Posted On: October 27, 2010

Don't Settle Too Soon for Too Little; Lawsuit Financial Can Help

A man was driving his Suburban when he was sideswiped by a pick-up truck. As a result, he sustained a cervical herniated disc and a lumbar herniated disc requiring surgery, injections, and physical therapy. A year after the accident, he underwent a two-level cervical fusion. While retaining some limited mobility, the plaintiff will continue to have a long road to recovery. Several activities that were once taken for granted have become a chore to accomplish, or even out of the question. He has needed continuous medical treatments that may last for years to come.

Less than 1 ½ years after the auto accident occurred, the lawsuit went to trial. The insurance company for the driver of the pick-up truck did not extend an immediate settlement offer, but on the first day after the jury was selected they extended an offer to settle at $350,000. This is what insurance companies do; they delay for as long as possible and when the know the attorney is serious and the case is solid, they make an offer. In this case, the plaintiff, wisely, declined the offer. Why do I say "wisely"? Because the trial took four days and the jury awarded $734,000, almost twice the amount the insurance company offered. The $350,000 might have been acceptable had the insurance company offered it without putting the plaintiff through the hassle and cost of preparing for and beginning a trial.

Unlike most cases, this one did not take years to come to trial. Assuming the award is paid, plaintiff's immediate financial issues are resolved. However, this man is only 1/2 year post surgery. What if he experiences complications? What if he needs future surgery? What if he has a re-occurrence? This verdict may be too little, too soon. Is this a fair settlement for his past and future medical expenses, physical impairment, past and future loss of wages, and past and future pain and suffering? Time will tell.

The vast majority of personal injury cases take longer than this one did. Insurance companies are notorious for their "delay, deny, confuse and refuse" strategy. They attempt to prolong proceedings to cause economic hardship to the plaintiff. Why? Because a desperate plaintiff will settle the case too early, for too little, to resolve their serious economic problems. If you are losing your house or you can't pay your rent, maybe your case becomes less important. The truth is that both are important.

The perfect solution for someone who has a valuable case and is considering settling too soon, for too little compensation is for that plaintiff to contact a lawsuit funding company right away. Legal finance services are available to help an injured person or loved one pay important bills and expenses, while waiting for a fair resolution of his/her case. With the financial pressure removed, there is no need to resolve any case for less than the full value of your injuries. The application process is quick and easy; with our company, Lawsuit Financial, for instance, the process can take as little as 24 – 48 hours. There are no fees to apply, no credit check, no job requirement, no payments to make. And, if you lose the case, you keep the money free of charge. What bank makes that kind of offer? This is, truly, no risk litigation funding.

Pre-settlement funding
is not for everyone, but in many cases, it provides a strategic advantage for the victim because it gives them leverage against the insurance company; it prevents the plaintiff from being forced to take inadequate offers from greedy carriers . Don’t settle for pennies on the dollar; get lawsuit funding and a fair and just equitable award or settlement.

Posted On: October 26, 2010

Fort Lauderdale Pedestrian Hit and Seriously Injured By Car

A pedestrian was crossing a boulevard in Fort Lauderdale when he was hit by a car. The EMS crews took the badly hurt pedestrian to hospital with life threatening injuries. This was considered to be a traffic homicide case and charges were pending against the driver until a complete investigation was concluded.

Hopefully, this pedestrian will recover; when he does, he would be wise to speak with an experienced personal injury lawyer. With these types of serious injuries, the victim may be entitled to compensation for medical expenses, wage loss and pain and suffering. Even if the driver is criminally convicted, the victim may pursue a civil lawsuit.

After retaining an attorney and pursuing a personal injury lawsuit, this seriously injured pedestrian may wish want to investigate the possibility of obtaining a lawsuit cash advance. This is a service that provides an accident victim with cash now, in advance of his settlement or verdict in his case. It is easy to apply for lawsuit funding; accident victims may do so online or by placing a toll free call to an experienced litigation funding company. With cooperation from a victim's attorney, cash is in an applicant's hands within 24-48 hours.

