that an EMT could not sue for injuries received while trying to assist injured patient.

12. Robinson v City of Detroit, 462 Mich 439 (2000). The Taylor Court excuses the government from any liability when it injures persons so long as they can prove that someone else was also
partly at fault.

13. MacDonald v PKT, Inc., 464 Mich 322 (2001). The Taylor Court decides that businesses have no duty to protect customers from dangers until they see an immediate risk of harm to a customer and their only duty is to call the police.

14. Garg v Macomb Mental Health, 472 Mich 263 (2005). The Taylor Court overrules precedent and allows employers to escape liability for sexual harassment if it has been going on for a long time.

15. Michalski v Bar-Levav, 463 Mich 723 (2001). The Taylor Court eliminates the rights of handicapped workers to safe and reasonable working conditions.

16. Griffith v State Farm, 472 Mich 521 (2005). The Taylor Court holds that there is no requirement to pay for food for a quadriplegic who chooses to live with a guardian rather than in an institution. Do you see the distinction?

17. Haynie v State, 468 Mich 302 (2003). The Taylor Court decides that harassment of female coworkers that is gender-based, but not sexual in nature, is no longer actionable.

18. Devillers v Auto Club Ins Ass'n, 473 Mich 562 (2005). This Taylor Court decision allows
Michigan no- fault insurers to avoid paying claims if it waits long enough before processing them. I guess if you screw people around for a long enough time, you win!

19. Greene v AP Products Ltd., 475 Mich 502 (2006). The Taylor Court decides that a bottle of hair oil did not require a warning that the contents could be deadly and should be kept out of the reach of children.

20. Elezovic v Ford Motor Co, 472 Mich 408 (2005). The Taylor Court decides that there was insufficient notice of workplace harassment, despite that fact that plaintiff notified two supervisors and filed numerous grievances against the alleged harasser.

21. Gilbert v DaimlerChrysler Corp, 470 Mich 749 (2004). The Taylor Court overturns a jury verdict in favor of the plaintiff because, according to dissenting Michigan Supreme Court Justices, Taylor and other majority justices disliked the plaintiff's attorney.

22. Magee v DaimlerChrysler Corp, 472 Mich 108 (2005). The Taylor Court rules that even though the plaintiff's claims of sexual harassment, sex and age discrimination and retaliation were filed within three years of the date she resigned, the suit was too late because none of the alleged conduct occurred within the three years before filing the complaint.

23. Sington v Chrysler Corporation, 467 Mich 144 (2002).The Taylor Court consults a dictionary and overrules the existing Workers Compensation definition of "disability", overturning the statutory definition and making it far more difficult to be compensated for a work place injury.

24. Grimes v Dep't of Transportation, 475 Mich 72 (2006). A quadriplegic could not pursue justice because the Taylor Court holds that the shoulder of a roadway is not part of the "improved portion of the highway designed for vehicular travel" which eliminates the government's duty to maintain them free of serious defects. In Hanson v Mecosta Co Road Comm, 465 Mich 492 (2002) the Taylor Court similarly holds that the state has no liability for the defective design of a public highway.

25. Henry v Dow Chemical, 473 Mich 63 (2006). The Taylor Court decides that people negligently exposed to carcinogens are precluded from bringing claims because they didn't get cancer quickly enough (some cancers take years to manifest). Similarly, in Creech v Foot Memorial, 474 Mich 1135 (2006), the Taylor Court denies the claims of multiple
patients who had been negligently exposed to an infection while receiving medical treatment because they had not develop symptoms yet (which may take years to develop).

Scary stuff, isn't it? Want to stop the assault on civil justice? Then listen to Judge Hathaway's own words and vote on the non-partisan section of the ballot. In some cases, the voter must turn the ballot over and vote on the opposite side to vote for Judge Hathaway for Supreme Court. Please remember to do this.

"I urge everybody to vote the non-partisan part of the ballot vote because that part usually has such a huge falloff rate" (people who forget to vote the non-partisan section or don't realize there are more decisions to make on the back of the ballot) says Judge Hathaway.

Judge Hathaway has served as a Wayne County Circuit Court judge for over 15 years and presides over criminal, civil and and family law matters. She is is 54, a graduate of the Detroit College of Law and a wife and mother of five children.

Judge Hathaway is running for the Supreme Court because she believes that Justice Taylor has ignored existing law and precedent and has supported special interest groups at the expense of individual rights. She cites a University of Chicago Law School study that ranks Michigan's Supreme Court last among our 50 United States when it comes to judicial independence (defined as the ability to withstand partisan pressure).

"I want to protect individual rights and not make rulings that take them away and I want to be fair and impartial in rendering decisions," says Hathaway. Michigan Lawyer's Weekly and practicing Michigan attorneys rank Taylor worst in preparedness, efficiency and overall knowledge of law, and thoroughness of opinion.

Hathaway also criticizes a ruling that compromises our environment and limits application of the Michigan Environmental Protection Act of 1970. Hathaway believes that the intent of the law is to allow everyday citizens to act as watchdogs on environmental issues and that the Taylor Court compromised that intent with their ruling. She said she plans to restore the power to the people if elected to the Supreme Court and promises to treat every person fairly and to take their concerns seriously. "I will protect...individual rights and not make rulings that take them away. I also want to treat everyone the same, with the dignity and respect that they deserve. I want to make decisions on the merits of their case without any concern for national origin, sexual orientation, and things of that nature, and I will be a fair judge who will listen to their concerns."

Do you want a Michigan Supreme Court Justice who treats everyone fairly and protects individual rights? If so, you must vote the non-partisan section of your ballot (don't forget that this section might be on the back of the ballot) and vote for Diane Marie Hathaway for the Michigan Supreme Court. Vote "All the way for Hathaway". Thank you.

September 23, 2008

Ohio Litigation Funding One Month after Passage of the New Ohio Legal Finance Law

It has been almost one month since Ohio Governor Ted Strickland signed new legal finance legislation in Ohio that permitted Ohio citizens to engage in non-recourse civil litigation advance transactions with lawsuit funding companies like Lawsuit Financial. Since then, we have received many requests for Ohio legal funding from Ohio Citizens and we have provided numerous legal cash advances to Ohio litigants. If you are from Ohio or from elsewhere in the United States, and have pending personal injury lawsuit with a retained attorney, Lawsuit Financial is ready to provide legal financial assistance to you and your family. If you do not yet have an attorney, Lawsuit Financial can assist you in locating an attorney who specializes in the type of case you wish to pursue.

Remember, under the new Ohio law:

1. Law suit funding contracts may be canceled by the consumer within five business days without penalty;

2. Legal finance contracts must provide the total dollar advance and a breakdown of fees, including the annualized rate of return, must be clearly disclosed in the contracts;

3. To be valid, the legal financing contract requires written acknowledgment by the attorney representing the consumer in the civil action or claim, specifying that the attorney has reviewed the contract and all case funding costs and fees have been disclosed;

4. For French and Spanish-speaking consumers, litigation funding contracts will be written in their primary language;

5. The lawsuit funding company must agree that it has no right to make any decisions involving the claim and its settlement (this has always been true of legal funding agreements).

Since personal injury cases almost always involve income loss, financial stress can often force the plaintiff to settle too early and too cheap. Lawsuit financing is provided to prevent that from happening. Lawsuit funding is provided completely contingent on the outcome of the case; the money is free if the case resolves without payment to the plaintiff. Lawsuit Financial also provides litigation funding for Auto Accident victims and all other personal injury victims with pending lawsuits. Call us, toll free, at 1-877-377-SUIT (7848), and talk to an experienced legal finance representative for free. Or, visit us on the web at www.lawsuitfinancial.com. We want to be your law suit funding company and we will do everything in our power to earn your business.


September 22, 2008

Medical and Pharmacuetical Dosage Mistakes Can Result in Serious Consequences for Children

An interesting NY Times article indicates that medical errors in medication dispensing and dosage continue to put our youngest and most defenseless citizens at risk. The article tells the story of 6-year-old Chance Pendleton, who came out of surgery in hysterics. The attending nursed is described as "peeved" by the boy's behavior. Twenty minutes later, the boy's mother waves down another nurse who happens to be walking by. The nurse checks on the boy and notices that his IV was inserted incorrectly and he was not receiving any medication; she repairs the line and the child is better within seconds.