Pay important bills and expenses; pay mortgage or rent payments, car payments, food bills, tuition. With financial pressure removed, patiently wait for te case to resolve; listen to the professional and helpful advice of an experienced attorney. Do not settle a valuable case for pennies on the dollar. Legal finance services are designed to prevent victims from doing exactly that.

There are no fees to apply for pre-settlement funding, no upfront fees of any kind. There is no credit check, no monthly payments, no requirement to be employed. Lawsuit financing companies are looking only at the quality and potential success of the victim's personal injury case. And, if you lose the case, you keep the money, free of charge. Try getting those terms from a bank!

Posted On: October 21, 2010

Truck Crashes: A Too-Common Experience on America's Roads

There are over 500,000 truck accidents, yearly, and approximately 135,000 people suffer life-altering, serious injuries as a result; 5,000 or more will die. A truck accident, unless a victim is very lucky, will usually result in a serious injury. If you have been in truck crash and survived, the chances that you suffered catastrophic injuries (life altering harm) is very high. Truck accidents happen at all times of the day or night, in good conditions and bad. When large trucks are involved, the aftermath will, more than likely, result in a catastrophic injury, which includes paralysis, spinal cord injury, brain injury, amputations and other types of severe damage to one's body. After all, an automobile is no match for a big rig.

When a person is seriously injured by the negligence of a trucker, he may choose to file a personal injury lawsuit against that trucker and, usually, against his employer, as well. Trucking company liability might result from the negligence of its employee (called vicarious liability) and/or independent negligence for the lack of adequate training procedures, negligent supervision, statutory violations, or similar types of misconduct. So, in truck accidents, lawsuits are generally filed against the negligent trucker, his or her employer, the trucking company, perhaps the contractor that retained the trucker and his company, all of whom have substantial coverage by a commercial insurance policy.

In reality, the defendants in most cases, the one who pay the awards and settlements, are billion dollar insurance companies who take in billions in premiums, from all of us, to accept the risks of accidents that happen to only a relative few. They are raking in the dough; don't believe the "lawsuit abuse" nonsense that they bombard the internet with. It is, at best, a smokescreen and, at worst, an outright lie. These companies are not trying to eliminate "frivolous lawsuits" with their campaign; they do not usually pay damages for "frivolous lawsuits". The system already has mechanisms in place to dismiss frivolous cases and penalize those who bring them. Big business and big insurance (through the US Chamber of Commerce) seek to use this campaign to minimize or eliminate recoveries in serious cases with serious liability and serious injuries. They seek to marginalize plaintiffs and especially, their attorneys, with their lies. Until you have been suffered a serious injury or represented someone who has suffered a serious injury, you may not understand how offensive this approach is. Just to save a few bucks of their enormous profit, these despicable companies seek to poison public opinion against seriously injured accident victims. Don't believe it! These companies could care less about "frivolous lawsuits"; they don't want to have to pay any compensation to the seriously injured.

If you have been the victim of a truck accident, it is wise to speak to an attorney who specializes in litigation truck accidents. This is a sub-specialty of personal injury law; you want someone who concentrates his/her practice and truck accidents, specifically. Lawsuit Financial has relationships with attorneys all over the country and through our free, Lawsuit Financial Attorney Referral Program, we can put you together with the right attorney, in all 50 states, within 24 hours of your request.

The devastating injuries caused by a truck accident may also cause long-term financial distress. Pursuing a lawsuit may or may not result in substantial compensation, but lawsuits take a long time; compensation may be months, even years, away. How does a seriously injured accident victim support him/herself while waiting for a lawsuit too resolve? How does one prevent financial distress from causing one to settle the lawsuit for pennies on the dollar, too soon for too little, with the insurance company? The answer is, of course, lawsuit funding.