While this incident, apparently, caused no long term harm to young Chance Pendleton, most medical mistakes have much more serious consequences for children. Dr. Peter B. Angood, chief patient safety officer of the Joint Commission, the independent hospital accreditation agency is quoted as stating that “there’s been slow progress in the decline of these errors;” he calls on hospitals to reduce their number. His concerns do not even include the number of diagnostic and procedural errors or those that directly cause infection and/or injury. Since a child's vital organs and immune system are still in development, they are at greater risk than adults. The article notes that these errors can be caused not only by hospital or physician negligence, but in out-patient settings, as well, and by dosage errors committed by your local pharmacist. Dr. Angood opines that "there needs to be more medications specifically manufactured for the pediatric population, more standardized dosing regimens and very accurate and clear labeling and packaging of medications.” The reader may recall that a labeling mix-up caused an overdose of medication that nearly killed the newborn twins of actor Dennis Quaid and his wife.

The article encourages parents to be aggressive and speak up when they think something is not right. I agree. After all, no one knows the child better than his or her parents. The article offers tips to lower the chances of harm. I encourage you to review them, study them, copy them, remember them. You never know when or if you will find yourself in the same or similar position as that of young Chance's mom.

Lawsuit Financial is a leading provider of legal funding services for Medical Malpractice lawsuit finance and for all other general injury lawsuit funding. Call us, toll free, 1-877-377-SUIT (7848) today for a free analysis of your litigation funding issue or visit us on the web at www.lawsuitfinancial.com. Or, if you don't have an attorney, yet, call us for a professional referral to an attorney who specializes in the area of law you need. The call is absolutely free; the advice is priceless.


September 19, 2008

Metrolink Train Crash and Train Crash Legal Funding

In the aftermath of the Metrolink Train Crash tragedy, injury victims and survivors of those who were killed are searching for answers and for justice. They may also be searching for an immediate answer to financial problems that arise when one suffers a serious injury or the loss of a family supporter in a train crash accident. Victims who have lost a loved one, or were injured in the crash and cannot work, have pressing bills to pay. Lawsuit Financial is here to help you through your financial difficulties.

Lawsuit Financial is a national litigation funding company specializing in providing litigation cash advances to plaintiffs involved in pending litigation. If you have retained an attorney, Lawsuit Financial can provide financial assistance with a legal cash advance collateralized only by your pending litigation. It is not a lawsuit loan. This means that your credit standing is not an issue; there are no credit checks. If you have not yet retained an attorney, Lawsuit Financial's legal referral program can assist you in finding a specialist in train accident litigation. Call us today, toll free, at 1-877-377-SUIT (7848) for a free analysis of your injury case financing situation. We can provide lawsuit financing for any type of personal injury case, from Auto Accident Legal Funding, to Medical Malpractice Legal Funding and beyond. Visit us on the web at www.lawsuitfinancial.com. The call is free; the advice is priceless.

September 9, 2008

Jennifer Lopez Dog Bite Lawsuit: Legal Finance Services Can Assist Victims of Serious Dog Attacks

I came across an interesting item while combing the internet for legal news. I have not written much on the issue of dog bites, but a person can certainly suffer serious injuries when attacked by a dog. Such was the case on a private flight in 2006, from New York to Los Angeles, involving "Floyd", a guard dog belonging to Jennifer Lopez and a female flight attendant. Flight attendant Lisa Wilson claims that the dog pounced on her, attacked her and bit her pant leg. She twisted, fell and injured her back so badly that she required surgery.