Serious injuries always cause work loss; work loss always causes financial distress. Getting full and fair compensation always takes months, even years. A lawsuit cash advance, or a series of lawsuit cash advances over the life of a personal injury lawsuit, will help the plaintiff pay his/her important bills and expenses and remove the pressure to settle for too little, too soon. Repayment of pre-settlement funding is contingent upon outcome; a victim does not have to repay until the case is settled or resolved and, if the case fails to recover anything, the victim keeps the money for free; the obligation is completely excused. A legal finance application is an easy process; the application may be completed in minutes on the phone or on the web; records are obtained directly from the attorney, and if the client is approved, he/she will have cash in hand within 24-48 hours. Clients are advised to use lawsuit financing proceeds to pay important bills and expenses; use it to pay past due mortgage, rent or car payments, put food on the table, pay excess medical expenses that enable treatment, pay tuition for retraining, something important. With the bills paid; with the financial pressure removed, listen to the professional and compassionate advice of your attorney and wait patiently for full and fair compensation.

A truck accident has changed your life forever; don't let the insurance company get away with making a bad situation worse.
I


Posted On: October 18, 2010

Stay Safe on Our Roads: Watch Out for Big RIgs

If you have ever spent any time checking out car-truck traffic accident statistics (those who have been involved in a truck-big rig crash certainly have) you will note that there are over 500,000 truck collisions every year in the US, causing roughly 5,000 fatalities. Of course this isn't acceptable, but the more important question is how do we improve these statistics and make our highways and byways safer?

Most truck accidents happen on weekends and in rural areas of the US; they are, typically, caused by a laundry list of reasons.
The most common reasons cited in most accident reports are:

1. Driver fatigue, falling asleep at the wheel.

2. Driving under the influence of liquor or drugs

3. Failing to obey the rules of the road

4. Failing to load and/or secure a load properly

5. Lack of appropriate training

6. Reckless driving

7. Equipment failure

There are additional reasons for big rig crashes, but you get the general idea. Remember that the smaller vehicle tends to get the worst of these accidents, thus, it is important for you to proceed with caution when driving near big rigs or semi-trucks. People tend to refer to an accident with any kind of truck as a "truck accident", but there are many different kind of trucks and this is the important rule to consider: the bigger the truck, the harder they hit and the more damage they do. There are mini trucks, light trucks (minivans, pickups, tow trucks), medium trucks (flatbeds, fire trucks, motor homes), heavy trucks (dump and garbage trucks, tractor trailers) and very heavy trucks (heavy haulers). You have to understand that even being hit by a smaller version of the larger behemoth will cause a lot of damage, as the truck’s weight and speed will tell the courts the severity of the impact and the likely injuries a victim will sustain.

If you have sustained severe injuries in a truck crash you should consult an attorney who specializes in handling these types of cases. Lawsuit Financial has relationships with attorneys all over the country and we can refer you to the appropriate specialist for your case. Once you retain an attorney and decide to pursue litigation, Lawsuit Financial can also assist you with professional and compassionate lawsuit funding. This is a financial service that will provide you with a lawsuit cash advance, money provided in advance of an expected settlement or verdict in your case. The intent is to assist you while the insurance company deliberately engages in tactics that delay the proceedings. Insurance companies do this to make you so financially desperate that when they finally make an offer, even if it is chump change, you will be inclined to accept it because you need cash now. Legal finance services give you the cash you need now, remove the financial pressure to settle early and cheap, and allow you to continue on in the litigation and get the compensation you deserve. And, it is easy to apply for pre-settlement funding either online or by phone.

If costs nothing to apply for what some, incorrectly, call a "lawsuit loan"; there are no upfront fees, no monthly payments, no credit checks and no hassles. If you are approved, you get the money you need, in the form of a lawsuit cash advance, within 24-48 hours. So, listen to your attorney: Turn down those inadequate offers and get lawsuit funding, instead. When your case outcome shows serious improvement, you'll be glad you did.

Posted On: October 16, 2010

U-Turn on Interstate Injures Seven

You've got to wonder how certain people got or retain their drivers licenses. This automobile accident resulted when a 1998 Dodge van, heading north on Interstate 90/39, made an illegal U-Turn and was struck by an oncoming Jeep. The van careened off the side of the road, clipped the 157 mile marker post, continued on another 200 feet and smashed into a fence before coming to a halt in a swampy area.

The van’s 70-year old driver was badly injured, as were the six kids he had with him in the van, ranging in age from 4 to 14 years old. What was he thinking? Who knows? Surprisingly, the Jeep driver fled the scene and has not been found as of this writing. All the van’s occupants were taken to hospital for various undisclosed injuries.

The van driver was negligent, perhaps grossly negligent and the families of the injured children may want to talk to a personal injury lawyer who specializes in automobile accident cases and find out what their rights are and how to obtain compensation for injuries, pain and suffering and medical bills.

Any one of the families may also want to check out lawsuit funding to see if they may qualify for a lawsuit cash advance. In order to find out if they are eligible, they only have to apply online at the litigation funding website or make a call and discuss their case with the company directly.

There should be no up front fees to apply for lawsuit funding; if the company you contact asks for money up front, find another company. A plaintiff/applicant does not submit to a credit check, he/she does not need to be employed, and, if approved, makes no monthly payments. That's because this is not a lawsuit loan; all a legal finance company cares about is whether you have a case that will qualify for and can afford the amount of money you are seeking. If you qualify, the lawsuit cash you need is in your hands by wire or check within 24-48 hours.

Use pre-settlement funding for important bills and expenses; pay your mortgage, rent, car payment, tuition. Keep food on your family's table. Pay excess medical expenses that make you treatment and recovery possible. Don't cave in to pressure to settle too early, for too little, from an insurance company that delays and denies until you are in desperate need for cash now. With your financial house in order, your experienced attorney now has the time he needs to get you the compensation you deserve and that only hurts one company. Who? The insurance company, that's who! Make them pay all you deserve; ask an experienced professional about lawsuit financing and obtain your measure of justice.

Posted On: October 14, 2010

Duck Boat Collision: Maritime Cases Are Good Candidates for Lawsuit Funding


If you haven’t been hiding under a rock, you have heard about the Duck Boat that collided with a sludge-hauling barge in Philadelphia. The collision was so violent that it sent 37 people overboard. Two tourists were killed and 10 injured. The smaller duck boat had to weigh anchor in an unexpected spot due to mechanical issues and a minor fire. The tugboat, and the barge it was hauling, appeared minutes after the duck boat had anchored, finding the little boat directly in its path.

The duck boat crew attempted to radio the tug, but received no response to their distress calls. Other boats in the area did hear the calls for help. Ultimately, the tug rammed into the duck boat and capsized it. Rescue crews retrieved 33 tourists and two crew members. Ten people were taken to hospital. Two passengers turned up missing; both were Hungarian residents visiting as a part of a language exchange program. A full investigation has been launched. Many questions remain unanswered, but there is one large one looming over this case; did the tug boat hear the distress calls and ignore them?

It is highly likely that the families of the two young people who were killed and many of those injured will likely file wrongful death and personal injury lawsuits. Injuries at sea are handled under a special set of laws known as Maritime laws; victims will want to locate attorneys who specialize in that area of the law. Lawsuit Financial offers a valuable service that assists victims in finding legal specialists all over the country; we can help you find the right lawyer. After the victims retain competent personal injury, Maritime, lawyers, they may also wish to benefit from a service that provides badly needed cash ‘now’ when serious injuries cause death of disabling injuries to the family breadwinner. In other words, they may wish to pursue lawsuit funding from an experienced and professional provider of this valuable legal finance service. A lawsuit cash advance helps a victim pay accident related bills and expenses, as well as other important ‘regular” bills, like mortgage or car payments, tuition, rent, or groceries.

The application process is quick and simple; with many clients, pre-settlement funding can put badly needed cash in a victim’s hands, by check or wire, with 24-48 hours of approval. That’s it; it’s that simple; so, don’t settle your valuable case for pennies on the dollar because you need cash now. Listen to your attorney’s advice about the value of your case, obtain lawsuit financing, and don’t settle your case until your attorney advises that the greedy insurance company has offered you full and fair compensation.