Dog bite attacks can, and often do, result in serious injuries or wounds. As to issues of liability, different states have different laws and dog attack victims should contact an experienced personal injury attorney in her/her own state (or the state where the incident occurred). If you need a referral to an attorney in your state, please call Lawsuit Financial, toll free, at 877-377-SUIT for a referral to a dog attack legal specialist. 18 states have a "one-bite rule" that protects a dog owner from liability for the first injury caused by the dog, unless an owner's negligence or leash law violation caused the attack and injury. Under the rule, the owner is liable for all subsequent attacks. 32 other states and the District of Columbia have strict liability standards; even if the dog was, previously, never vicious in any way. Michigan, Lawsuit Financial's headquarters, is one example of a strict liability state; only provocation is a defense to liability. The Michigan statute holds the owner of a dog strictly liable for dog bites to a human being that were not provoked, provided that if the incident happened upon the dog owner's property the victim was not a trespasser or there to do something unlawful or criminal.

The Michigan dog bite statute, an example of the law followed in 32 states and the District of Columbia, is found at Mich. Comp. Laws Ann., sec. 287.351. It states:

287.351 Person bitten by dog; liability of owner.
Sec. 1. (1) If a dog bites a person, without provocation while the person is on public property, or lawfully on private property, including the property of the owner of the dog, the owner of the dog shall be liable for any damages suffered by the person bitten, regardless of the former viciousness of the dog or the owner's knowledge of such viciousness.
(2) A person is lawfully on the private property of the owner of the dog within the meaning of this act if the person is on the owner's property in the performance of any duty imposed upon him or her by the laws of this state or by the laws or postal regulations of the United States, or if the person is on the owner's property as an invitee or licensee of the person lawfully in possession of the property unless said person has gained lawful entry upon the premises for the purpose of an unlawful or criminal act.

Dog attacks can result in serious and disabling injuries. It is alleged in the subject lawsuit against Jennifer Lopez that Wilson suffered injuries that required surgery and have prevented her from working for over two years. Lawsuit funding is a service that was created to assist people who, through no fault of their own, suffer disabling injuries and need financial assistance to pursue the lawsuit to a just conclusion. Lengthy periods of disability will often cause financial distress and may prompt a victim to resolve their case too early for too little. Legal funding from Lawsuit Financial will provide interim financial relief and prevent the desperate plaintiff from settling early and cheap. Well-placed litigation funding can enhance the value of your case. Call Lawsuit Financial, toll free, at 877-377-SUIT (7848) for a free analysis of your lawsuit financing situation. We provide Dog Bite legal funding as well as Auto Accident lawsuit funding, Premises Liability/Slip & Fall lawsuit funding, Medical Malpractice lawsuit funding, Product Liability litigation funding, Employment Discrimination or Termination legal finance, Maritime lawsuit financing, Work Place Injury lawsuit financing, Fire and Explosion legal finance, and all other general personal injury case law suit funding. Visit Lawsuit Financial on the web at www.lawsuitfinancial.com. We will do everything in our power to assist you with your case funding situation.

August 28, 2008

"Never Events"-Medical Malpractice Often Results in Serious Injuries or Death

I recently came across an article in the Salt Lake Tribune detailing a study about "Never Events", those serious medical errors occurring in Utah hospitals that "are never supposed to happen". These kinds of studies are showing up in hospitals across the country and the trend is very disturbing. In an era where people's access to the civil justice system is being restricted or prevented, where compensation for serious injury or death is being capped by lawmakers at artificially low levels, serious injury and death caused by medical neglect is continuing to occur, unchecked, at an alarming rate.

In Utah, the study reflected "Never Events" from October 2001 to April 2007. During that time, there were 219 such events. 47% of these events resulted in death; 21% resulted in a major loss of body function; 25% involved wrong site surgeries, and 3% resulted in suicide.

Hospitals and doctors can do remarkable things for their patients; they save lives and cure illnesses every day, in hospitals and clinics all over the country. However, they can also make mistakes, serious ones, and making them accountable for those mistakes will make them more careful, almost always, and help prevent them from reoccurring. That is a good thing, isn't it? So, the next time you hear someone say "junk" or "frivolous" in front of the word "lawsuit", show him the referenced article. People are getting scarred, maimed, and, even killed by preventable medical neglect; when they or their loved ones sue for their damages or loss, they are chastised by their neighbors and restricted by the acts of their own government. Seeking redress for serious injuries or death is not a "frivolous" endeavor. We are all one incident or life-changing event from being the next victim of this type of unfortunate occurrence.

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