Posted On: October 8, 2010

Big Rig Accident Injures Four

This semi-truck-pickup truck accident was dangerous and messy. A tractor-trailer, hauling sulfuric acid, collided with a pickup truck in the northbound lane of Arizona 77.

As a result of this wreck, four victims were airlifted by EMS crews to a hospital; the injuries sustained by the victims were non-life threatening, but serious. Sulfuric acid began leaking all over the highway and Hazmat crews were called out to do clean up.

Details of the crash were unclear; investigation police officers will sort our the details and issue a report of their liability and causation findings. There may be questions regarding truck maintenance, distracted driving, speed, or whether either driver was impaired.
The injured will likely consult with a personal injury attorney to discuss potential litigation. At some point, if they are missing significant amounts of work, they wish to inquire about a lawsuit cash advance. They may apply by calling the litigation funding company or by visiting on the web and completing a simply, on-line, fill-in-the-blank application.

Once the application has been assessed and approved, the legal finance proceeds, also referred to as pre-settlement funding, will be forwarded to the victim by check or wire within 24-48 hours. Important bills and expenses, piling up because of injury and lengthy disability, may be paid, immediately. Medical expenses, car and mortgage payments are just a few examples. It is frustrating to be unable to pay your regular bills and expenses; it is frustrating to be unable to work. This frustration can build up and it may cause a victim to do something stupid: The victim settles his or her case, for pennies on the dollar, because the need to get their bills paid. Lawsuit funding eases the financial pressure and prevents the plaintiff from settling too soon for too little compensation. The additional case proceeds made possible by the lawsuit cash advance will often pay for the cost of the advance! So, get lawsuit financing, pay your important bills and expenses, remove the pressure to settle early and cheap, and relax. Listen to your attorney and wait out the process for a fair resolution of your valuable personal injury case.

Posted On: October 5, 2010

Drunk Mows Down Innocent Pedestrian


Sometimes it isn’t even safe to go for a walk. In this case, a middle aged woman was out for a walk down the boulevard when she was hit from behind by a pickup truck. When EMS crews got to the scene, found her to be critically ill, but alive. They transported her to a local hospital, where she died. was still alive.

The 70 year-old driver of the pickup, received minor injuries in the accident; he was arrested and booked for DUI and vehicular manslaughter. A DUI at aged 70;one would think that at his age, he would know better than to drink and drive, but obviously not. The police have launched a detailed investigation into the incident.

The family of the unfortunate victim of this tragedy will likely talk to a wrongful death lawyer to discuss potential civil litigation. A civil lawsuit is filed for compensation and is separate and distinct from any criminal proceedings filed against the drunk. The loss of a family member almost always results in financial difficulty for the victim's survivors. While they are discussing the case with an attorney, they might also want to ask about lawsuit funding. A 'lawsuit loan' would help them financially to get through to verdict or settlement.

When they apply for a lawsuit cash advance, they only need to provide case details to the litigation funding company. Once approved, they receive their pre-settlement funding within 24-48 hours. They don’t have to pay upfront fees or make monthly payments and once the lawsuit loan arrives, they may use it to pay for medical bills and any other costs related to the accident. The money may then be used to pay for the “regular” expenses we all have every month, like a mortgage or the rent, car payments or tuition.

The best thing about lawsuit financing is that it removes the financial desperation to accept any nonsense offers from the greedy insurance company, which deliberately drags the proceeding down to cause financial pain.

Posted On: October 4, 2010

Three Vehicle Collision Kills 6, Injures 34

This was an horrendous, preventable, chain accident collision. A Greyhound bus was making its way northbound on Highway 99 in California when it careened into an overturned SUV in the highway’s fast lane. After the initial impact, the bus continued on, slamming into another car, then sliding down an embankment and smacking into a tree.

The wreck left five dead at the scene and one died later, at the hospital. Four victims were in critical condition; six others suffered moderate injuries and twenty-four suffered minor injuries. At the time of this writing, police had not yet determined the cause of the accident.The whole accident scene was a mess and the police have no idea what caused the accident. Many questions are yet to be answered; for example, was the bus driver speeding at the time of impact? Was he driving while distracted? What happened to cause the SUV to overturn? Time will tell.

What we can count on is that there will be multiple-person litigation arising from this accident. There will, more than likely, be six wrongful death lawsuits and at least ten personal injury lawsuits to recover damages. It will be a lengthy process to sort out all of the details in the litigation and to begin to compensate the victims. How do those who have lost family members of who have been seriously injured support themselves while they wait for case resolution and justice in the case?

One answer is lawsuit funding. Many of the victims may be eligible to apply for a lawsuit cash advance to help them pay important monthly obligations that are difficult to make during times immediately after the death of a loved one or disability due to injury. Eligible litigation funding applicants are approved within 24-48 hours after the legal finance company receives completed forms and records from their attorney.

The "lawsuit loan" comes by check or by wire as quickly as possible; the legal funding company realizes that you need the fast cash now. You have bills you need to attend to, and they do not stop just because you have been badly injured in an automobile accident.

There is no cost to apply for pre-settlement funding; there are no credit checks and no employment requirements. It’s a quick and easy process. You apply for lawsuit financing, and, if approved you get the cash you need; you can deal with your important bills and expenses now and wait for a fair settlement or verdict, later. Tell the insurance company to take a walk until you get the offer of settlement your attorney recommends.

Posted On: October 1, 2010

Guest Post: Libertarians File Lawsuit Against Florida Campaign Finance Law

A libertarian legal group has reportedly challenged a Florida law that regulates political action committees and similar groups. The Institute for Justice has filed a federal lawsuit against Florida’s campaign finance law on Wednesday, the 29th of September, 2010. This protest has been raised as part of a national drive against such laws. The Institute for Justice has already issued a report stating that these Florida campaign laws restrict free speech and expression of all political entrepreneurs.

Freedom of speech and expression was considered important enough by our founding fathers to be honored with the 1st Amendment to our Constitution. Yet across the nation there are many laws that prevent the US citizens from expressing their right to speech and expression about important issues that effect our citizens; one such issue is that of increasing debt problems and debt help services that assist those in debt. The Libertarians opine that, in Florida, Florida campaign finance laws responsible for this infringement on free speech.

This lawsuit has been filed by a few residents of Sarasota and Charlotte County who expressed their wish to spend some dollars on a radio ad that criticized Amendment 4. They have filed this lawsuit in opposition to Florida campaign finance laws which, according to them, prohibits them from expressing their rights. The lawsuit was prepared by legal groups sympathetic to this cause; it argues that Florida’s laws are “burdensome”, especially in the dawn of a controversial US Supreme Court decision that blocked bans on corporate spending for political purposes. The Florida law requires US citizens to register with the state and file regular campaign reports if they are considering spending more than $500 on political activities.

Few states have similar laws. And, of course, freedom of speech is a constitutional right, not a privilege that may be conditioned or controlled by bureaucrats. However, these types of laws have been used to bar many effective speakers in various parts of the country. A US Supreme Court spokesperson has reportedly said that if the First Amendment has any meaning, it may bar the government from taking action against any citizen for his/her simple exercise of free, political, speech.

The Institute of Justice has already challenged part of the subject law in court and was successful in striking a portion of the law and forcing revision of the challenged language. And at least one federal judge has declared the law unconstitutional. Stay tuned.....

Posted by:

Cathy Jackson

Lawsuit Financial Corporation helps provide legal finance and cash flow solutions and consulting if necessities of life litigation funding is needed while personal injury litigation is pending. The company CEO and Lawsuit Finance Blog Author, Mark M. Bello, is a Justice Pac member of the American Association for Justice, Sustaining and Justice Pac member of the Michigan Association for Justice, Business Associate of the Florida, Tennessee, and Colorado Associations for Justice, a member of the American Bar Association, the State Bar of Michigan and the Injury Board.

The opinions expressed in this guest post are those of the guest author and do not, necessarily reflect positions or opinions of Lawsuit Financial Corporation, LawsuitFinanceBlog.com or Mark M. Bello.